NOBLE SAVOURY
ActiveSummary
NOBLE SAVOURY has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-1.27M) and a net result of €-179k. Equity is shrinking by ~31% per year across the filed fiscal years. Its solvency ranks better than 5% of 4867 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
28
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.15 against 0.22 in 2024; short-term debt: 584.9% and cash: 12.6% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-516.7%
Return on assets
-72.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-1.27M
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
26 d late
2023
21 d late
2022
32 d late
2021
31 d late
2020
31 d late
2019
193 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-179k▲ 36.1%
2024 · €-280k
2018: €-264k
2019: €-191k
2020: €-193k
2021: €-191k
2022: €-177k
2023: €-114k
2024: €-280k
2018 → 2025
Working capital
€-1.23M▼ 14.7%
2024 · €-1.07M
2018: €-582k
2019: €-681k
2020: €-798k
2021: €-882k
2022: €-870k
2023: €-878k
2024: €-1.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-523k-€-700k▼ 33.8%€-814k▼ 16.2%€-1.09M▼ 34.4%€-1.27M▼ 16.4%
Operating result€-160k-€-136k▲ 14.7%€-65k▲ 52.6%€-228k▼ 253%€-165k▲ 27.6%
Net result€-191k-€-177k▲ 7.4%€-114k▲ 35.9%€-280k▼ 147%€-179k▲ 36.1%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €165k in 2025 against €228k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €246k
Fixed assets
€36k ▼ 59.2%
Current assets
€211k ▼ 31.7%
Key figures and ratios
EBITDA
€-113k▲
2024 · €-135k
Cash flow
€-127k▲
2024 · €-187k
Solvency
-516.7%▼
2024 · -276.2%
Current ratio
0.15▼
2024 · 0.22
Quick ratio
0.08▼
2024 · 0.16
Debt to equity
-1.19▲
2024 · -1.36
ROA
-72.6%▼
2024 · -70.7%
Interest coverage
-8.09▼
2024 · -2.58
Debt
€1.52M▲
2024 · €1.49M
Debt ≤ 1 year
€1.44M▲
2024 · €1.38M
Debt > 1 year
€18k▼
2024 · €33k
Staff costs
€125k▼
2024 · €135k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€396k€246k▼
Fixed assets21/28€88k€36k▼
Tangible fixed assets22/27€73k€21k▼
Plant, machinery and equipment23€55k€12k▼
Furniture and vehicles24€0-
Other tangible fixed assets26€17k€9k▼
Financial fixed assets28€15k€15k=
Current assets29/58€308k€211k▼
Stocks and contracts in progress3€84k€90k▲
Stocks30/36€84k€90k▲
Amounts receivable within one year40/41€214k€89k▼
Trade receivables40€196k€74k▼
Other amounts receivable41€18k€16k▼
Cash at bank and in hand54/58€10k€31k▲
Deferred charges and accrued income490/1€482€0▼
Equity and liabilities
Total equity and liabilities10/49€396k€246k▼
Equity10/15€-1.09M€-1.27M▼
Contributions10/11€1.48M€1.48M=
Capital10€1.48M€1.48M=
Issued capital100€1.48M€1.48M=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-2.58M€-2.76M▼
Amounts payable17/49€1.49M€1.52M▲
Amounts payable after more than one year17€33k€18k▼
Financial debts170/4€33k€18k▼
Amounts payable within one year42/48€1.38M€1.44M▲
Current portion of amounts payable after more than one year42€15k€16k▲
Financial debts43€125k€125k=
Credit institutions430/8€125k€125k=
Trade debts44€126k€157k▲
Suppliers440/4€126k€157k▲
Taxes, remuneration and social security45€32k€35k▲
Taxes450/3€7k€11k▲
Remuneration and social security454/9€25k€24k▼
Other amounts payable47/48€1.08M€1.11M▲
Accrued charges and deferred income492/3€76k€60k▼
Income statement
Code20242025
Remuneration, social security and pensions62€135k€125k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€93k€52k▼
Other operating charges640/8€2k€578▼
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€3k€13k▲
Operating profit (loss)9901€-228k€-165k▲
Financial income75/76B€88€0▼
Recurring financial income75€88€0▼
Financial charges65/66B€52k€14k▼
Recurring financial charges65€52k€14k▼
Profit (loss) for the period before taxes9903€-280k€-179k▲
Profit (loss) for the period9904€-280k€-179k▲
Profit (loss) for the period to be appropriated9905€-280k€-179k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2.58M€-2.76M▼
Profit (loss) brought forward from the previous period14P€-2.30M€-2.58M▼
Social balance
Average headcount (FTE)90871.92.4▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
State Gazette act
Appointment: LEMAPRO (director)Permanent representative: Matthieu Rammant · Resignations: Edisto (director) and Jan Seynaeve (permanent representative) · Mandate compensation6 facts ▸
State Gazette act
Appointment: LEMAPRO (director)
Permanent representative: Matthieu Rammant · Resignations: Edisto (director) and Jan Seynaeve (permanent representative) · Mandate compensation6 facts ▸
- General meeting, 25-06-2026
- Director appointment, LEMAPRO (director)
- Mandate compensation, LEMAPRO
- Permanent representative, Matthieu Rammant
- Director resignation, Edisto (director)
- Director resignation, Jan Seynaeve (permanent representative)
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 24 days late
2025
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Weakest financial yearnet €-280k
Net result drops to €-280k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 21 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
09-02
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 193 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 71 days late
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 2 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
LEMAPRO
CurrentDirector · since 25-06-2026 · Private limited company · perm. rep.: Matthieu Rammant
25-06-2026
LEMAPRO: Appointed as Director
25-06-2026
Edisto: Resigned as Director
Location & real-estate footprint
Registered office, Veurne · 2 establishment units since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelsstraat 58630 VeurneGround area
3,699 m²
Building footprint
2,403 m²
Volume, LiDAR
7,880 m³
2 parcels, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
NOBLE SAVOURY
since 20042.137.157.349
Regina Wautersweg 3, 8800 Roeselare
since 20172.276.346.312
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36505C1024/00C002 | Flanders | 1,955 m² | 1 · 1,145 m² | 7.5 m · 2 fl. |
| 38024A0138/00N002 | Flanders | 1,744 m² | 1 · 1,258 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 10,000 EUR awarded · 10,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 10,000 EUR | 10,000 EUR |
Schemes
Subsidies voor internationaal ondernemen
Recognitions · licences · registrations
Food safety, FASFC
2 sitesRoeselare2.276.346.312
Veurne2.137.157.349
Similar companies · same sector, comparable size
THUDEL4JACO
BE 0500.666.587
Braine-le-Château · Eq €52,188
SALLORA
BE 0768.456.467
Sint-Niklaas · Eq €52,032
ANGELO SALAMONE
BE 0542.743.506
Le Roeulx · Eq €52,689
TAVC
BE 0805.471.865
Dentergem · Eq €53,010
FRUCTIMAR
BE 0435.256.816
Etterbeek · Eq €53,763
Of 1,425 companies in sector 46389 we hold annual accounts for 855. 508 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-04-2004
Fiscal year end31-12
Activities, NACEBEL 2025
10720Manufacture of food products
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.