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CREALIZE

Active
Private limited companyfounded 2025active for 1 yearBoulevard Frère-Orban 48, 4000 Liège, BelgiumKBO/BCE: BE 1020.548.876
Summary

CREALIZE has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,157 and a net result of €15,157. Its solvency ranks better than 55% of 11,726 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Financials · financial year 2025, micro format

2025 annual accounts filed late (28 days) Filed on 28 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00476701.

Turnover
≈ €120,000
Estimated: probably between €70,000 and €270,000
Total assets
€30,970
Net result
€15,157
Working capital
€16,811

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €30,970
Fixed assets €1,346
Current assets €29,624
Equity and liabilities €30,970
Equity €18,157
Debt €12,813
Debt finances 41.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€22,044
Cash flow
€15,610
Current ratio
2.31
Debt to equity
0.71
ROE
83.5%
ROA
48.9%
Interest coverage
over 100
Debt ≤ 1 year
€12,813
Income taxes
€6,300

Peer companies

Historical observation

Of the 11,279 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 96.6% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
96.6% still going

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,279 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 30 lines
Balance sheet Code2025
Assets
Total assets20/58€30,970
Fixed assets21/28€1,346
Tangible fixed assets22/27€1,346
Plant, machinery and equipment23€1,346
Current assets29/58€29,624
Amounts receivable within one year40/41€27,244
Trade receivables40€1,383
Other amounts receivable41€25,861
Cash at bank and in hand54/58€2,380
Equity and liabilities
Total equity and liabilities10/49€30,970
Equity10/15€18,157
Contributions10/11€3,000
Profit (loss) carried forward14€15,157
Amounts payable17/49€12,813
Amounts payable within one year42/48€12,813
Trade debts44€2,133
Suppliers440/4€2,133
Taxes, remuneration and social security45€10,681
Taxes450/3€10,681
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€453
Other operating charges640/8€225
Gross operating margin9900€22,268
Operating profit (loss)9901€21,591
Financial charges65/66B€134
Recurring financial charges65€134
Profit (loss) for the period before taxes9903€21,457
Income taxes67/77€6,300
Profit (loss) for the period9904€15,157
Profit (loss) for the period to be appropriated9905€15,157
Appropriation of the result
Profit (loss) to be appropriated9906€15,157

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€453
Other operating charges640/8€225
Gross operating margin9900€22,268
Operating profit (loss)9901€21,591
Financial charges65/66B€134
Recurring financial charges65€134
Profit (loss) for the period before taxes9903€21,457
Income taxes67/77€6,300
Profit (loss) for the period9904€15,157
Profit (loss) for the period to be appropriated9905€15,157
Line2025
Assets
Total assets20/58€30,970
Fixed assets21/28€1,346
Tangible fixed assets22/27€1,346
Plant, machinery and equipment23€1,346
Current assets29/58€29,624
Amounts receivable within one year40/41€27,244
Trade receivables40€1,383
Other amounts receivable41€25,861
Cash at bank and in hand54/58€2,380
Equity and liabilities
Total equity and liabilities10/49€30,970
Equity10/15€18,157
Contributions10/11€3,000
Profit (loss) carried forward14€15,157
Amounts payable17/49€12,813
Amounts payable within one year42/48€12,813
Trade debts44€2,133
Suppliers440/4€2,133
Taxes, remuneration and social security45€10,681
Taxes450/3€10,681
Line2025
Profit (loss) for the period9904€15,157
+ Depreciation and write-downs630€453
Operating cash flow (approximation)€15,610

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 28-08-2026 2026-00476701

Similar companies · same sector, comparable size

Of the 11,530 active companies whose main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121), figures are known for 6,780. 4,024 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.