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CREACIM

Active
Private limited companyfounded 1995active for 31 yearsVliegplein 66, 9991 Maldegem, BelgiumKBO/BCE: BE 0455.907.621
Summary

CREACIM has been active since 1995 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €154,456 and a net result of -€45,390. Equity has been shrinking by about 6.4% per year since 2018. Its solvency ranks better than 49% of 13,741 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

Source: KBO
Status
Active since 29-08-1995 Normal situation
Activity
Wholesale of other food products NACE 46389and 2 others
Establishment unit
2.073.460.914 9991 Maldegem, since 11-10-1995
Financial year end
31 December
Peppol
Reachable since 20-11-2025

Board and ownership

Board

Financial position

78 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€11,539
▲ 16×
Turnover
≈ €190,000
estimated
Loss
€45,390
▼ 49.8%
Equity
€154,456
▼ 22.7%
Total assets
€388,625
▼ 12.3%
Score breakdownraises riskLoss of €45,390, the second in a row (financial year 2025)Sector: Wholesale trade (NACE 46)lowers riskSize: total assets €388,625Founded in 1995Show the evidence

Checked score

Score 2025
78 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 65-5
equity 39.7% of total assets
Liquidity 27-1
short-term debt 57.5% · cash 5.0%
Profitability 5+5
return on assets -11.7%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 0.6% 01-2025: 0.6%● unchanged vs 12-2024 02-2025: 0.6%● unchanged vs 01-2025 03-2025: 0.6%● unchanged vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 0.9%▼ -0.1 percentage points vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.7%▼ -0.2 percentage points vs 06-2026 08-2026: 1.0%▲ +0.3 percentage points vs 07-2026 09-2026: 1.1%▲ +0.1 percentage points vs 08-2026highest value 10-2026: 0.6%▼ -0.5 percentage points vs 09-2026lowest value 11-2026: 0.6%● unchanged vs 10-2026lowest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.39 (0.56 in 2024), below 1. Short-term debt is 57.5% and cash 5% of total assets. 60.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 48% of them on solvency, 24% on liquidity, 14% on profitability and 18% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Loss of €45,390, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Size: total assets €388,625
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Wholesale trade (NACE 46)
KBO
lowers risk · Founded in 1995
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€45,390
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
6 days late
2023
27 days late
2022
31 days late
2021
27 days early
2020
30 days early
2019
30 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 4 loss-making years in a rowloss in financial year 2025 -€45,390 View
  • Caution: Lower net result than 95% of companies in wholesale tradesector median €5,660 · 13,747 companies -€45,390 View

Recent changes

  1. · Gazette deed Company renamed from DECOLA to CREACIMChanges of role: VERMEYEN Benoit Marie Florent (statutory director) and NACHTERGAELE Michèle Madeleine Joseph (statutory director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as CREACIM: wholesale of other food products (NACE 46389). They are comparable in size and age: total assets between €246,000 and €510,000, founded between 1978 and 2004.

CompanyTotal assetsGross margin
CREACIM Maldegem€388,625€11,539
JANSSENS-DE MAEYER Temse€390,845€10,473
NOBLE SAVOURY Veurne€246,330€12,717
HORESCUM Vorst€509,693€28,930
BRN Antwerpen€315,771€18,207
IMMO-MEKATRADE Anderlecht€419,316€33,516
GM FACILITIES Beveren-Kruibeke-Zwijndrecht€319,309€39,864
Full comparison

Key facts about CREACIM

What is the company number of CREACIM?
The company number of CREACIM is 0455.907.621. The VAT number is the same number with BE in front: BE 0455.907.621.
Where is CREACIM based?
The registered office is at Vliegplein 66, 9991 Maldegem.Company details
What does CREACIM do?
According to the KBO register, the main activity is wholesale of other food products (NACE 46389).
What is the legal form of CREACIM?
The legal form of CREACIM is Private limited company (BV).
When was CREACIM founded?
CREACIM was founded on 29-08-1995.
Is CREACIM still active?
Yes, CREACIM is an active enterprise in the KBO register.
What is the turnover of CREACIM?
The turnover in financial year 2025 is ≈ €190,000. This figure is estimated from the gross margin of €11,539 and 48 comparable companies (NACE 463). It probably lies between €89,000 and €310,000. It is a rough estimate.Financials
Is CREACIM profitable?
In financial year 2025, CREACIM made a loss of €45,390.
Where can I find the annual accounts of CREACIM?
CREACIM filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CREACIM due?
CREACIM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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