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CREADIS

Active
Private limited companyfounded 2002active for 24 yearsDesselgemseweg 193, 8790 Waregem, BelgiumKBO/BCE: BE 0477.150.324
Summary

CREADIS has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €181,809 and a net result of €21,645. Equity has been growing by about 19% per year since 2019. Its solvency ranks better than 88% of 401 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Overview

Official details

Source: KBO
Status
Active since 19-03-2002 Normal situation
Activity
Agents in the wholesale of furniture, household goods and hardware NACE 46150
Joint committees
100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 31-03-2025
Establishment unit
2.095.847.722 8570 Anzegem, since 11-04-2002
Financial year end
31 March
Peppol
Reachable since 06-01-2026

Board and ownership

Board
  • Vandenboogaerde CarlDirector

Financial position

98 Excellent Checked score 2026
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 31-03-2026
Gross margin
€54,720
▼ 56.8%
Turnover
≈ €250,000
estimated
Profit
€21,645
▼ 66.4%
Equity
€181,809
▲ 13.5%
Total assets
€213,874
▲ 0.2%
Score breakdownraises riskSize: total assets €213,874lowers riskLiquidity: current ratio 4.79, cash €70,060Founded in 2002Equity €181,809 (85.0% of total assets)Show the evidence

Checked score

Score 2026
98 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 81% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2025
Strong
Solvency 100=
equity 85.0% of total assets
Liquidity 91-1
short-term debt 8.6% · cash 32.8%
Profitability 81-19
return on assets 10.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025highest value 11-2025: < 0.1%▼ -0.3 percentage points vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: 0.1%▲ +0.1 percentage points vs 09-2026 11-2026: < 0.1%▼ -0.1 percentage points vs 10-2026
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.79 (2.74 in 2025), above the usual 1.5. Short-term debt is 8.6% and cash 32.8% of total assets. 15% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 90% of them on solvency, 90% on liquidity, 75% on profitability and 69% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 4.79, cash €70,060
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €181,809 (85.0% of total assets)
NBB · annual accounts
raises risk · Size: total assets €213,874
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 27-10-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
4 days early
2025
10 days early
2024
8 days early
2023
27 days early
2022
31 days early
2021
32 days early
2020
2 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 21 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Financials

Financials · financial year 2026, micro format

Annual accounts 2026 filed on 27-10-2026 at the NBB all 24 filings

Turnover
≈ €250,000
Estimated: probably between €130,000 and €600,000
Total assets
€213,874▲ 0.2%
2025 · €213,542
Net result
€21,645▼ 66.4%
2025 · €64,508
Working capital
€69,386▼ 16.6%
2025 · €83,233
Multi-year overview
2019 to 2026, 8 financial years
Operating result
€35,984
▼ 63.0% 2026
20192026
Net result
€21,645
▼ 66.4% 2026
20192026
Equity
€181,809
▲ 13.5% 2026
20192026
Total assets
€213,874
▲ 0.2% 2026
20192026
Debt
€32,065
▼ 39.9% 2026
20192026
Working capital
€69,386
▼ 16.6% 2026
20192026
Solvency
85.0%
▲ 10.0pp 2026
20192026
Current ratio
4.79
▲ 2.05 2026
20192026
Return on assets (ROA)
10.1%
▼ 20.1pp 2026
20192026
Staff (FTE)
no figure
2026
20192026
Every figure per financial year
Every figure with its change against the financial year before
favourable unfavourable
Line20192020202120222023202420252026
Operating result€26,203-€52,316▲ 99.7%€108,502▲ 107%€34,354▼ 68.3%€35,049▲ 2.0%-€12,110€97,258€35,984▼ 63.0%
Net result€12,238-€35,288▲ 188%€74,807above the sector's middle half▲ 112%€21,503within the sector's middle half▼ 71.3%€21,723within the sector's middle half▲ 1.0%-€15,134below the sector's middle half€64,508above the sector's middle half€21,645▼ 66.4%
Equity€45,656-€45,656=€101,306within the sector's middle half▲ 122%€101,306within the sector's middle half=€123,029within the sector's middle half▲ 21.4%€95,657within the sector's middle half▼ 22.2%€160,165within the sector's middle half▲ 67.4%€181,809▲ 13.5%
Total assets€196,253-€194,060▼ 1.1%€242,886within the sector's middle half▲ 25.2%€215,244within the sector's middle half▼ 11.4%€201,513within the sector's middle half▼ 6.4%€167,101within the sector's middle half▼ 17.1%€213,542within the sector's middle half▲ 27.8%€213,874▲ 0.2%
Debt€150,597-€148,404▼ 1.5%€141,580▼ 4.6%€113,938▼ 19.5%€78,483▼ 31.1%€71,445▼ 9.0%€53,377▼ 25.3%€32,065▼ 39.9%
Working capital€19,686-€17,485▼ 11.2%€69,250within the sector's middle half▲ 296%€57,536within the sector's middle half▼ 16.9%€66,197within the sector's middle half▲ 15.1%€40,402within the sector's middle half▼ 39.0%€83,233within the sector's middle half▲ 106%€69,386▼ 16.6%
Solvency23.3%-23.5%▲ 0.3pp41.7%within the sector's middle half▲ 18.2pp47.1%within the sector's middle half▲ 5.4pp61.1%within the sector's middle half▲ 14.0pp57.2%within the sector's middle half▼ 3.8pp75.0%above the sector's middle half▲ 17.8pp85.0%▲ 10.0pp
Current ratio1.34-1.25▼ 0.091.91within the sector's middle half▲ 0.661.92within the sector's middle half▲ 0.012.59within the sector's middle half▲ 0.671.81within the sector's middle half▼ 0.782.74within the sector's middle half▲ 0.934.79▲ 2.05
Return on assets (ROA)6.2%-18.2%▲ 11.9pp30.8%above the sector's middle half▲ 12.6pp10.0%within the sector's middle half▼ 20.8pp10.8%within the sector's middle half▲ 0.8pp-9.1%below the sector's middle half▼ 19.8pp30.2%above the sector's middle half▲ 39.3pp10.1%▼ 20.1pp
Staff (FTE)1-1=1=1=1=1=
above within below The sector band is the middle half of the companies in Wholesale trade (NACE 46). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.

The operating result for 2026 is 63% lower than in 2025.

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €213,874
Fixed assets €126,182 ▲ 53.1%
Current assets €87,692 ▼ 33.1%
Equity and liabilities €213,874
Equity €181,809 ▲ 13.5%
Debt €32,065 ▼ 39.9%
Debt's share of the balance-sheet total falls from 25.0% to 15.0%. Equity is higher and debt is lower.
Key figures and ratios
2026 value · change against 2025
EBITDA
€51,762▼
2025 · €114,035
Cash flow
€37,422▼
2025 · €81,285
Debt to equity
0.18▼
2025 · 0.33
ROE
11.9%▼
2025 · 40.3%
Interest coverage
31.55▼
2025 · 60.19
Debt ≤ 1 year
€18,306▼
2025 · €47,878
Debt > 1 year
€13,759▲
2025 · €5,499
Income taxes
€12,699▼
2025 · €30,856
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item31-03-202231-03-202331-03-2024
Employees at the balance-sheet date111
full-time111
in full-time equivalents111
Average over the year, in full-time equivalents111
On a permanent contract111

Source: social balance sheet in the 2022 to 2024 annual accounts

Securities and guarantees

on own assets and for others
Item31-03-202231-03-202331-03-202431-03-202531-03-2026
Mortgages, amount registered€25,000€25,000---
Carrying value of the mortgaged assets€86,660€84,068---

Source: notes to the 2022 to 2026 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item31-03-202231-03-202331-03-202431-03-202531-03-2026
Tangible fixed assets€11,414€14,406-€22,410€59,530
Depreciation and write-downs of the year€13,848€16,097€16,964€16,777€15,777

Source: notes to the 2022 to 2026 annual accounts (statement of fixed assets)

Annual accounts
Filed annual accounts As filed with the NBB · 2026 against 2025 · 44 lines
Balance sheet Code20252026
Assets
Total assets20/58€213,542€213,874▲
Fixed assets21/28€82,430€126,182▲
Tangible fixed assets22/27€82,430€126,182▲
Land and buildings22€79,049€64,720▼
Plant, machinery and equipment23€144€2,355▲
Furniture and vehicles24€3,237€59,107▲
Current assets29/58€131,112€87,692▼
Amounts receivable within one year40/41€10,709€12,558▲
Trade receivables40€8,072€6,126▼
Other amounts receivable41€2,637€6,432▲
Cash at bank and in hand54/58€117,180€70,060▼
Deferred charges and accrued income490/1€3,223€5,075▲
Equity and liabilities
Total equity and liabilities10/49€213,542€213,874▲
Equity10/15€160,165€181,809▲
Contributions10/11€12,400€12,400=
Reserves13€147,765€169,409▲
Distributable reserves133€147,765€169,409▲
Amounts payable17/49€53,377€32,065▼
Amounts payable after more than one year17€5,499€13,759▲
Financial debts170/4€5,499€13,759▲
Amounts payable within one year42/48€47,878€18,306▼
Current portion of amounts payable after more than one year42€16,044€12,583▼
Trade debts44€1,807€2,620▲
Suppliers440/4€1,807€2,620▲
Taxes, remuneration and social security45€19,627€2,053▼
Taxes450/3€19,627€2,053▼
Other amounts payable47/48€10,401€1,050▼
Income statement Code20252026
Remuneration, social security and pensions62€9,921-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,777€15,777▼
Other operating charges640/8€2,730€2,959▲
Gross operating margin9900€126,686€54,720▼
Operating profit (loss)9901€97,258€35,984▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€1,894€1,641▼
Recurring financial charges65€1,894€1,641▼
Profit (loss) for the period before taxes9903€95,364€34,344▼
Income taxes67/77€30,856€12,699▼
Profit (loss) for the period9904€64,508€21,645▼
Profit (loss) for the period to be appropriated9905€64,508€21,645▼
Appropriation of the result
Profit (loss) to be appropriated9906€49,374€21,645▼
Profit (loss) brought forward from the previous period14P-€15,134-
Transfer to equity691/2€49,374€21,645▼
To other reserves6921€49,374€21,645▼

The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2026 at the NBB, filed on 27-10-2026.

Line20192020202120222023202420252026Change
Remuneration, social security and pensions62---€66,382€67,878€74,393€9,921--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12,371€11,514€10,512€13,848€16,097€16,964€16,777€15,777▼ 6.0%
Other operating charges640/8---€3,400€2,590€24,565€2,730€2,959▲ 8.4%
Gross operating margin9900€102,723€126,901€155,481€117,984€121,614€103,812€126,686€54,720▼ 56.8%
Operating profit (loss)9901€26,203€52,316€108,502€34,354€35,049-€12,110€97,258€35,984▼ 63.0%
Financial income75/76B---€2-€1€1€0▼ 96.0%
Recurring financial income75€50€23€30€2-€1€1€0▼ 96.0%
Financial charges65/66B---€3,726€2,864€2,578€1,894€1,641▼ 13.4%
Recurring financial charges65€6,174€5,005€3,945€3,726€2,864€2,578€1,894€1,641▼ 13.4%
Profit (loss) for the period before taxes9903€20,136€47,334€104,588€30,630€32,185-€14,688€95,364€34,344▼ 64.0%
Income taxes67/77€7,897€12,046€29,781€9,127€10,461€447€30,856€12,699▼ 58.8%
Profit (loss) for the period9904€12,238€35,288€74,807€21,503€21,723-€15,134€64,508€21,645▼ 66.4%
Profit (loss) for the period to be appropriated9905€12,238€35,288€74,807€21,503€21,723-€15,134€64,508€21,645▼ 66.4%
Line20192020202120222023202420252026Change
Assets
Total assets20/58€196,253€194,060€242,886€215,244€201,513€167,101€213,542€213,874▲ 0.2%
Fixed assets21/28€119,083€107,569€97,887€95,452€93,761€76,797€82,430€126,182▲ 53.1%
Intangible fixed assets21€0--------
Tangible fixed assets22/27€119,083€107,569€97,887€95,452€93,761€76,797€82,430€126,182▲ 53.1%
Land and buildings22---€86,660€84,068€73,033€79,049€64,720▼ 18.1%
Plant, machinery and equipment23---€2,519€1,727€935€144€2,355▲ 16×
Furniture and vehicles24---€6,274€7,966€2,829€3,237€59,107▲ 18×
Current assets29/58€77,169€86,491€144,999€119,792€107,752€90,304€131,112€87,692▼ 33.1%
Amounts receivable within one year40/41€59,821€31,127€34,045€29,648€42,469€47,764€10,709€12,558▲ 17.3%
Trade receivables40---€25,185€40,931€36,142€8,072€6,126▼ 24.1%
Other amounts receivable41---€4,463€1,539€11,622€2,637€6,432▲ 144%
Cash at bank and in hand54/58€11,906€50,206€106,102€85,446€62,118€39,298€117,180€70,060▼ 40.2%
Deferred charges and accrued income490/1---€4,698€3,164€3,242€3,223€5,075▲ 57.4%
Equity and liabilities
Total equity and liabilities10/49€196,253€194,060€242,886€215,244€201,513€167,101€213,542€213,874▲ 0.2%
Equity10/15€45,656€45,656€101,306€101,306€123,029€95,657€160,165€181,809▲ 13.5%
Contributions10/11€12,400€12,400-€12,400€12,400€12,400€12,400€12,400=
Reserves13€33,256€33,256€88,906€88,906€110,629€98,391€147,765€169,409▲ 14.6%
Non-distributable reserves130/1---€1,860€1,860----
Reserves not available under the articles1311---€1,860€1,860----
Distributable reserves133---€87,046€108,769€98,391€147,765€169,409▲ 14.6%
Profit (loss) carried forward14------€15,134---
Amounts payable17/49€150,597€148,404€141,580€113,938€78,483€71,445€53,377€32,065▼ 39.9%
Amounts payable after more than one year17€92,410€79,399€65,831€51,682€36,928€21,543€5,499€13,759▲ 150%
Financial debts170/4---€51,682€36,928€21,543€5,499€13,759▲ 150%
Amounts payable within one year42/48€57,484€69,005€75,749€62,256€41,555€49,902€47,878€18,306▼ 61.8%
Current portion of amounts payable after more than one year42---€14,149€14,754€15,385€16,044€12,583▼ 21.6%
Trade debts44€7,017€3,136€4,440€8,757€6,296€2,682€1,807€2,620▲ 45.0%
Suppliers440/4---€8,757€6,296€2,682€1,807€2,620▲ 45.0%
Taxes, remuneration and social security45---€6,804€9,117€11,146€19,627€2,053▼ 89.5%
Taxes450/3----€780€1,219€19,627€2,053▼ 89.5%
Remuneration and social security454/9---€6,804€8,337€9,927---
Other amounts payable47/48---€32,547€11,389€20,689€10,401€1,050▼ 89.9%
Line20192020202120222023202420252026Change
Profit (loss) for the period9904€12,238€35,288€74,807€21,503€21,723-€15,134€64,508€21,645▼ 66.4%
+ Depreciation and write-downs630€12,371€11,514€10,512€13,848€16,097€16,964€16,777€15,777▼ 6.0%
Operating cash flow (approximation)€24,610€46,802€85,320€35,352€37,821€1,829€81,285€37,422▼ 54.0%
Investment in fixed assets (approximation)-€0-€830-€11,414-€14,406€0-€22,410-€59,530▼ 166%
Change in cash-€38,300€55,896-€20,657-€23,327-€22,820€77,881-€47,120-

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Historical observation

In July 2024, 31,368 companies had the same profile as CREADIS has now. Two years later, 93.5% were still going and 0.5% had gone bankrupt.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
93.5% was still going
5.9% stopped otherwise
0.5% went bankrupt

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of CREADIS itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for CREADIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Latest 10 of 24 filings with the National Bank
Financial year Type Filed Reference Document
31-03-2026 micro format 27-10-2026 2026-00597066 PDF
31-03-2025 micro format 21-10-2025 2025-00547563 PDF
31-03-2024 micro format 23-10-2024 2024-00512692 PDF
31-03-2023 micro format 04-10-2023 2023-00470611 PDF
31-03-2022 micro format 30-09-2022 2022-20444707 PDF
31-03-2021 micro format 29-09-2021 2021-70100554 PDF
31-03-2020 micro format 29-10-2020 2020-64800501 PDF
31-03-2019 micro format 01-10-2019 2019-67900324 PDF
31-03-2018 micro format 27-09-2018 2018-66600232 PDF
31-03-2017 micro format 29-09-2017 2017-64300010 PDF

Show all 24 filings

Board & ownership

Directors

Directors
1 director, no change since 2023
Vandenboogaerde Carl
Director · listed in the 2026 annual accounts, filed on 27-10-2026
Current
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Artikel 23 - Vertegenwoordigingsbevoegdheid Iedere bestuurder afzonderlijk, ook wanneer er meerdere zijn, vertegenwoordigt de vennootschap…”
deed of 10-11-2023

Owners and capital

Mandate history

3 people, 1 in office
Show
  • Board
  • began earlier
  • end not dated
Mandates per person, with start and end dates
Name Functions and periods
Vandenboogaerde Carl
  • Director, since before 31-03-2026
DEMETS Claudine Julienne Anny
  • Statutair opvolgend bestuurder, appointed in the act of 10-11-2023, no longer listed in the 2026 annual accounts
VANDENBOGAERDE Carl Hans
  • Statutory director, appointed in the act of 10-11-2023, no longer listed in the 2026 annual accounts
See the board, name and registered office on a given date →

Articles of association

Board ruleThese rules set how the board is made up, meets and takes decisions.
“Enige aandeelhouder of derde, indien geen bestuurder benoemd”
Dissolution ruleThe articles set when and by whom the company can be dissolved.
“Één of meer, vormvereisten,aanwezigheidsquorum en meerderheid Wetboek van vennootschappen en verenigingen”

Articles of association, deed of 10-11-2023 (in Dutch)

Network & group

CREADIS shares no director with another company.

Companies at the same address

1 other company

Connections & network

1 current director
Depth

The network starts from the directors of CREADIS. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Acts, filings and financial milestones

Deadline for the 2027 accounts: 31-10-2027
2026
27-10
NBB filing Annual accounts 2026 filedNBB
micro format · 4 days before the deadline
2025
21-10
NBB filing Annual accounts 2025 filedPDF
micro format · 10 days before the deadline
31-03
Financial Back to profitnet €64,508
The net result is €64,508, after one loss-making year.
31-03
Financial Equity above €150,000equity €160,165 ▲67.4%
Equity rises from €95,657 to €160,165.
2024
23-10
NBB filing Annual accounts 2024 filedPDF
micro format · 8 days before the deadline
31-03
Financial Weakest financial yearnet -€15,134
The net result drops to -€15,134, the lowest from 2019 to 2026. It recovers the following year.
2023
10-11
Gazette deed Appointments: VANDENBOGAERDE Carl Hans (statutory director) and DEMETS Claudine Julienne Anny (statutair opvolgend bestuurder)
Registered office clause · Power of attorney · Amendment of the articles9 points ▸
  • Director appointment, VANDENBOGAERDE Carl Hans (statutory director), mentioned 2 times in the deed
  • Director appointment, DEMETS Claudine Julienne Anny (statutair opvolgend bestuurder), mentioned 2 times in the deed
  • Registered office clause, “Waregem, Desselgemseweg 193” (deed in Dutch)
  • Power of attorney
  • Power of attorney, Nathalie Desimpel
  • General meeting, 06-11-2023
  • Amendment of the articles, mentioned 2 times in the deed
  • Capital conversion, “TWEEDE BESLUIT, artikel 39,§2,derde lid,wet van 2019-03-23” (deed in Dutch)
  • Other provision, “beschikbaar maken eigen vermogen, volledige omzetting statutair onbeschikbare eigen vermogensrekening in beschikbaar eigen vermogen” (deed in Dutch)

Open the act in the Belgian Official Gazette

04-10
NBB filing Annual accounts 2023 filedPDF
micro format · 27 days before the deadline
2022
30-09
NBB filing Annual accounts 2022 filedPDF
micro format · 31 days before the deadline
2021
29-09
NBB filing Annual accounts 2021 filedPDF
micro format · 32 days before the deadline
31-03
Financial Highest result from 2019 to 2026net €74,807 ▲112%
The operating result of €108,502 and the net result of €74,807 are both a record.
31-03
Financial Equity above €100,000equity €101,306 ▲122%
With a profit in every financial year since 2019, equity grows to €101,306.
Show earlier events
2020
29-10
NBB filing Annual accounts 2020 filedPDF
micro format · 2 days before the deadline
2019
01-10
NBB filing Annual accounts 2019 filedPDF
micro format · 30 days before the deadline
2018
27-09
NBB filing Annual accounts 2018 filedPDF
micro format · 34 days before the deadline
2017
29-09
NBB filing Annual accounts 2017 filedPDF
micro format · 32 days before the deadline
2002
30-03
Gazette deed Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.

Sources:Publications in the Belgian Official GazetteFilings with the National Bank

History

CREADIS was incorporated on 19 March 2002.1 Vandenboogaerde Carl is director of the company according to the 2026 annual accounts.2 Total assets went from €196,253 in 2019 to €213,874 in 2026 and headcount from 1 full-time equivalents in 2019 to 1 in 2024.3

  1. 1KBO register
  2. 2National Bank, annual accounts 2026
  3. 3National Bank, annual accounts 2019, 2024 and 2026

Company details

Register details

Identity

KBO record
Name CREADIS in Dutch
Enterprise number 0477.150.324
Legal form Private limited company
Status Active, normale toestand
Founded 19-03-2002
Entity type Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 10-11-2023 (in Dutch)
Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaams Gewest, Artikel 2”
deed of 10-11-2023 (in Dutch)

Registered office and establishments

Registered office Desselgemseweg 193, 8790 Waregem, Belgium
Establishment unit CREADIS BVBA, Kerkdreef 32, 8570 Anzegem since 11-04-2002 · unit number 2.095.847.722

Activities

NACEBEL 2025
46150 Agents in the wholesale of furniture, household goods and hardware main activity
Codes under NACEBEL 2008
46150 Wholesale trade main activity
Codes under NACEBEL 2003
51150 main activity
Joint committees 100 Aanvullend Paritair Comité voor de werklieden
200 Aanvullend Paritair Comité voor de bedienden annual accounts 31-03-2025

Invoicing and payment

VAT number BE 0477.150.324
E-invoicing via Peppol
Reachable via Peppol
Peppol ID 0208:0477150324
Registered 06-01-2026

Follow this company and you will hear the next morning if it leaves the Peppol register.

Register as of 4 November 2026 · Peppol Directory

Financial year and general meeting

Accounts at the NBB
Financial year end 31-03

Sites & property

Location
registered office establishment The establishment unit on the map
2 companies at this address See who is registered here

Buildings and parcels at the addresses

Ground area
1,675 m²
Building footprint
350 m²
Building volume
1,903 m³
Tallest building: 8.1 m.
Cadastral parcel Region Area Buildings Height / floors
34453D0463/00S002 Flanders 891 m² 1 · 154 m² 8.1 m · 2
34038B0276/00P000 Flanders 784 m² 1 · 196 m² 7.7 m · 2