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Complete company report
Generated 24-07-2026
Active BE 0893.781.259Private limited company

CREATIM

Duizendbladlaan 7 ·3090 Overijse, Belgium· 18 yrs active
Sector: Advertising & market research (73300)
Conclusion Checked

The computed 12-month bankruptcy probability of CREATIM is 0.8% (low). The 2025 annual accounts show equity of €67 and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 836 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.
Key figures
Equity €67
Net result €-4k
Better than sector 9%
Active 18 yrs
Snowflake analysis 5 axes · computed by Checked
Health37Profitability0Solvency12Growth78Stability100
45 / 100

Mixed profile: strong on stability, weaker on profitability.

Health 37
Profitability 0
Solvency 12
Growth 78
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.8% Low
0%0,5%1,5%4%10%≥25%
Annual accounts: weaker financial profile +Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2007, 18 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
37 / 100 Weak
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 31-01-2026 with the NBB · fiscal year 2025 · micro
€-10k€-5k€0€5k€10kOperating result 2021: €-6k€-6kNet result 2021: €-9k€-9kOperating result 2022: €9k€9kNet result 2022: €6k€6kOperating result 2023: €3k€3kNet result 2023: €2k€2kOperating result 2024: €-966€-966Net result 2024: €-1k€-1kOperating result 2025: €-4k€-4kNet result 2025: €-4k€-4k20212022202320242025
Operating resultNet result
Sector comparison
Fiscal year 2025 · NACE 73, Advertising & market research · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 1.3% 56.9%
better than 9% of 836 sector peers
Net result €-4k €28k
better than 12% of 836 sector peers
Equity €67 €52k
better than 7% of 836 sector peers
Gross operating margin €-4k €50k
better than 7% of 836 sector peers
Total assets €5k €120k
better than 5% of 838 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€-4k
-264.6% far below sector median
Total assets
€5k
-35.7% -95% vs sector
Equity
€67
-98.4% -100% vs sector
Working capital
€67
-98.4% -100% vs sector
Income taxes
€722
-78.3% -96% vs sector
Debt
€5k
+39.1% -92% vs sector
Debt ≤ 1y
€5k
+39.1% -87% vs sector
Current ratio
1.01
-53.8% -27% vs sector
Quick ratio
1.01
-53.8% -27% vs sector
Solvency
1.3%
-97.6% -96% vs sector
Debt / equity
74.21
+8753.5% far above sector median
ROE
-6262.9%
-23101.6% far below sector median
ROA
-83.3%
-467.1% far below sector median
Figures by fiscal year
Fiscal year2025
Revenue-
EBITDA-
Net profit€-4k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€5k
Equity€67
Debt€5k
of which ≤ 1y€5k
of which > 1y-
Working capital€67
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.01
Quick ratio1.01
Working capital ratio1.3%
Solvency1.3%
Debt / equity74.21
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-83.3%
ROE-6262.9%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€5k
Current assets 29/58€5k
Amounts receivable within one year 40/41€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€5k
Equity 10/15€67
Contributions / capital 10/11€6k
Reserves 13€200
Accumulated profits (losses) 14€-6k
Amounts payable 17/49€5k
Amounts payable within one year 42/48€5k
Income statement
Gross operating margin 9900€-4k
Operating result 9901€-4k
Financial charges 65€178
Result before taxes 9903€-4k
Net result for the period 9904€-4k
Result to be appropriated 9905€-4k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Advertising & market research(73300)
Legal form Private limited company(610)
Incorporation28-11-2007
StatusActive
Postal code3090
Establishment units 1 location
CREATIM
Duizendbladlaan 7, 3090 OverijseManagementsactiviteiten van holdings : tussenkomen in het dagelijks bestuur, vertegenwoordigen van bedrijven op grond van bezit van of controle over het maatschappelijk kapitaal, enz.
since 20082.170.084.790
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23062B0130/00Z003 Flanders 1,387 m² 1 · 226 m² 12.8 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
31-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
30-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
19-06-2024
State Gazette act Director changes
v3.2
04-04-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
07-02-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
23-02-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
08-02-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
27-02-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2018
02-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2017
09-02-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2016
15-01-2016
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2024
19-06-2024 2 directors appointed Director changes
  • Horedt Sabine, Bestuurder
  • Fink Karolin, Bestuurder
Summary: v3.2
Technical details 
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      "person": {
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Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
Legal nameNL CREATIM
Registered office
Duizendbladlaan 7
3090 Overijse, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative