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CREATEEZ

Active
Private limited companyfounded 2024active for 1 yearChaussée de Tournai(Lig) 405, 7812 Ath, BelgiumKBO/BCE: BE 1017.276.216
Summary

CREATEEZ has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€11,567) and a net result of -€11,916. Its solvency ranks better than 8% of 8,566 sector peers (NACE 73, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).

Overview

Activity
Advertising agencies
NACE 73110
1 site
Size
≈ €28,000turnover 2025, estimated
Staff
≈ 0.5 FTE, estimated
Equity
-€11,567
Loss
-€11,916
Turnover estimated from the gross margin
Financial health
52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.4%
Structure
2025 accounts 8 days early
Why 52raises riskCapped at 59: negative equityNegative equity -€11,567Loss of €11,916, the second in a row (financial year 2025)lowers riskSector: Advertising, market research and public relations activities (NACE 73)Size: total assets €24,842Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 4% of its sector peers (NACE 73, micro)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Weak
Solvency 0-40
equity -46.6% of total assets
Liquidity 4-49
short-term debt 146.6% · cash 3.5%
Profitability 0=
return on assets -48.0%
Bankruptcy probability, 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (11,229 companies, NACE 73, micro)
Last 24 months 01-2026: 0.4% 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026lowest value 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.5%▲ +0.1 percentage points vs 06-2026 08-2026: 1.4%▲ +0.9 percentage points vs 07-2026highest value 09-2026: 1.4%● unchanged vs 08-2026highest value 10-2026: 1.4%● unchanged vs 09-2026
No credit on open account
Liquidity insufficient (current ratio 0.56, below 1; short-term debt: 146.6% and cash: 3.5% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 73, micro): better than 5% on solvency, 5% on liquidity, 6% on profitability and 0% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Seven signals.
lowers riskraises riskneutral
lowers risk · Sector: Advertising, market research and public relations activities (NACE 73)
KBO
lowers risk · Size: total assets €24,842
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Negative equity -€11,567
NBB · annual accounts
raises risk · Loss of €11,916, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
2425
2024 to 2025 · latest year -€11,567
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
8 days early
2024
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 10 days after the deadline; the sector median (NACE 73) for financial year 2024 is 6 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
31-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. IncorporationAppointment: ABDY Clément Marc Dominique…

Financials · financial year 2025, micro format

Turnover
≈ €28,000
Estimated: probably between €15,000 and €52,000
Total assets
€24,842▲ 974%
2024 · €2,314
Net result
-€11,916▼ 622%
2024 · -€1,651
Working capital
-€15,895
2024 · €349
Trend over the years

2024 to 2025, 2 financial years

The operating result stays negative: a loss of €11,871 in 2025 against €1,651 in 2024; the loss grows.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result-€11,871 2025 Net result-€11,916 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital.

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result-€1,651--€11,871▼ 619%
Net result-€1,651below the sector's middle half--€11,916below the sector's middle half▼ 622%
Equity€349below the sector's middle half--€11,567below the sector's middle half
Total assets€2,314below the sector's middle half-€24,842below the sector's middle half▲ 974%
Debt€1,965-€36,409▲ 19×
Working capital€349below the sector's middle half--€15,895below the sector's middle half
Solvency-46.6%below the sector's middle half
Current ratio0.56below the sector's middle half
Return on assets (ROA)-48.0%below the sector's middle half
above within below the middle half of NACE 73, Advertising, market research and public relations activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
Assets €24,842
Fixed assets €4,328
Current assets €20,514
Equity and liabilities
Equity-€11,567
Debt€36,409
Equity is negative: debt (€36,409) exceeds the balance-sheet total (€24,842).
Key figures and ratios
2025 value · change against 2024
EBITDA
-€11,724
Cash flow
-€11,768
Interest coverage
-262.86
Debt ≤ 1 year
€36,409▲
2024 · €1,965
Staff costs
€16,061
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,322 companies that looked in July 2024 the way this one looks now, 4.2% went bankrupt within 24 months and 90.2% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
4.2% went bankrupt
5.5% stopped otherwise
90.2% still going

For this company itself Checked computes a bankruptcy probability of 1.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,322 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€2,314€24,842▲
Fixed assets21/28-€4,328
Tangible fixed assets22/27-€4,118
Plant, machinery and equipment23-€4,118
Financial fixed assets28-€210
Current assets29/58€2,314€20,514▲
Amounts receivable within one year40/41€314€19,622▲
Trade receivables40-€19,622
Other amounts receivable41€314-
Cash at bank and in hand54/58€2,000€868▼
Deferred charges and accrued income490/1-€25
Equity and liabilities
Total equity and liabilities10/49€2,314€24,842▲
Equity10/15€349-€11,567▼
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€1,651-€13,567▼
Amounts payable17/49€1,965€36,409▲
Amounts payable within one year42/48€1,965€36,409▲
Trade debts44€1,965€17,557▲
Suppliers440/4€1,965€17,557▲
Taxes, remuneration and social security45-€220
Taxes450/3-€213
Remuneration and social security454/9-€7
Other amounts payable47/48-€18,632
Income statement Code20242025
Remuneration, social security and pensions62-€16,061
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€147
Other operating charges640/8€50€703▲
Gross operating margin9900-€1,601€5,040▲
Operating profit (loss)9901-€1,651-€11,871▼
Financial charges65/66B-€45
Recurring financial charges65-€45
Profit (loss) for the period before taxes9903-€1,651-€11,916▼
Profit (loss) for the period9904-€1,651-€11,916▼
Profit (loss) for the period to be appropriated9905-€1,651-€11,916▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,651-€13,567▼
Profit (loss) brought forward from the previous period14P--€1,651

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62-€16,061-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€147-
Other operating charges640/8€50€703▲ 14×
Gross operating margin9900-€1,601€5,040-
Operating profit (loss)9901-€1,651-€11,871▼ 619%
Financial charges65/66B-€45-
Recurring financial charges65-€45-
Profit (loss) for the period before taxes9903-€1,651-€11,916▼ 622%
Profit (loss) for the period9904-€1,651-€11,916▼ 622%
Profit (loss) for the period to be appropriated9905-€1,651-€11,916▼ 622%
Line20242025Change
Assets
Total assets20/58€2,314€24,842▲ 974%
Fixed assets21/28-€4,328-
Tangible fixed assets22/27-€4,118-
Plant, machinery and equipment23-€4,118-
Financial fixed assets28-€210-
Current assets29/58€2,314€20,514▲ 786%
Amounts receivable within one year40/41€314€19,622▲ 62×
Trade receivables40-€19,622-
Other amounts receivable41€314--
Cash at bank and in hand54/58€2,000€868▼ 56.6%
Deferred charges and accrued income490/1-€25-
Equity and liabilities
Total equity and liabilities10/49€2,314€24,842▲ 974%
Equity10/15€349-€11,567-
Contributions10/11€2,000€2,000=
Profit (loss) carried forward14-€1,651-€13,567▼ 722%
Amounts payable17/49€1,965€36,409▲ 19×
Amounts payable within one year42/48€1,965€36,409▲ 19×
Trade debts44€1,965€17,557▲ 793%
Suppliers440/4€1,965€17,557▲ 793%
Taxes, remuneration and social security45-€220-
Taxes450/3-€213-
Remuneration and social security454/9-€7-
Other amounts payable47/48-€18,632-
Line20242025Change
Profit (loss) for the period9904-€1,651-€11,916▼ 622%
+ Depreciation and write-downs630-€147-
Operating cash flow (approximation)-€1,651-€11,768▼ 613%
Change in cash--€1,132-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
31-12-2025 micro format 23-07-2026 2026-00322601
31-12-2024 micro format 27-08-2025 2025-00408989

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 9,793 active companies whose main activity is advertising agencies (NACE 73110), figures are known for 3,887. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024
ABDY Clément Marc Dominique Ghislain
Director (not named in the articles) · since 16-12-2024
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
ABDY Clément Marc Dominique Ghislain
  • Director (not named in the articles), from 16-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 16-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 16-12-2024 Incorporation · €2,000 · 300 shares

Group and network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

History

CREATEEZ was incorporated on 12 December 2024 as a private limited company by one natural person, with a starting capital of €2,000.12 Since 2024, ABDY Clément Marc Dominique Ghislain has served as director of the company.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 16-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
23-07
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
27-08
NBB filing Annual accounts filed
financial year 2024 · micro format · 27 days late
2024
16-12
Gazette deed Incorporation
Appointment: ABDY Clément Marc Dominique Ghislain (director) · Founder · Founding capital11 facts ▸
  • Incorporation, “CREATEEZ” (deed in French)
  • Founder, ABDY Clément Marc Dominique Ghislain (comparant constituant)
  • Founding capital, €2,000
  • Bank account, “compte spécial ouvert au nom de la société en formation”, 2000 (deed in French)
  • Other provision, “arrêt des statuts, statuts arrêtés comme suit” (deed in French)
  • Capital
  • Registered office clause, “7812 Ath,ex Ligne,Chaussée de Tournai 405” (deed in French)
  • Other provision, “site internet, https://createez.be” (deed in French)
  • Director appointment, ABDY Clément Marc Dominique Ghislain (director (not named in the articles))
  • Other provision, “absence interdiction de gérer, aucune décision justice ou procédure avec interdiction civile ou pénale” (deed in French)
  • Pre-incorporation commitments, “takeover, engagements,obligations et activités au nom et pour compte société en formation” (deed in French)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded12-12-2024
Financial year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
63910Web portal activities
74201Photography, excluding press photography
Contact
E-mail info@createez.be
Phone +3268287874
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017276216
Registered 13-10-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 31 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Ath · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
3,301 m²
Building footprint
691 m²
Parcel 57049C0211/00T002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Createez
Chaussée de Tournai(Lig) 405, 7812 AthAdvertising agencies
since 2024unit no. 2.367.534.329
1 parcel
Wallonia 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
57049C0211/00T002 Wallonia 3,301 m² 1 · 691 m² -
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

DurationHow long the company exists; usually unlimited, so until it is dissolved.
Unlimited
Name clauseThe name the company operates under according to its articles.
CREATEEZ
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Région wallonne, adresse transférable en tout endroit de la Région de Bruxelles-Capitale ou de la région de langue française de Belgique par…” (deed in French)

deed of 16-12-2024

Who represents it, and how

Board ruleHow the board is made up, meets and takes decisions.
“Un ou plusieurs administrateurs, sans limitation” (deed in French)
“1” (deed in French)

deed of 16-12-2024

Capital, shares and profit

Kind of sharesWhich classes of shares exist and what rights each class carries.
One provision in the deed
Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
“Prix notifié ou expert, moitié cédant et moitié acquéreurs au prorata” (deed in French)
Share issue ruleHow and by whom new shares can be issued.
“Si non entièrement exercé,restantes offertes par priorité aux actionnaires ayant exercé totalité,ainsi jusqu'à souscription entière ou plus…” (deed in French)

deed of 16-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
Second Friday of June

deed of 16-12-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Assemblée générale formes modifications statuts” (deed in French)
Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
“Désigner liquidateurs,pouvoirs et émoluments, administrateurs en fonction” (deed in French)

deed of 16-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Compte de capitaux propres statutairement indisponible” (deed in French)
Other provision: “Indivisibilité des actions, statuts,testament ou convention” (deed in French)
Other provision: “Actes nécessaires ou utiles à l'objet, pouvoir d'administration” (deed in French)
Other provision: “Rémunération des administrateurs, […]” (deed in French)
Other provision: “Gestion journalière, en tout temps” (deed in French)
Other provision: “Trois ans, contrôle de la société” (deed in French)
Other provision: “Assemblée générale par procédure écrite, modification des statuts” (deed in French)
Other provision: “Assemblées générales électroniques, qualité et identité par règlement interne de l'organe d'administration” (deed in French)
Other provision: “Admission à l'assemblée générale” (deed in French)
Other provision: “Séances procès-verbaux, présences,rapports,procurations,votes par correspondance” (deed in French)
Other provision: “Une voix par action sauf actions sans droit de vote, délibérations” (deed in French)
Other provision: “Organe d'administration, prorogation” (deed in French)
Other provision: “Assemblée générale sur proposition organe d'administration, répartition bénéfices réserves” (deed in French)
Liquidation distribution: “Apurement dettes charges frais ou consignation, proportion actions,biens conservés même proportion” (deed in French)
Other provision: “Siège sauf autre domicile en Belgique vis-à-vis société, élection de domicile” (deed in French)
Other provision: “Compétence judiciaire, société,actionnaires,administrateurs,commissaires,liquidateurs affaires société et statuts” (deed in French)
Other provision: “Droit commun” (deed in French)
2 more provisions in the deed, see the deed of 16-12-2024

deed of 16-12-2024