CPM Agency
ActiveCPM Agency has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €674 and a net result of €-826. Its solvency ranks better than 12% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
47
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability30
Solvency29
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.7%
Return on assets
-4.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31616 sector peers (2025).
NBB · sector comparisonPosition among 31616 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€108k
EBIT margin
1.2%
Net result
€-826
Working capital
€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €18k
Fixed assets
€7k
Current assets
€11k
Equity and liabilities €18k
Equity
€674
Debt
€17k
Debt finances 96.3% of the balance-sheet total.
Key figures and ratios
EBITDA
€3k
Cash flow
€856
Solvency
3.7%
Current ratio
0.62
Quick ratio
0.62
ROA
-4.6%
Interest coverage
2.02
Debt
€17k
Debt ≤ 1 year
€17k
Income taxes
€627
Equity ratios withheld: equity of €674 is too small for a meaningful ratio.
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€18k
Fixed assets21/28€7k
Tangible fixed assets22/27€7k
Plant, machinery and equipment23€1k
Furniture and vehicles24€6k
Financial fixed assets28€65
Current assets29/58€11k
Amounts receivable within one year40/41€2k
Trade receivables40€2k
Cash at bank and in hand54/58€8k
Deferred charges and accrued income490/1€167
Equity and liabilities
Total equity and liabilities10/49€18k
Equity10/15€674
Contributions10/11€2k
Profit (loss) carried forward14€-826
Amounts payable17/49€17k
Amounts payable within one year42/48€17k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€7k
Taxes450/3€4k
Remuneration and social security454/9€3k
Other amounts payable47/48€7k
Income statement
Code2025
Turnover70€108k
Goods, raw materials, services and sundry goods60/61€105k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k
Other operating charges640/8€2k
Gross operating margin9900€4k
Operating profit (loss)9901€1k
Financial charges65/66B€1k
Recurring financial charges65€1k
Profit (loss) for the period before taxes9903€-199
Income taxes67/77€627
Profit (loss) for the period9904€-826
Profit (loss) for the period to be appropriated9905€-826
Appropriation of the result
Profit (loss) to be appropriated9906€-826
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koolmijnenkaai 81080 Sint-Jans-MolenbeekGround area
1,293 m²
Building footprint
1,128 m²
Volume, LiDAR
14,821 m³
2 parcels, Brussels · tallest building 21.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Waterloosesteenweg 1478, 1180 Ukkel
since 20242.366.880.964
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21522B0406/00G000 | Brussels | 978 m² | 1 · 978 m² | 21.1 m · 5 fl. |
| 21614H0009/00L007 | Brussels | 314 m² | 1 · 150 m² | 16.6 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NOIA
BE 0677.549.651
Herk-de-Stad · Eq €674
CONCEPT CROISSANCE +
BE 0890.847.406
Sint-Genesius-Rode · Eq €672
Boundless Payroll Belgium
BE 1013.509.844
Elsene · Eq €671
FNIL
BE 0460.532.046
Watermaal-Bosvoorde · Eq €671
LION.CONSULTING
BE 0800.425.093
Wetteren · Eq €677
Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 3,699 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-05-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.