Financials
- Financial year
- 2025
- Total assets
- €33,902
- Profit
- €4,790
- Solvency
- 14.1%
PIVA Consult
ActiveSummary
PIVA Consult has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4,791 and a net result of €4,790. Its solvency ranks better than 19% of 38,960 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200
1 site
Size
€33,902total assets 2025
- Equity
- €4,791
- Profit
- €4,790
Turnover not published (micro format)
Structure
Accounts 115 days early0 of 1 deed read
Why 85raises riskFounded in 2025Liquidity: current ratio 1.02, cash €1,365lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Size: total assets €33,902Show the evidence
Checked score
Score 2025
85
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 20% of its sector peers (NACE 70, micro)
Financial strength
Weak
Solvency
39
equity 14.1% of total assets
Liquidity
10
short-term debt 81.3% · cash 4.0%
Profitability
73
return on assets 14.1%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
07-2026: 0.4%
08-2026: 0.4%● unchanged vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026highest value
10-2026: 0.2%▼ -0.2 percentage points vs 09-2026lowest value
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 19% on solvency, 5% on liquidity and 37% on profitability.
The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 38960 sector peers (2025).
NBB · sector comparisonPosition among 38960 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-01-2026, 115 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
115 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 27-06-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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