CREADEM
The computed 12-month bankruptcy probability of CREADEM is 0.4% (very low). The 2024 annual accounts show equity of €79k and a net result of €14k. Equity is growing by ~9.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 12397 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €79k |
| Net result | €14k |
| Better than sector | 85% |
| Active | 5 yrs |
Exceptional profile, strong across almost every axis.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 83.7% | 60.6% | |
| Net result | €14k | €31k | |
| Equity | €79k | €63k | |
| Gross operating margin | €48k | €52k | |
| Total assets | €94k | €124k |
| Fiscal year | 2024 |
|---|---|
| Revenue | - |
| EBITDA | €47k |
| Net profit | €14k |
| Cash flow | €16k |
| Staff costs | - |
| Income taxes | €5k |
| Dividends | €12k |
| Total assets | €94k |
| Equity | €79k |
| Debt | €15k |
| of which ≤ 1y | €15k |
| of which > 1y | - |
| Working capital | €75k |
| Employees (FTE) | - |
| 2024 | |
|---|---|
| Current ratio | 5.89 |
| Quick ratio | 5.89 |
| Working capital ratio | 79.7% |
| Solvency | 83.7% |
| Debt / equity | 0.19 |
| Long-term debt ratio | - |
| Interest coverage | 1.77 |
| Gross margin | - |
| Net margin | - |
| ROA | 14.5% |
| ROE | 17.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €94k |
| Fixed assets | 21/28 | €4k |
| Tangible fixed assets | 22/27 | €4k |
| Current assets | 29/58 | €90k |
| Amounts receivable within one year | 40/41 | €33k |
| Cash & bank | 54/58 | €57k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €94k |
| Equity | 10/15 | €79k |
| Reserves | 13 | €79k |
| Amounts payable | 17/49 | €15k |
| Amounts payable within one year | 42/48 | €15k |
| Trade debts payable within one year | 44 | €2k |
| Income statement | ||
| Gross operating margin | 9900 | €48k |
| Operating result | 9901 | €45k |
| Financial charges | 65 | €27k |
| Result before taxes | 9903 | €18k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €14k |
| Result to be appropriated | 9905 | €14k |
| NACE primary | Head offices & management consulting(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 15-01-2021 |
| Status | Active |
| Postal code | 1650 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0086/00R003 | Flanders | 111 m² | 1 · 106 m² | 10.2 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
31-03-2026 Act object · Seat change · Board meeting · Power of attorney
- Act object: Adreswijziging · Creadem
- Seat change: to: Elfbunderslaan 74, 1650 Beersel, from: Hof ter Puttenlaan 1, 1700 Dilbeek, effective_date: 2026-03-16 · Creadem
- Board meeting: date: 2026-03-05 · Creadem
- Filing: date: 2026-05-24, location: ter griffie van de Nederlandstalige Griffie van de Rechtbank Brussel · Creadem
- Power of attorney: mandate: neerlegging ter griffie en de publicatie in het Belgisch Staatsblad, representing: Norgay Accountants BV · Vanderlinden Jeroen
- Publication: date: 2026-03-31 · Creadem
Technical details
{
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"quote": "Onderwerp akte: Adreswijziging",
"value": "Adreswijziging",
"object": null,
"subject": "e1"
},
{
"type": "seat_change",
"quote": "De bestuurder beslist met ingang vanaf 16 maart 2026 om de maatschappelijke zetel van de onderneming te verplaatsen van Hof ter Puttenlaan 1 te 1700 Dilbeek naar Elfbunderslaan 74 te 1650 Beersel",
"value": {
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"effective_date": "2026-03-16"
},
"object": null,
"subject": "e1"
},
{
"type": "board_meeting",
"quote": "Uittreksel uit de notulen van de bestuurders van 05/03/2026",
"value": {
"date": "2026-03-05"
},
"object": null,
"subject": "e1"
},
{
"type": "filing",
"quote": "neergelegd/ontvangen op 24 MMAT 2026 ter griffie van de Nederiandstalige onder Grifficechtbank Brussel",
"value": {
"date": "2026-05-24",
"location": "ter griffie van de Nederlandstalige Griffie van de Rechtbank Brussel"
},
"object": null,
"subject": "e1"
},
{
"type": "power_of_attorney",
"quote": "Er wordt bijzondere volmacht gegeven aan Norgay Accountants BV, Edingsesteenweg 97 te 1755 Gooik, vertegenwoordigd door Vanderlinden Jeroen, om te zorgen voor de neerlegging ter griffie en de publicatie in het Belgisch Staatsblad.",
"value": {
"mandate": "neerlegging ter griffie en de publicatie in het Belgisch Staatsblad",
"representing": "Norgay Accountants BV"
},
"object": "e1",
"subject": "e3"
},
{
"type": "publication",
"quote": "Bijlagen bij het Belgisch Staatsblad - 31/03/2026 - Annexes du Moniteur belge",
"value": {
"date": "2026-03-31"
},
"object": null,
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}
],
"act_meta": {
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},
"entities": [
{
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"kind": "company",
"name": "Creadem",
"attrs": {
"new_seat": "Elfbunderslaan 74, 1650 Beersel",
"old_seat": "Hof ter Puttenlaan 1, 1700 Dilbeek",
"legal_form": "Besloten vennootschap"
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},
{
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"attrs": {
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{
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"kbo": null,
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"name": "Vanderlinden Jeroen",
"attrs": {
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"role2": "Lasthebber"
}
}
]
}19-01-2021 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "Hof ter Puttenlaan 1, 1700 Dilbeek",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1982-10-01",
"name": "Demol Dimitri",
"niss": null,
"address": "Hof ter Puttenlaan 1, 1700 Dilbeek"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 5000,
"holder_person_name": "Demol Dimitri",
"is_subscriber_only": false,
"n_shares_subscribed": 50,
"amount_subscribed_eur": 5000,
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}
],
"capital_eur": 5000,
"subject_company": {
"kbo": "0761.678.246",
"name_full": "CREADEM",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2021-01-14",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | CREADEM |