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Generated 13-08-2026
Active BE 0455.731.338Public limited company

Creafin

Duwijckstraat 17 ·2500 Lier, Belgium· 31 yrs active
Sector: Verstrekken van hypothecair krediet (64922)
Conclusion Checked

Creafin is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 31 yrs
Board 7
Locations 1
Publications 16
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1995, 31 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (verkort). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2024 verkort 03-12-2024 2024-00609857
30-06-2023 verkort 11-12-2023 2023-00527359
30-06-2022 verkort 26-10-2022 2022-20476708
30-06-2021 verkort 12-01-2022 2022-00900183
30-06-2020 verkort 03-11-2020 2020-68200367
30-06-2019 verkort 22-11-2019 2019-74200237
30-06-2018 verkort 27-11-2018 2018-72900161
30-06-2017 verkort 20-11-2017 2017-69900363
30-06-2016 verkort 22-11-2016 2016-68200053
30-06-2015 verkort 30-11-2015 2015-67900138
Directors & mandates 12 directors
Current directors & mandates
  • SERAFIN Maryline Dominique
    Director
    State Gazette act 26320000 (30-03-2026)
    Current
    30-03-2026 → present
  • Herman Bruyland
    Director
    State Gazette act 26320000 (30-03-2026)
    Current
    24-02-2026 → present
    5 events
    • 30-03-2026 Mandate renewed· Director
    • 24-02-2026 Mandate renewed· Director
    • 24-02-2026 Resigned· Managing director
    • 24-03-2020 Appointed· Director
    • 24-03-2020 Appointed· Managing director
  • Jacobus Berkhout
    Managing director
    State Gazette act 26027949 (24-02-2026)
    Current
    24-02-2026 → present
  • Maryline Serafin
    Director
    State Gazette act 26027949 (24-02-2026)
    Current
    24-02-2026 → present
  • Jo Janssens
    Director
    State Gazette act 26027949 (24-02-2026)
    Current
    16-06-2025 → present
    2 events
    • 16-06-2025 Appointed· Director
    • 16-06-2025 Appointed· Managing director
  • Marcel Berkhout
    Managing director
    State Gazette act 24008654 (12-01-2024)
    Current
    22-07-2021 → present
    2 events
    • 01-01-2024 Appointed· Managing director
    • 22-07-2021 Appointed· Director
  • Broeckaert Rudy
    Director
    State Gazette act 22146298 (12-12-2022)
    Current
    03-04-2017 → present
    2 events
    • 12-12-2022 Mandate renewed· Director
    • 03-04-2017 Appointed· Director
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • BroeckaertLegal entity
    Director· perm. rep.: Rudy Broeckaert
    State Gazette act 14070918 (01-04-2014)
    Not recently confirmed
    last confirmed in an act from 2014
  • DUHOLDLegal entity
    Director· perm. rep.: Bruno Scheerlinck
    State Gazette act 14070918 (01-04-2014)
    Not recently confirmed
    last confirmed in an act from 2014
    2 events
    • 01-04-2014 Appointed· Director
    • 01-04-2014 Appointed· Managing director
Former directors (3)
  • Bruno Scheerlinck
    Director
    State Gazette act 17047450 (03-04-2017)
    Former
    03-04-2017 → 24-03-2020
    3 events
    • 24-03-2020 Resigned· Director
    • 03-04-2017 Appointed· Director
    • 03-04-2017 Appointed· Managing director
  • BroeckaertLegal entity
    Director· perm. rep.: Rudy Broeckaert
    State Gazette act 17047450 (03-04-2017)
    Former
    - → 03-04-2017
  • DuholdLegal entity
    Director· perm. rep.: Bruno Scheerlinck
    State Gazette act 17047450 (03-04-2017)
    Former
    - → 03-04-2017
    2 events
    • 03-04-2017 Resigned· Director
    • 03-04-2017 Resigned· Managing director
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Statutory auditor 1 auditor
Statutory auditor IRE/IBR number Tenure
Baker Tilly Bedrijfsrevisoren
Company auditor · represented by Jan Smits
 - 28-07-2016 → 14-09-2016
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
NACE primary Verstrekken van hypothecair krediet(64922)
Legal form Public limited company(014)
Incorporation27-07-1995
StatusActive
Postal code2500
Connections & network 6 connected companies
Group structure
Broeckaert
Sits on the board · 4 subsidiaries · 1 location
Control→
DUHOLD
Sits on the board · 2 subsidiaries · 1 location
Control→
Linked via shared directors
Broeckaert
viaBroeckaert Rudy · Permanent representative
former→
Network connections
ASTRA SWEETS
Shared corporate director
→
AUXIFINA
Shared corporate director
→
LA LORRAINE BAKERY GROUP
Shared corporate director
→
Connections derived from shared directors, addresses, shareholders and group structure in the Belgian State Gazette.
Ownership & control 2 parties
Control over this companysits on this company's board2
Broeckaert
4 subsidiaries · 1 location
DUHOLD
2 subsidiaries · 1 location
controls
CreafinBE 0455.731.338

Each band states what its claims rest on. A board seat is influence over the board, not ownership. Court mandates (receiver, interim administrator) and liquidation mandates do not link companies and are therefore absent here; they belong under Directors & mandates.

Establishment units 1 location
Duwijckstraat 17, 2500 Lier
Verstrekken van hypothecair krediet
since 19952.073.360.350
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0300/00C000 Flanders 5.6 ha 1 · 2.3 ha 20.8 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 26 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-03-2026
State Gazette act Resignations & appointments
General meeting · Director reappointment · Director appointment
2024
03-12-2024
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2023
11-12-2023
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2022
26-10-2022
NBB filing Annual accounts filed
fiscal year 2022 · verkort
12-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · verkort
2020
03-11-2020
NBB filing Annual accounts filed
fiscal year 2020 · verkort
2019
22-11-2019
NBB filing Annual accounts filed
fiscal year 2019 · verkort
2018
27-11-2018
NBB filing Annual accounts filed
fiscal year 2018 · verkort
2017
20-11-2017
NBB filing Annual accounts filed
fiscal year 2017 · verkort
2016
22-11-2016
NBB filing Annual accounts filed
fiscal year 2016 · verkort
2015
30-11-2015
NBB filing Annual accounts filed
fiscal year 2015 · verkort
Belgisch Staatsblad, acts 16 acts
Capital history · 2
20-12-2024
Capital change
14-09-2016
v3.2
All acts · 16 updated 4 months ago
2026
30-03-2026 4 directors appointed Director changes
  • BRUYLAND, Herman, Bestuurder
  • SERAFIN Maryline Dominique, Bestuurder
  • JANSSENS Jo, Bestuurder
  • Marichal Kurt, Auditor
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "BRUYLAND, Herman",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "SERAFIN Maryline Dominique",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "JANSSENS Jo",
        "address": null,
        "birth_date": null
      }
    },
    {
      "kind": "director_in",
      "role": "auditor",
      "person": {
        "rrn": null,
        "name": "Marichal Kurt",
        "address": null,
        "birth_date": null
      }
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "extractor": "qwen3-30b-a3b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "Creafin"
  }
}
24-02-2026 4 directors appointed, 1 resigning, 1 reappointed Director changes
  • Maryline Serafin, Bestuurder
  • Jo Janssens, Bestuurder
  • Jacobus Berkhout, Gedelegeerd bestuurder
  • Jo Janssens, Gedelegeerd bestuurder
  • Herman Bruyland, Gedelegeerd bestuurder
  • Herman Bruyland, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Herman Bruyland",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Het mandaat van Herman Bruyland, woonplaats kiezende te Duwijckstraat 17 te 2500 Lier, als bestuurder wordt verlengd tot aan de algemene vergadering gehouden in het jaar 2032 (dus over boekjaar 2031)."
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Herman Bruyland",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Herman Bruyland zal het mandaat van gedelegeerd bestuurder niet meer uitoefenen vanaf heden."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Maryline Serafin",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Onder voorbehoud van goedkeuring door de FSMA in het kader van Fit \u0026 Proper, wordt mevrouw Maryline Serafin, woonplaats kiezende te Duwijckstraat 17 te 2500 Lier, benoemd tot niet-statutaire bestuurder van Creafin tot aan de algemene vergadering gehouden in het jaar 2032 (dus over boekjaar 2031)."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Janssens",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-16",
      "evidence_quote": "De heer Jo Janssens, woonplaats kiezende te Duwijckstraat 17 te 2500 Lier, wordt benoemd als niet-statutaire bestuurder, en dit met ingang op 16/06/2025 tot aan de algemene vergadering gehouden in het jaar 2032 (dus over boekjaar 2031)."
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jacobus Berkhout",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Jacobus Berkhout, woonplaats kiezende te Duwijckstraat 17 te 2500 Lier wordt benoemd tot gedelegeerd bestuurder met ingang vanaf heden."
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jo Janssens",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2025-06-16",
      "evidence_quote": "Jo Janssens, voornoemd, wordt benoemd tot gedelegeerd bestuurder van Creafin en dit met ingang vanaf 16/06/2025."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
2025
24-07-2025 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2025-07-22",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  },
  "signature_regime": null,
  "special_mandates": [
    {
      "quote": "Er werd aan Fiscalier, kantoorhoudende te 2500 Lier, Joseph Van Instraat 5 bus 2, een bijzondere volmacht gegeven om de vennootschap te vertegenwoordigen tegenover alle belastingadministraties, waaronder de B.T.W., alsook tegenover de kruispuntbank voor ondernemingen en het ondernemingsloket, teneinde aldaar alle aanvragen, inschrijvingen, wijzigingen, doorhalingen, schrappingen en alle administratieve verrichtingen van de vennootschap uit te voeren.",
      "holder_kbo": null,
      "holder_name": "Fiscalier",
      "scope_categories": [
        "tax",
        "kbo",
        "filing"
      ],
      "with_substitution": false
    }
  ],
  "governance_change": {
    "admin_delegated_added": []
  }
}
2024
20-12-2024 Capital increase of €801,208.50 to €5,692,500 Capital & shares·Tim CARNEWAL
  • €4.891.291,50 → €5.692.500
  • 2 kapitaalbewegingen in deze akte
Notary: Tim CARNEWAL · BrusselFirm: BERQUIN NOTARISSEN
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "after_eur": 4891291.5,
      "delta_eur": 391291.5,
      "before_eur": 4500000.0,
      "share_emission": {
        "agio_eur": 801208.5,
        "share_form": "no_nominal_value",
        "share_class": null,
        "n_new_shares": 7950,
        "with_new_shares": true,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": 150.0
      },
      "decrease_purpose": null,
      "contribution_type": "geld",
      "paid_up_delta_eur": 1192500.0,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": null
    },
    {
      "kind": "capital_increase",
      "after_eur": 5692500.0,
      "delta_eur": 801208.5,
      "before_eur": 4891291.5,
      "share_emission": {
        "agio_eur": null,
        "share_form": null,
        "share_class": null,
        "n_new_shares": null,
        "with_new_shares": false,
        "nominal_value_eur": null,
        "issue_price_per_share_eur": null
      },
      "decrease_purpose": null,
      "contribution_type": "kapitalisering_reserves",
      "paid_up_delta_eur": null,
      "n_shares_destroyed": null,
      "not_yet_called_eur": null,
      "merger_new_shares_n": null,
      "merger_exchange_ratio": null,
      "distribution_amount_eur": null,
      "statutory_unavailable_equity_op": "convert_to_distributable"
    }
  ],
  "notary": {
    "name": "Tim CARNEWAL",
    "firm_city": null,
    "firm_name": "BERQUIN NOTARISSEN",
    "office_city": "Brussel",
    "is_associated": true
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-12-20",
    "filing_date": "2024-12-18",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2024-11-25",
    "unanimous": null,
    "under_authorized_capital": false,
    "underlying_resolution_date": null
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "Creafin",
    "legal_form": "Naamloze vennootschap",
    "is_foreign_registered": false
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "uitgifte van het proces-verbaal",
    "volmacht",
    "geco\u00F6rdineerde tekst van statuten"
  ],
  "shareholders_after": [],
  "share_classes_after": []
}
30-09-2024 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2024-09-13",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  },
  "signature_regime": "joint_two",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
12-01-2024 Marcel Berkhout appointed as managing director Director changes
  • Marcel Berkhout, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Marcel Berkhout",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2024-01-01",
      "evidence_quote": "De heer Marcel Berkhout word met ingang van 01 januari 2024 benoemd als afgevaardigd bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
2022
12-12-2022 Broeckaert Rudy reappointed as director Director changes
  • Broeckaert Rudy, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Broeckaert Rudy",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De Algemene Vergadering dd 24 oktober 2022 heeft beslist de Heer Broeckaert Rudy (NN 46071538781) te herbenoemen als bestuurder voor een periode van 6 jaar, tot aan de jaarvergadering in 2028 over boekjaar 2027."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
06-10-2022 Articles of association amended Statutes amendment
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "statute_change": {
    "name_change": false,
    "seat_change": false,
    "object_change": false,
    "effective_date": "2022-10-04",
    "legal_form_change": false
  },
  "bedrijfsrevisor": null,
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  },
  "signature_regime": "joint_two",
  "special_mandates": [],
  "governance_change": {
    "admin_delegated_added": []
  }
}
28-01-2022 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Stephane VAN ROOSBROECK
Summary: Substantive delegationNotary: Stephane VAN ROOSBROECK · Boechout
Technical details 
{
  "stage": null,
  "notary": {
    "name": "Stephane VAN ROOSBROECK",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Boechout",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl | fr | mixed",
    "pub_date": "2022-01-28",
    "filing_date": "2022-01-25",
    "act_kind_objet": "Onderwerp akte: DIVERSEN"
  },
  "decision": {
    "body": "notarieel_alleen",
    "act_date": "2021-12-08",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "substantive_delegation",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0455.731.338",
        "name": "CREAFIN",
        "role": "other",
        "address": "Duwijckstraat 17, 2500 Lier",
        "is_foreign": false,
        "legal_form": "Naamloze vennootschap",
        "is_new_company": false,
        "jurisdiction_country": null
      },
      {
        "kbo": "0473.774.625",
        "name": "Stater Belgium",
        "role": "other",
        "address": "Kanselarijstraat 17 A, B-1000 Brussel",
        "is_foreign": false,
        "legal_form": "Naamloze vennootschap",
        "is_new_company": false,
        "jurisdiction_country": null
      }
    ],
    "exchange_ratio": null,
    "legal_articles": [],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": null,
    "exchange_ratio_text": null,
    "new_shares_issued_n": 0,
    "real_estate_included": true,
    "patrimony_description": "De overdracht betreft het volledige portefeuille van hypotheekschuldvorderingen, inclusief alle zekerheden, hypotheken, voorrechten, inschrijvingen, beslag, en rechtsvorderingen in het kader van insolventieprocedures.",
    "equity_transferred_eur": null,
    "accounting_effective_date": null
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "Naamloze vennootschap"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": "0473.774.625",
    "org_name": "Stater Belgium",
    "person_name": null,
    "org_rep_person_name": null
  },
  "summary_narrative": "De naamloze vennootschap CREAFIN, gevestigd te Lier, verleent aan de naamloze vennootschap Stater Belgium, gevestigd te Brussel, uitgebreide volmachten om haar te vertegenwoordigen bij de behandeling van haar portefeuille van hypotheekschuldvorderingen. Deze volmacht omvat het aanvaarden of afzien van zekerheden, het opheffen van inschrijvingen, het beheren van rechtsplegingen, het indienen van schuldvorderingen in insolventieprocedures, en het uitvoeren van alle daarmee samenhangende handelingen. De volmacht is onbeperkt van duur en geldt voor alle openbare en onderhandse akten die betrekking",
  "co_filed_documents": [],
  "detected_real_type": "substantive_delegation",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
2021
09-11-2021 Marcel Berkhout appointed as director Director changes
  • Marcel Berkhout, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marcel Berkhout",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2021-07-22",
      "evidence_quote": "De heer Marcel Berkhout wordt met ingang van 22 juli 2021 benoemd als bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
2020
08-04-2020 2 directors appointed, 1 resigning Director changes
  • Herman Bruyland, Bestuurder
  • Herman Bruyland, Gedelegeerd bestuurder
  • Bruno Scheerlinck, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-03-24",
      "evidence_quote": "De heer Bruno Scheerlinck neemt ontslag als bestuurder en afgevaardigd bestuurder met ingang van 24 maart 2020."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Herman Bruyland",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-03-24",
      "evidence_quote": "De heer Herman Bruyland wordt met ingang van 24 maart 2020 benoemd als bestuurder voor een periode van zes jaar."
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Herman Bruyland",
        "address": null,
        "birth_date": null
      },
      "effective_date": "2020-03-24",
      "evidence_quote": "Hij wordt tevens benoemd tot afgevaardigd bestuurder voor een periode van zes jaar."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
2017
03-04-2017 3 directors appointed, 3 resigning Director changes
  • Rudy Broeckaert, Bestuurder
  • Bruno Scheerlinck, Bestuurder
  • Bruno Scheerlinck, Gedelegeerd bestuurder
  • Rudy Broeckaert, Bestuurder
  • Bruno Scheerlinck, Bestuurder
  • Bruno Scheerlinck, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rudy Broeckaert",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Broeckaert",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Er wordt ontslag verleend aan de bestuurders bvba Broeckaert (met als vaste vertegenwoordiger Dhr. Rudy Broeckaert)"
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Duhold",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Er wordt ontslag verleend aan de bestuurders ... de NV Duhold (met als vaste vertegenwoordiger Dhr. Bruno Scheerlinck)."
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": null,
        "name": "Duhold",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Er wordt tevens ontslag verleend aan de afgevaardigd bestuurder, Nv Duhold."
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rudy Broeckaert",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Er wordt beslist om te benoemen als bestuurders voor een periode van 6 jaar: de heer Rudy Broeckaert"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Er wordt beslist om te benoemen als bestuurders voor een periode van 6 jaar: ... de heer Bruno Scheerlinck"
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "De heer Bruno Scheerlinck wordt voor eenzelfde periode benoemd tot afgevaardigd bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
2016
14-09-2016 Capital increase of €11,252,700.34 to €12,740,481.08 Capital & shares
  • €1.487.780,74 → €12.740.481,08
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "capital_increase",
      "amount": 11252700.34,
      "currency": "EUR",
      "after_eur": 12740481.08,
      "delta_eur": 11252700.34,
      "before_eur": 1487780.74,
      "amount_type": "kapitaal_effectief",
      "effective_date": "2016-07-28",
      "evidence_quote": "tengevolge van de fusie door overname van voormelde vennootschap het geplaatst kapitaal van de overnemende vennootschap in totaal te verhogen met een bedrag van ELF MILJOEN TWEEHONDERDTWEEENVIJFTIGDUIZEND ZEVENHONDERD EURO VIERENDERTIG CENT (\u20AC 11.252.700,34) om het te brengen van EEN MILJOEN VIERHONDERD ZEVENENTACHTIGDUIZEND ZEVENHONDERD TACHTIG EURO VIERENZEVENTIG CENT (\u20AC 1.487.780,74) op TWAALF MILJOEN ZEVENHONDERD VEERTIGDUIZEND VIERHONDERD EENENTACHTIG EURO ACHT CENT (\u20AC 12.740.481,08).",
      "contribution_type": "in_kind"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
24-06-2016 Publication in the Belgian Official Gazette, Miscellaneous Miscellaneous·Bruno Scheerlinck
Summary: proposalNotary: Bruno Scheerlinck · Lier
Technical details 
{
  "stage": "proposal",
  "notary": {
    "name": "Bruno Scheerlinck",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Lier",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2016-06-24",
    "filing_date": "2016-06-09",
    "act_kind_objet": "VOORSTEL VAN FUSIE DOOR OVERNEMING VAN NV CREA-HYP\u041E-"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "act_date": "2016-06-09",
    "unanimous": null
  },
  "conversion": null,
  "detected_kind": "merger_absorption",
  "report_waiver": null,
  "restructuring": {
    "parties": [
      {
        "kbo": "0840.282.096",
        "name": "CREA-HYPO-FINANCE",
        "role": "absorbed",
        "address": "Duwijckstraat 17, 2500 Lier",
        "is_foreign": false,
        "legal_form": "NV",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      },
      {
        "kbo": "0455.731.338",
        "name": "CREAFIN",
        "role": "acquiring",
        "address": "Duwijckstraat 17, 2500 Lier",
        "is_foreign": false,
        "legal_form": "NV",
        "is_new_company": false,
        "jurisdiction_country": "BE"
      }
    ],
    "exchange_ratio": 0.04601,
    "legal_articles": [
      "12:7",
      "12:50",
      "12:75",
      "703 \u00A7 2"
    ],
    "is_cross_border": false,
    "is_silent_merger": false,
    "balance_basis_date": "2015-12-31",
    "exchange_ratio_text": "4.601 bestaande aandelen van de over te nemen vennootschap tegen afgerond 47.913 nieuwe aandelen van de overnemende vennootschap",
    "new_shares_issued_n": 47913,
    "real_estate_included": true,
    "patrimony_description": "Het gehele vermogen van de NV CREA-HYPO-FINANCE wordt overgenomen, inclusief onroerende goederen (zoals een pand aan de Emile Bockstaellaan 16-18 in Brussel, sectie D, nummer 327/V/3), roerende goederen, activiteiten in kredietverlening, financi\u00EBle dienstverlening en beheer van onroerende goederen.",
    "equity_transferred_eur": null,
    "accounting_effective_date": "2016-01-01"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "NV DUHOLD",
    "person_name": null,
    "org_rep_person_name": "Bruno Scheerlinck"
  },
  "summary_narrative": "Het raad van bestuur van de naamloze vennootschap CREAFIN en dat van CREA-HYPO-FINANCE hebben op 9 juni 2016 een fusievoorstel opgesteld voor een fusie door overname. Bij deze fusie zal CREA-HYPO-FINANCE worden opgenomen in CREAFIN. De aandeelhouders van CREA-HYPO-FINANCE ontvangen in ruil voor hun aandelen 47.913 nieuwe aandelen van CREAFIN tegen een ruilverhouding van 4,601 bestaande aandelen per 47.913 nieuwe aandelen. De fusie is gepland voor goedkeuring door de algemene vergaderingen op 29 juli 2016. De boekhoudkundige retroactiviteit van de fusie is vanaf 1 januari 2016.",
  "co_filed_documents": [
    "Fusievoorstel"
  ],
  "detected_real_type": "fusion_proposal",
  "referenced_correction": null,
  "should_reroute_to_category": null
}
2014
01-04-2014 3 directors appointed, 3 resigning Director changes
  • Rudy Broeckaert, Bestuurder
  • Bruno Scheerlinck, Bestuurder
  • Bruno Scheerlinck, Gedelegeerd bestuurder
  • Rudy Broeckaert, Bestuurder
  • Bruno Scheerlinck, Bestuurder
  • Bruno Scheerlinck, Gedelegeerd bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rudy Broeckaert",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0455731338",
        "name": "BRECI BVBA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Er wordt ONTSLAG verleend aan de bestuurders BRECI BVBA, met vaste vertegenwoordiger dhr. Rudy Broeckaert",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0455731338",
        "name": "CRONUS BVBA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Er wordt ONTSLAG verleend aan de bestuurders ... CRONUS BVBA, met vaste vertegenwoordiger dhr. Bruno Scheerlinck.",
      "discharge_granted": true
    },
    {
      "kind": "director_out",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0455731338",
        "name": "CRONUS BVBA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "TEvens wordt CRONUS BVBA ontslagen als gedelegeerd bestuurder.",
      "discharge_granted": true
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rudy Broeckaert",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0541786273",
        "name": "BVBA BROECKAERT",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Er wordt beslist om te BENOEMEN als bestuurders voor een periode van 6 jaar: - BVBA BROECKAERT, met maatschappelijke zetel te 2600 Berchem, Belpairestraat 4 bus 2.2, ondernemingsnummer 0541.786.273, met als vaste vertegenwoordiger dhr. Rudy Broeckaert;"
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0476319290",
        "name": "NV DUHOLD",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "Er wordt beslist om te BENOEMEN als bestuurders voor een periode van 6 jaar: ... NV DUHOLD, met maatschappelijke zetel te 2500 Ller, Duwijckstraat 17, ondernemingsnummer. 0476.319.290, met als vaste vertegenwoordiger dhr. Bruno Scheerlinck."
    },
    {
      "kind": "director_in",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno Scheerlinck",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0476319290",
        "name": "NV DUHOLD",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "3 De NV DUHOLD wordt voor eenzelfde periode BENOEMD tot gedelegeerd bestuurder."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
02-01-2014 2 reappointed Director changes
  • Bruno SCHEERLINCK, Bestuurder
  • Rudy BROECKAERT, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Bruno SCHEERLINCK",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0466750637",
        "name": "CRONUS BVBA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "te HERBENOEMEN voor een periode van 6 jaar, tot de algemene vergadering in 2016: CRONUS BVBA, met maatschappelijke zetel te 2500 Lier, Mallekotstraat 25, ondernemingsnummer 0466.750.637, met vaste vertegenwoordiger dhr. Bruno SCHEERLINCK; ... CRONUS BVBA wordt herbenoemd in haar functie van Voorzitt"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Rudy BROECKAERT",
        "address": null,
        "birth_date": null
      },
      "via_org": {
        "kbo": "0877538709",
        "name": "BRECI BVBA",
        "address": null,
        "country": null,
        "legal_form": null
      },
      "evidence_quote": "te HERBENOEMEN voor een periode van 6 jaar, tot de algemene vergadering in 2016: ... BRECI BVBA, met maatschappelijke zetel te 2980 Zoersel, Jachthoornlaan 27, ondernemingsnummer 0877.538.709, met vaste vertegenwoordiger dhr. Rudy BROECKAERT."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0455.731.338",
    "name_full": "CREAFIN",
    "legal_form": "NV"
  }
}
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Company registry (CBE) Crossroads Bank
Activities
Verstrekken van hypothecair krediet64922Verstrekken van hypothecair krediet64922Overige financiële dienstverlening64999Overige financiële dienstverlening, neg64999Activiteiten van gemengde verzekeringsentiteiten, overwegend leven65112Activiteiten van gemengde verzekeringsondernemingen, overwegend leven65112Activiteiten van gemengde verzekeringsentiteiten, overwegend niet-leven65122Activiteiten van gemengde verzekeringsondernemingen, overwegend niet-leven65122
Primary activity highlighted.
Names & trade names
Legal nameNL Creafin
Registered office
Duwijckstraat 17
2500 Lier, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 10 of 91 with filed accounts
Funz BE 0672.681.043 · Lier
COFISA BE 0425.547.017 · Antwerpen
EIGEN WONING BE 0400.809.245 · Mechelen
Gemeente Herselt BE 0207.502.103 · Herselt
Kansrijk BE 0781.957.679 · Antwerpen
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative