CR ARCHITECTURES

Active

Private limited companyfounded 20215 yrs activeRue de la Résistance(WP) 39, 5100 Namur, BelgiumKBO/BCE: BE 0764.658.324

Summary

CR ARCHITECTURES has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €55,260 and a net result of €29,527. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

CR ARCHITECTURESActiveChecked score 86/100

Risk analysis Report Compare

What they do

Activities of building architects

NACE 71111

1 site

How big

€173,464turnover 2025

Equity: €55,260
Profit: €29,527

Financially healthy?

86 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Who decides

Accounts 38 d early0 of 1 deed read

Why 86- Figures for FY 2024 (filed 29-08-2025)- Founded in 2021+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Liquidity: current ratio 2.22, cash €9,430Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Better than 63% of its sector peers (NACE 71, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 90+4

equity 65.0% of total assets

Liquidity 93+33

short-term debt 21.6% · cash 45.1%

Profitability 100+7

return on assets 34.7%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,607 companies)

Last 24 months 11-2024: 0.2% 12-2024: 0.2%▼ -5.0% vs 11-2024 01-2025: 0.2%▲ +2.9% vs 12-2024 02-2025: 0.2%▲ +1.7% vs 01-2025 03-2025: 0.2%▲ +5.6% vs 02-2025 04-2025: 0.2%▲ +8.4% vs 03-2025 05-2025: 0.2%▲ +9.7% vs 04-2025 06-2025: 0.2%▲ +2.7% vs 05-2025 07-2025: 0.3%▲ +8.2% vs 06-2025 08-2025: 0.4%▲ +65.7% vs 07-2025highest value 09-2025: 0.1%▼ -79.1% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.1%● 0.0% vs 10-2025lowest value 12-2025: 0.1%● 0.0% vs 11-2025lowest value 01-2026: 0.1%▲ +2.3% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +1.1% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%▲ +10.0% vs 04-2026 06-2026: 0.1%▼ -4.0% vs 05-2026 07-2026: 0.1%▲ +4.2% vs 06-2026 08-2026: 0.1%▲ +31.3% vs 07-2026 09-2026: 0.2%▲ +36.2% vs 08-2026 10-2026: 0.4%▲ +103% vs 09-2026

Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
Figures for FY 2024 (filed 29-08-2025) raises the probability
Liquidity: current ratio 2.22, cash €9,430 lowers the probability
Founded in 2021 raises the probability for this profile

Credit up to €4,500 at 30 days acceptable

Liquidity ample (current ratio 3.95 against 2.22 in 2024; short-term debt: 21.6% and cash: 45.1% of total assets), and 35% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 59%, liquidity 47%, profitability 68%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Architectural and engineering activities; technical testing and analysis (NACE 71)

In the bankruptcy model this factor lowers the probability.

KBO

Figures for FY 2024 (filed 29-08-2025)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Liquidity: current ratio 2.22, cash €9,430

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2021

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

38 d early

2024

26 d late

2023

20 d late

2022

9 d late

2021

4 d late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage