CR CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of CR CONSTRUCT is 1.7% (moderate). The 2025 annual accounts show equity of €56,915 and a net result of €14,473. Equity is growing by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 75% of 28051 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+14
Solvency96▼-4
Growth52=
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 3.27 against 3.77 in 2024; short-term debt: 29.4% and cash: 24.4% of total assets), and 29.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70.6%
Return on assets
18%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
13 d late
2024
20 d late
2023
26 d late
2022
21 d late
2021
31 d late
2020
9 d late
2019
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 19 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€56,915▲ 34.1%
2024 · €42,441
Total assets
€80,589▲ 45.3%
2024 · €55,462
Net result
€14,473▲ 108%
2024 · €6,969
Working capital
€53,785▲ 49.3%
2024 · €36,015
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,797€20,974▲ 169%-€12,799€10,521€23,615▲ 124%
Net result€7,610€16,294▲ 114%-€13,966€6,969€14,473▲ 108%
Equity€33,144▲ 29.8%€49,438▲ 49.2%€35,472▼ 28.2%€42,441▲ 19.6%€56,915▲ 34.1%
Total assets€56,340▲ 18.5%€108,625▲ 92.8%€54,301▼ 50.0%€55,462▲ 2.1%€80,589▲ 45.3%
Debt€23,196▲ 5.4%€59,188▲ 155%€18,829▼ 68.2%€13,021▼ 30.8%€23,674▲ 81.8%
Working capital€31,274▲ 33.7%€47,018▲ 50.3%€32,085▼ 31.8%€36,015▲ 12.2%€53,785▲ 49.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 124% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80,589
Fixed assets
€3,130 ▼ 51.3%
Current assets
€77,459 ▲ 58.0%
Equity and liabilities €80,589
Equity
€56,915 ▲ 34.1%
Debt
€23,674 ▲ 81.8%
Debt's share of the balance-sheet total rises from 23.5% to 29.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27,249▲
2024 · €12,406
Cash flow
€18,108▲
2024 · €8,854
Current ratio
3.27▼
2024 · 3.77
Quick ratio
3.26▼
2024 · 3.65
Debt to equity
0.42▲
2024 · 0.31
ROE
25.4%▲
2024 · 16.4%
ROA
18.0%▲
2024 · 12.6%
Interest coverage
4.41▲
2024 · 3.49
Debt ≤ 1 year
€23,674▲
2024 · €13,021
Income taxes
€2,968
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €1,240 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,289 | €1,118 | €1,940 | €1,884 | €3,634 | ▲ 92.9% |
| Other operating charges640/8 | €576 | €543 | €1,509 | €1,678 | €1,895 | ▲ 12.9% |
| Non-recurring operating charges66A | - | €9,547 | - | - | - | - |
| Gross operating margin9900 | €9,662 | €32,182 | -€9,350 | €14,084 | €29,144 | ▲ 107% |
| Operating profit (loss)9901 | €7,797 | €20,974 | -€12,799 | €10,521 | €23,615 | ▲ 124% |
| Financial charges65/66B | €168 | €1,713 | €1,166 | €3,552 | €6,173 | ▲ 73.8% |
| Recurring financial charges65 | €168 | €1,713 | €1,166 | €3,552 | €6,173 | ▲ 73.8% |
| Profit (loss) for the period before taxes9903 | €7,629 | €19,261 | -€13,966 | €6,969 | €17,441 | ▲ 150% |
| Income taxes67/77 | €19 | €2,967 | - | - | €2,968 | - |
| Profit (loss) for the period9904 | €7,610 | €16,294 | -€13,966 | €6,969 | €14,473 | ▲ 108% |
| Profit (loss) for the period to be appropriated9905 | €7,610 | €16,294 | -€13,966 | €6,969 | €14,473 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €56,340 | €108,625 | €54,301 | €55,462 | €80,589 | ▲ 45.3% |
| Fixed assets21/28 | €1,921 | €2,512 | €3,387 | €6,427 | €3,130 | ▼ 51.3% |
| Tangible fixed assets22/27 | €1,921 | €2,512 | €3,387 | €6,427 | €3,130 | ▼ 51.3% |
| Plant, machinery and equipment23 | €1,036 | €2,089 | €3,379 | €2,502 | €1,122 | ▼ 55.1% |
| Furniture and vehicles24 | €886 | €423 | €8 | €3,925 | €2,008 | ▼ 48.8% |
| Current assets29/58 | €54,419 | €106,113 | €50,914 | €49,036 | €77,459 | ▲ 58.0% |
| Stocks and contracts in progress3 | - | - | - | €1,450 | €350 | ▼ 75.9% |
| Stocks30/36 | - | - | - | €1,450 | €350 | ▼ 75.9% |
| Amounts receivable within one year40/41 | €49,177 | €63,029 | €27,097 | €32,153 | €50,929 | ▲ 58.4% |
| Trade receivables40 | €48,226 | €60,069 | €18,079 | €20,695 | €34,642 | ▲ 67.4% |
| Other amounts receivable41 | €952 | €2,961 | €9,019 | €11,458 | €16,287 | ▲ 42.1% |
| Cash at bank and in hand54/58 | €3,037 | €40,837 | €15,759 | €8,327 | €19,667 | ▲ 136% |
| Deferred charges and accrued income490/1 | €2,205 | €2,247 | €8,058 | €7,105 | €6,512 | ▼ 8.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €56,340 | €108,625 | €54,301 | €55,462 | €80,589 | ▲ 45.3% |
| Equity10/15 | €33,144 | €49,438 | €35,472 | €42,441 | €56,915 | ▲ 34.1% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves13 | €11,270 | €11,270 | €11,270 | €11,270 | €11,270 | = |
| Non-distributable reserves130/1 | €11,270 | €11,270 | €11,270 | €11,270 | €11,270 | = |
| Reserves not available under the articles1311 | €11,270 | €11,270 | €11,270 | €11,270 | €11,270 | = |
| Profit (loss) carried forward14 | €19,874 | €36,168 | €22,202 | €29,172 | €43,645 | ▲ 49.6% |
| Amounts payable17/49 | €23,196 | €59,188 | €18,829 | €13,021 | €23,674 | ▲ 81.8% |
| Amounts payable within one year42/48 | €23,145 | €59,095 | €18,829 | €13,021 | €23,674 | ▲ 81.8% |
| Trade debts44 | €17,296 | €50,325 | €11,657 | €3,686 | €15,666 | ▲ 325% |
| Suppliers440/4 | €17,296 | €50,325 | €11,657 | €3,686 | €15,666 | ▲ 325% |
| Taxes, remuneration and social security45 | €5,847 | €8,692 | €7,172 | €9,335 | €8,008 | ▼ 14.2% |
| Taxes450/3 | €347 | €3,192 | €3,422 | €685 | €3,408 | ▲ 398% |
| Remuneration and social security454/9 | €5,500 | €5,500 | €3,750 | €8,650 | €4,600 | ▼ 46.8% |
| Other amounts payable47/48 | €2 | €79 | - | - | - | - |
| Accrued charges and deferred income492/3 | €52 | €93 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7,610 | €16,294 | -€13,966 | €6,969 | €14,473 | ▲ 108% |
| + Depreciation and write-downs630 | €1,289 | €1,118 | €1,940 | €1,884 | €3,634 | ▲ 92.9% |
| Operating cash flow (approximation) | €8,899 | €17,412 | -€12,026 | €8,854 | €18,108 | ▲ 105% |
| Investment in fixed assets (approximation) | - | -€1,709 | -€2,815 | -€4,924 | -€338 | ▲ 93.1% |
| Change in cash | - | €37,801 | -€25,079 | -€7,432 | €11,340 | ▲ 253% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
31-12
Financial
Back to profitnet €6,969
Net result €6,969 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €7,610
Net result €7,610 after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet -€14,530
Net result drops to -€14,530, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2017
Ground area
527 m²
Building footprint
112 m²
Volume, LiDAR
643 m³
Parcel 21307G0110/00N000, Brussels · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CR CONSTRUCT
since 20172.264.767.876
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307G0110/00N000 | Brussels | 527 m² | 1 · 112 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BE 0788.662.458
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J. VANDENBERK GYPROCWERKEN
BE 0773.400.497
Peer · Eq €56,802
RS PLAFONNAGE CONCEPT
BE 0738.788.622
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STM
BE 0832.561.292
Middelkerke · Eq €56,710
Of 4,019 companies in sector 43310 we hold annual accounts for 1,746. 1,531 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded07-06-2017
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
41001General construction of residential buildings
43230Insulation installation
43350Other building finishing work
43990Other specialised construction activities
Scores and ratios are computed by Checked and are not a credit decision.