CREAFIELD
ActiveCREAFIELD has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20k and a net result of €46k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 34% of 1282 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency2▼-31
Growth78▲+20
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.13 against 0.05 in 2024), and 97.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
2.9%
Return on assets
6.6%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
4 d early
2024
22 d late
2023
on the day
2022
2 d early
2021
26 d early
2020
30 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k
2024 · €-26k
2018: €12k
2019: €-20k
2020: €-55k
2021: €-78k
2022: €-77k
2023: €-73k
2024: €-26k
2018 → 2025
Total assets
€702k▲ 1.2%
2024 · €694k
2018: €448k
2019: €528k
2020: €533k
2021: €686k
2022: €668k
2023: €684k
2024: €694k
2018 → 2025
Net result
€46k▼ 1.4%
2024 · €47k
2018: €-88k
2019: €-32k
2020: €-35k
2021: €-23k
2022: €1k
2023: €4k
2024: €47k
2018 → 2025
Working capital
€-129k▲ 15.9%
2024 · €-153k
2018: €124k
2019: €14k
2020: €-31k
2021: €-24k
2022: €-100k
2023: €-150k
2024: €-153k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-78k-€-77k▲ 1.7%€-73k▲ 5.4%€-26k▲ 64.3%€20k
Operating result€-15k-€10k€13k▲ 39.9%€59k▲ 340%€61k▲ 4.0%
Net result€-23k-€1k€4k▲ 213%€47k▲ 1,029%€46k▼ 1.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 4% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €702k
Fixed assets
€684k▼ 0.3%
Current assets
€19k▲ 138%
Equity and liabilities €702k
Equity
€20k
Debt
€682k
Debt finances 97.1% of the balance-sheet total.
Key figures and ratios
EBITDA
€74k▼
2024 · €74k
Cash flow
€59k▼
2024 · €62k
Solvency
2.9%▲
2024 · -3.7%
Current ratio
0.13▲
2024 · 0.05
Quick ratio
0.13▲
2024 · 0.05
Debt / equity
33.96▲
2024 · -27.76
ROE
229.1%▲
2024 · -179.9%
ROA
6.6%▼
2024 · 6.7%
Interest coverage
4.83▼
2024 · 6.12
Debt
€682k▼
2024 · €720k
Debt ≤ 1 year
€147k▼
2024 · €161k
Debt > 1 year
€528k▼
2024 · €559k
Staff costs
€222▲
2024 · €-21
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€694k€702k▲
Fixed assets21/28€686k€684k▼
Tangible fixed assets22/27€686k€684k▼
Land and buildings22€622k€618k▼
Plant, machinery and equipment23€30k€31k▲
Furniture and vehicles24€34k€35k▲
Current assets29/58€8k€19k▲
Amounts receivable within one year40/41€1k€5k▲
Trade receivables40€1k€5k▲
Other amounts receivable41€86€55▼
Cash at bank and in hand54/58€4k€11k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€694k€702k▲
Equity10/15€-26k€20k▲
Contributions10/11€100k€100k=
Profit (loss) carried forward14€-126k€-80k▲
Amounts payable17/49€720k€682k▼
Amounts payable after more than one year17€559k€528k▼
Financial debts170/4€559k€528k▼
Amounts payable within one year42/48€161k€147k▼
Current portion of amounts payable after more than one year42€31k€31k▲
Trade debts44€1k€290▼
Suppliers440/4€1k€290▼
Advances received on contracts in progress46€7k€3k▼
Taxes, remuneration and social security45€0€342▲
Taxes450/3€0€342▲
Other amounts payable47/48€122k€112k▼
Accrued charges and deferred income492/3€0€7k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-21€222▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€13k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€79k€78k▼
Operating profit (loss)9901€59k€61k▲
Financial income75/76B€26€131▲
Recurring financial income75€26€131▲
Financial charges65/66B€12k€15k▲
Recurring financial charges65€12k€15k▲
Profit (loss) for the period before taxes9903€47k€46k▼
Profit (loss) for the period9904€47k€46k▼
Profit (loss) for the period to be appropriated9905€47k€46k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-126k€-80k▲
Profit (loss) brought forward from the previous period14P€-173k€-126k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Highest result since 2018net €47k ▲1029%
Net result €47k, the highest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €1k
Net result €1k after 4 loss-making years.
04-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2024
BREYNE Petra
CurrentDirector · since 01-01-2024
01-01-2024
Appointed as Director
Location & real-estate footprint
Registered office, Veurne · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Moerkerkestraat 38630 VeurneGround area
4,964 m²
Building footprint
208 m²
Volume, LiDAR
1,597 m³
Parcel 38007A0508/00B000, Flanders · tallest building 17.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Creafield
since 20162.258.335.786
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38007A0508/00B000 | Flanders | 4,964 m² | 1 · 208 m² | 17.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEMESI
BE 0690.654.549
Sint-Genesius-Rode · Eq €20k
SOETEWATER
BE 0846.193.158
Beernem · Eq €20k
Clementine
BE 0765.582.792
Knokke-Heist · Eq €20k
SANDERS-DEMAN
BE 1020.723.476
Frasnes-lez-Anvaing · Eq €21k
WILS BVBA
BE 0461.265.880
Hasselt · Eq €21k
Of 1,849 companies in sector 55204 we hold annual accounts for 444. 291 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-10-2016
Fiscal year end31-12
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43320Joinery installation
56210Event catering
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.