Creartor
ActiveCreartor has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10k and a net result of €5k. Its solvency ranks better than 32% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability78
Solvency58
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.88; short-term debt: 53.3% and cash: 48.9% of total assets), but 66.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
7 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€10k
Total assets
€29k
Net result
€5k
Working capital
€14k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €29k
Equity
€10k
Debt
€19k
Debt finances 66.8% of the balance-sheet total.
Key figures and ratios
Solvency
33.2%
Current ratio
1.88
Quick ratio
1.88
Debt / equity
2.01
ROE
48.4%
ROA
16.1%
Debt
€19k
Debt ≤ 1 year
€16k
Income taxes
€1k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€29k
Current assets29/58€29k
Amounts receivable within one year40/41€14k
Trade receivables40€14k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€1k
Equity and liabilities
Total equity and liabilities10/49€29k
Equity10/15€10k
Contributions10/11€5k
Reserves13€5k
Distributable reserves133€5k
Amounts payable17/49€19k
Amounts payable within one year42/48€16k
Trade debts44€4k
Suppliers440/4€4k
Taxes, remuneration and social security45€8k
Taxes450/3€6k
Remuneration and social security454/9€2k
Other amounts payable47/48€4k
Accrued charges and deferred income492/3€4k
Income statement
Code2025
Other operating charges640/8€1k
Gross operating margin9900€7k
Operating profit (loss)9901€6k
Financial charges65/66B€11
Recurring financial charges65€11
Profit (loss) for the period before taxes9903€6k
Income taxes67/77€1k
Profit (loss) for the period9904€5k
Profit (loss) for the period to be appropriated9905€5k
Appropriation of the result
Profit (loss) to be appropriated9906€5k
Transfer to equity691/2€5k
To other reserves6921€5k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudenaarde · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Meldenstraat 459700 OudenaardeGround area
5,136 m²
Building footprint
695 m²
Volume, LiDAR
4,116 m³
Parcel 45023A0473/00H000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Creartor
since 20252.377.762.681
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45023A0473/00H000 | Flanders | 5,136 m² | 1 · 695 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 22,620 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-07-2025
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.