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Complete company report
Generated 15-07-2026
Active BE 0692.624.441Dienstverlenende vereniging (Vlaams Gewest)

Creat Services

Botermarkt 1 ·9000 Gent, Belgium· 8 yrs active
Sector: Wholesale trade (46190)
Conclusion Checked

For the legal form of Creat Services, Checked does not compute a bankruptcy probability. The 2025 annual accounts show equity of €2.57M and a net result of €369k. Equity is growing by ~31.6% per year across the filed fiscal years. Its solvency ranks better than 19% of 176 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 8 annual accounts.
Key figures
Equity €2.57M
Net result €369k
Better than sector 19%
Active 8 yrs
Snowflake analysis 5 axes · computed by Checked
Health60Profitability50Solvency25Growth85Stability100
64 / 100

Strong profile, led by stability.

Health 60
Profitability 50
Solvency 25
Growth 85
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free

For this legal form (e.g. co-owners' association, public body or foreign branch) we don't show a bankruptcy probability: some of these forms legally cannot go bankrupt and no reliable figure is possible here.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
60 / 100 Healthy
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 18-06-2026 with the NBB · fiscal year 2025 · volledig
€0€25.00M€50.00M€75.00M€100.00MRevenue 2021: €28.13M€28.13MOperating result 2021: €199k€199kNet result 2021: €159k€159kRevenue 2022: €31.96M€31.96MOperating result 2022: €340k€340kNet result 2022: €249k€249kRevenue 2023: €42.44M€42.44MOperating result 2023: €283k€283kNet result 2023: €206k€206kRevenue 2024: €70.52M€70.52MOperating result 2024: €544k€544kNet result 2024: €375k€375kRevenue 2025: €89.38M€89.38MOperating result 2025: €547k€547kNet result 2025: €369k€369k20212022202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~31.6%/year over 8 fiscal years, indicative, assuming unchanged policy.
€0€2.00M€4.00M€6.00M2026: €3.60M (€3.40M - €3.81M)2027: €4.74M (€4.54M - €4.95M)2028: €6.24M (€6.02M - €6.45M)2018: €344k2019: €502k2020: €746k2021: €945k2022: €1.24M2023: €1.64M2024: €2.02M2025: €2.57M20182019202020212022202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 46, Wholesale trade · compared within the same schema type (full schema)
Metric This company Sector median Position in the sector
Solvency 15.3% 43.0%
better than 19% of 176 sector peers
Net result €369k €188k
better than 64% of 176 sector peers
Equity €2.57M €1.09M
better than 62% of 176 sector peers
Total assets €16.75M €3.09M
better than 77% of 176 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€89.38M
+26.7% 18-25
Net profit
€369k
-1.6% far above sector median
Total assets
€16.75M
+21.5% far above sector median
Equity
€2.57M
+27.1% +198% vs sector
Working capital
€2.36M
+30.1% +208% vs sector
Income taxes
€176k
+5.2% far above sector median
Dividends
€8k
- 18-25
Debt
€14.18M
+20.6% far above sector median
Debt ≤ 1y
€14.18M
+20.6% far above sector median
Current ratio
1.17
+1.1% -76% vs sector
Quick ratio
1.17
+1.1% -72% vs sector
Solvency
15.3%
+4.6% -81% vs sector
Debt / equity
5.52
-5.1% far above sector median
ROE
14.4%
-22.5% far above sector median
ROA
2.2%
-19.0% ≈ vs sector
Net margin
0.4%
-22.3% 18-25
Figures by fiscal year
Fiscal year2025
Revenue€89.38M
EBITDA-
Net profit€369k
Cash flow-
Staff costs-
Income taxes€176k
Dividends-
Total assets€16.75M
Equity€2.57M
Debt€14.18M
of which ≤ 1y€14.18M
of which > 1y-
Working capital€2.36M
Employees (FTE)-
Ratios (computed)
2025
Current ratio1.17
Quick ratio1.17
Working capital ratio14.1%
Solvency15.3%
Debt / equity5.52
Long-term debt ratio-
Interest coverage-
Gross margin4.3%
Net margin0.4%
ROA2.2%
ROE14.4%
EBITDA margin-
Days sales outstanding67d
Days payable outstanding44d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€16.75M
Fixed assets 21/28€203k
Financial fixed assets 28€203k
Current assets 29/58€16.55M
Amounts receivable within one year 40/41€16.42M
Cash & bank 54/58€128k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€16.75M
Equity 10/15€2.57M
Contributions / capital 10/11€885k
Reserves 13€1.68M
Amounts payable 17/49€14.18M
Amounts payable within one year 42/48€14.18M
Trade debts payable within one year 44€10.37M
Income statement
Turnover 70€89.38M
Operating result 9901€547k
Financial income 75€9
Financial charges 65€2k
Result before taxes 9903€545k
Income taxes 67/77€176k
Net result for the period 9904€369k
Result to be appropriated 9905€369k
You're seeing the latest fiscal year only. Unlock 4 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Wholesale trade(46190)
Legal form Dienstverlenende vereniging (Vlaams Gewest)(416)
Incorporation22-12-2017
StatusActive
Postal code9000
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44803C0410/00F000 Flanders 4,135 m² 1 · 3,482 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 25 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
18-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
18-06-2026
NBB filing Annual accounts filed
fiscal year 2025 · ander
2025
28-07-2025
State Gazette act Director changes
v3.2
08-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
08-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · ander
2024
22-10-2024
State Gazette act Director changes
v3.2
20-08-2024
State Gazette act Director changes
v3.2
02-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
02-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · ander
05-06-2024
State Gazette act Director changes
v3.2
15-05-2024
State Gazette act Statutes amendment
v3.2
05-01-2024
State Gazette act Director changes
v3.2
2023
03-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
03-08-2022
State Gazette act Director changes
v3.2
28-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
09-09-2021
State Gazette act Director changes
v3.2
30-06-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
19-06-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
08-05-2020
State Gazette act Director changes
v3.2
2019
09-08-2019
State Gazette act Director changes
v3.2
26-04-2019
State Gazette act Director changes
v3.2
11-02-2019
State Gazette act Director changes
v3.2
2018
26-06-2018
State Gazette act Director changes
v3.2
14-05-2018
State Gazette act Director changes
v3.2
30-03-2018
State Gazette act Statutes amendment
v3.2
Belgisch Staatsblad, acts 15 acts
All acts · 15 updated 11 months ago
2025
28-07-2025 19 directors appointed, 14 resigning Director changes
  • Ingrid VANDEPITTE, Bestuurder
  • Koenraad VAN ELSEN, Bestuurder
  • Nathalie DRUINE, Bestuurder
  • Gunther DERIEMAKER, Bestuurder
  • Ine VANHOVE, Bestuurder
  • Martine DE MAGHT, Bestuurder
  • Lotte NOELANTS, Bestuurder
  • Sylvie VAN DE VELDE, Bestuurder
Summary: v3.2
Technical details 
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        "rrn": null,
        "name": "Benedikte DEMUNCK",
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        "name": "Denis DIERICK",
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        "name": "Martine VERLINDEN",
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    {
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        "name": "Charlotte VERMEULEN",
        "address": null,
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      }
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan VERMEULEN",
        "address": null,
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      }
    },
    {
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      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Ingrid VANDEPITTE",
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    {
      "kind": "director_in",
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        "rrn": null,
        "name": "Koenraad VAN ELSEN",
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        "rrn": null,
        "name": "Nathalie DRUINE",
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    {
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        "rrn": null,
        "name": "Gunther DERIEMAKER",
        "address": null,
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      }
    },
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      "person": {
        "rrn": null,
        "name": "Ine VANHOVE",
        "address": null,
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      }
    },
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      "person": {
        "rrn": null,
        "name": "Martine DE MAGHT",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lotte NOELANTS",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sylvie VAN DE VELDE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Yves GHYSELINCK",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Joris VANDENBROUCKE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Elise STICKER",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Sofie BRACKE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Joris NACHTERGAELE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Lotte VAN MECHELEN",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mich\u00E8le ESQUENET",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "voorzitter van de Raad van Bestuur",
      "person": {
        "rrn": null,
        "name": "Joris VANDENBROUCKE",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "ondervoorzitter van de Raad van Bestuur",
      "person": {
        "rrn": null,
        "name": "Mich\u00E8le ESQUENET",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "secretaris van de Raad van Bestuur",
      "person": {
        "rrn": null,
        "name": "Pascale AERTS",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Bart MEGANCK",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
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  "subject_company": {
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    "name_full": "CREAT SERVICES"
  }
}
2024
22-10-2024 Brent Meuleman resigns as raad van bestuur Director changes
  • Brent Meuleman, Raad van bestuur
Summary: v3.2
Technical details 
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20-08-2024 1 director appointed, 1 resigning Director changes
  • Stephan De Prez, Bestuurder
  • Guido De Padt, Bestuurder
Summary: v3.2
Technical details 
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      "role": "bestuurder",
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        "name": "Stephan De Prez",
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}
05-06-2024 Guido De Padt resigns as raad van bestuur Director changes
  • Guido De Padt, Raad van bestuur
Summary: v3.2
Technical details 
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      "role": "Raad van Bestuur",
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        "name": "Guido De Padt",
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  "subject_company": {
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}
15-05-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
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  "name_change": {
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}
05-01-2024 1 director appointed, 1 resigning Director changes
  • Kristof Cornelis, Bestuurder
  • Yves Miroir, Bestuurder
Summary: v3.2
Technical details 
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  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
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        "rrn": null,
        "name": "Yves Miroir",
        "address": null,
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        "name": "Kristof Cornelis",
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  "subject_company": {
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  }
}
2022
03-08-2022 2 directors appointed, 1 resigning Director changes
  • Marnix Vandenbulcke, Bestuurder
  • FIGURAD Bedrijfsrevisoren BVBA, Commissaris
  • Mattias De Vuyst, Bestuurder
Summary: v3.2
Technical details 
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      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mattias De Vuyst",
        "address": null,
        "birth_date": null
      }
    },
    {
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      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marnix Vandenbulcke",
        "address": null,
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      }
    },
    {
      "kind": "director_in",
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        "rrn": null,
        "name": "FIGURAD Bedrijfsrevisoren BVBA",
        "address": null,
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    }
  ],
  "schema": "v3.2",
  "act_meta": {
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  "subject_company": {
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}
2021
09-09-2021 1 director appointed, 1 resigning Director changes
  • Pieter Marechal, Bestuurder
  • Nico Blontrock, Schepen
Summary: v3.2
Technical details 
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2020
08-05-2020 Change in the board of directors Director changes
Summary: v3.2
Technical details 
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    "name_full": "TUSSENGEMEENTELIJKE MAATSCHAPPIJ VOOR SERVICES"
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2019
09-08-2019 Tim VAN HULLEBUSCH appointed as statutory auditor Director changes
  • Tim VAN HULLEBUSCH, Commissaris
Summary: v3.2
Technical details 
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      "role": "commissaris",
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        "name": "Tim VAN HULLEBUSCH",
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26-04-2019 18 directors appointed, 4 resigning Director changes
  • Martine VERLINDEN, Bestuurder
  • Jacques DEROO, Bestuurder
  • Nico BLONTROCK, Bestuurder
  • Benedikte DEMUNCK, Bestuurder
  • Stijn QUAGHEBEUR, Bestuurder
  • Denis DIERICK, Bestuurder
  • Mattias DE VUYST, Bestuurder
  • Guido DE PADT, Bestuurder
Summary: v3.2
Technical details 
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        "name": "Benedikte DEMUNCK",
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        "name": "Stijn QUAGHEBEUR",
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        "name": "Denis DIERICK",
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        "name": "Mattias DE VUYST",
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    {
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      "person": {
        "rrn": null,
        "name": "Anne MATTOT",
        "address": null,
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    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jan VERMEULEN",
        "address": null,
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    },
    {
      "kind": "director_in",
      "role": "bestuurder",
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        "rrn": null,
        "name": "Etienne SCHOUPPE",
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    {
      "kind": "director_in",
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        "rrn": null,
        "name": "Martine GYSSELS",
        "address": null,
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    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Charlotte VERMEULEN",
        "address": null,
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    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Yves MIROIR",
        "address": null,
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      "kind": "director_in",
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        "rrn": null,
        "name": "Brent MEULEMAN",
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        "rrn": null,
        "name": "Pascale AERTS",
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      "kind": "director_in",
      "role": "voorzitter van de raad van bestuur",
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        "name": "Etienne SCHOUPPE",
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      "role": "ondervoorzitter van de raad van bestuur",
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        "name": "Guido DE PADT",
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    },
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        "name": "Sofie VERMEERSCH",
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        "name": "Boudewijn LALOO",
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      "role": "lid van het Directiecomit\u00E9",
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        "rrn": null,
        "name": "Jean VANDECASTEELE",
        "address": null,
        "birth_date": null
      }
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11-02-2019 1 director appointed, 1 resigning Director changes
  • Pascale Aerts, Secretaris van de raad van bestuur en van het directiecomité
  • Catherine Meyvaert, Secretaris van de raad van bestuur en van het directiecomité
Summary: v3.2
Technical details 
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      "kind": "director_in",
      "role": "secretaris van de Raad van Bestuur en van het Directiecomit\u00E9",
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        "name": "Pascale Aerts",
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      "kind": "director_out",
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        "name": "Catherine Meyvaert",
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2018
26-06-2018 5 directors appointed Director changes
  • Sofie Vermeersch, Lid van het directiecomité
  • Guido De Padt, Lid van het directiecomité
  • Guido De Padt, Voorzitter van het directiecomité
  • Boudewijn Laloo, Lid van het directiecomité
  • Jean Vandecasteele, Lid van het directiecomité
Summary: v3.2
Technical details 
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    {
      "kind": "director_in",
      "role": "lid van het directiecomit\u00E9",
      "person": {
        "rrn": null,
        "name": "Sofie Vermeersch",
        "address": null,
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      "role": "lid van het directiecomit\u00E9",
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        "name": "Guido De Padt",
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      "role": "voorzitter van het directiecomit\u00E9",
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        "name": "Boudewijn Laloo",
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      "kind": "director_in",
      "role": "lid van het directiecomit\u00E9",
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        "rrn": null,
        "name": "Jean Vandecasteele",
        "address": null,
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14-05-2018 2 directors appointed Director changes
  • Guído DE PADT, Voorzitter van de raad van bestuur
  • Catherine MEYVAERT, Secretaris van de raad van bestuur
Summary: v3.2
Technical details 
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30-03-2018 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
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Company registry (CBE) Crossroads Bank
Activities
Handelsbemiddeling in de niet-gespecialiseerde groothandel46190Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100
Primary activity highlighted.
Names & trade names
Legal nameNL Creat Services
Registered office
Botermarkt 1
9000 Gent, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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EAQ BE 0464.765.107 · Kampenhout
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative