CRDISM

Active

Private limited companyfounded 20232 yrs activeAvenue du Parc 56, 4053 Chaudfontaine, BelgiumKBO/BCE: BE 1003.926.541

CRDISM has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €55k and a net result of €21k. Its solvency ranks better than 88% of 15368 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2024

93 / 100

Excellent▲ +20 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency100▲+24

Growth52

Stability82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €5k at 30 days acceptable

Liquidity ample (current ratio 7.02 against 1.39 in 2023), and 11% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

not confirmed

2024

31 d early

2023

27 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€55k▲ 61.6%

2023 · €34k

2023: €34k

2023 → 2024

Total assets

€62k▼ 18.1%

2023 · €75k

2023: €75k

2023 → 2024

Net result

€21k▼ 34.6%

2023 · €32k

2023: €32k

2023 → 2024

Working capital

€41k▲ 153%

2023 · €16k

2023: €16k

2023 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20232024Trend

Equity€34k-€55k▲ 61.6%

Operating result€44k-€29k▼ 34.9%

Net result€32k-€21k▼ 34.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 35% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €62k

22.7%

77.3%

Fixed assets €14k▼ 21.3%

Current assets €48k▼ 17.1%

Equity and liabilities €62k

89.0%

11%

Equity €55k▲ 61.6%

Debt €7k▼ 83.6%

The debt ratio falls from 54.9% to 11.0%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€37k▼

2023 · €49k

Cash flow

€29k▼

2023 · €37k

Solvency

89.0%▲

2023 · 45.1%

Current ratio

7.02▲

2023 · 1.39

Quick ratio

7.02▲

2023 · 1.39

Debt / equity

0.12▼

2023 · 1.22

ROE

38.1%▼

2023 · 94.1%

ROA

33.9%▼

2023 · 42.5%

Interest coverage

55.78

Debt

€7k▼

2023 · €41k

Debt ≤ 1 year

€7k▼

2023 · €41k

Income taxes

€7k▼

2023 · €12k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€75k€62k▼

Fixed assets21/28€18k€14k▼

Tangible fixed assets22/27€18k€14k▼

Furniture and vehicles24€18k€14k▼

Current assets29/58€57k€48k▼

Amounts receivable within one year40/41€55k€657▼

Trade receivables40€55k-

Other amounts receivable41-€657

Cash at bank and in hand54/58€2k€47k▲

Equity and liabilities

Total equity and liabilities10/49€75k€62k▼

Equity10/15€34k€55k▲

Contributions10/11€2k€2k=

Profit (loss) carried forward14€32k€53k▲

Amounts payable17/49€41k€7k▼

Amounts payable within one year42/48€41k€7k▼

Trade debts44-€103

Suppliers440/4-€103

Taxes, remuneration and social security45€12k€6k▼

Taxes450/3€12k€6k▼

Other amounts payable47/48€29k€656▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€8k▲

Other operating charges640/8€559€1k▲

Gross operating margin9900€50k€38k▼

Operating profit (loss)9901€44k€29k▼

Financial income75/76B-€355

Recurring financial income75-€355

Financial charges65/66B-€661

Recurring financial charges65-€661

Profit (loss) for the period before taxes9903€44k€28k▼

Income taxes67/77€12k€7k▼

Profit (loss) for the period9904€32k€21k▼

Profit (loss) for the period to be appropriated9905€32k€21k▼

Appropriation of the result

Profit (loss) to be appropriated9906€32k€53k▲

Profit (loss) brought forward from the previous period14P-€32k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 3Financial 1Filings 2

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity times 5current ratio 7.02

Current ratio from 1.39 to 7.02; short-term debt falls from €41k to €7k.

27-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 27 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Chaudfontaine · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue du Parc 564053 Chaudfontaine

Ground area

1,129 m²

Building footprint

135 m²

Volume, LiDAR

900 m³

Parcel 62030C0239/00P002, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

CRDISM

Avenue du Parc 56, 4053 ChaudfontaineActivities of lawyers

since 20232.354.410.922

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
62030C0239/00P002	Wallonia	1,129 m²	1 · 135 m²	8.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Claudia Garcia Gimenez

Advocatenkantoor Roman Rehmke

BE 1023.825.595

Brussel · Eq €55k

Of 22,018 companies in sector 69101 we hold annual accounts for 9,028. 7,269 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-12-2023

Fiscal year end31-12

Activities, NACEBEL

69101Activities of lawyers

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

1 entry

E-mail:c.resimont@crdism.com

Enterprise