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Complete company report
Generated 02-08-2026
Active BE 0887.108.946Public limited company

CPH Life

Rue Perdue(TOU) 7 ·7500 Tournai, Belgium· 19 yrs active
Sector: NACE 65111 (65111)
Conclusion Checked

CPH Life is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 19 yrs
Locations 1
Publications 3
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (ander). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2025 ander 11-05-2026 2026-00109761
31-12-2024 ander 09-05-2025 2025-00096718
31-12-2023 ander 13-05-2024 2024-00089212
31-12-2022 ander 12-05-2023 2023-00088502
31-12-2021 ander 09-05-2022 2022-20024914
31-12-2020 ander 03-05-2021 2021-13200544
31-12-2019 ander 07-05-2020 2020-11800434
31-12-2018 ander 03-05-2019 2019-12500133
31-12-2017 ander 04-05-2018 2018-12200092
31-12-2016 ander 10-05-2017 2017-12000452
Legal Structure
NACE primary 65111
Legal form Public limited company(014)
Incorporation08-02-2007
StatusActive
Postal code7500
Establishment units 1 location
CPH Life
Rue Perdue(TOU) 7, 7500 TournaiRechtstreekse verzekeringsverrichtingen leven
since 20072.160.892.952
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57081E0512/00A000 Wallonia 716 m² 1 · 129 m² 24.8 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
11-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · ander
2025
13-06-2025
State Gazette act Director changes
27-05-2025
State Gazette act Director changes
09-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · ander
2024
13-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · ander
2023
12-05-2023
NBB filing Annual accounts filed
fiscal year 2022 · ander
2022
13-06-2022
State Gazette act Director changes
09-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · ander
2021
03-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · ander
2020
07-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · ander
2019
03-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · ander
2018
04-05-2018
NBB filing Annual accounts filed
fiscal year 2017 · ander
2017
10-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · ander
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2025
13-06-2025 3 directors appointed, 5 reappointed Director changes
  • Roland GILLET, Bestuurder
  • Jean-Christophe WARNITZ, Bestuurder
  • Luc FRANCOIS, Commissaris
  • Alain DECLERCQ, Bestuurder
  • Jean-Luc MARTIN, Bestuurder
  • Marc MEURANT, Bestuurder
  • Philippe PIRE, Bestuurder
  • Pierre RION, Bestuurder
Technical details 
{
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    {
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      "role": "bestuurder",
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      "effective_date": null,
      "evidence_quote": "Renouvelle pour une dur\u00E9e de 4 ans le mandat d\u0027administrateur non-ex\u00E9cutif de Monsieur Alain DECLERCQ.",
      "decharge_status": null,
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        "value": "4"
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    {
      "kind": "director_renew",
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        "name": "Jean-Luc MARTIN",
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      "evidence_quote": "Renouvelle pour une dur\u00E9e de 4 ans le mandat d\u0027administrateur non-ex\u00E9cutif de Monsieur Jean-Luc MARTIN.",
      "decharge_status": null,
      "mandate_duration": {
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    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Marc MEURANT",
        "address": null,
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      },
      "reason": null,
      "subkind": "renewal",
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      "evidence_quote": "Renouvelle pour une dur\u00E9e de 4 ans le mandat d\u0027administrateur non-ex\u00E9cutif de Monsieur Marc MEURANT.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
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      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Philippe PIRE",
        "address": null,
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        "profession": null,
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      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Renouvelle pour une dur\u00E9e de 4 ans le mandat d\u0027administrateur non-ex\u00E9cutif ind\u00E9pendant de Monsieur Philippe PIRE.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "4"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Pierre RION",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Renouvelle pour une dur\u00E9e de 4 ans le mandat d\u0027administrateur non-ex\u00E9cutif ind\u00E9pendant de Monsieur Pierre RION.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "4"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Roland GILLET",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Nomme pour une dur\u00E9e de 4 ans en qualit\u00E9 d\u0027administrateur non-ex\u00E9cutif ind\u00E9pendant Monsieur Roland GILLET.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "4"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jean-Christophe WARNITZ",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Nomme pour une dur\u00E9e de 6 ans en qualit\u00E9 d\u0027administrateur ex\u00E9cutif Monsieur Jean-Christophe WARNITZ.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Luc FRANCOIS",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2025-06-13",
    "filing_date": "2025-06-04",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-04-22",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0887.108.946",
    "name_full": "CPH Life",
    "legal_form": "S.A."
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
27-05-2025 Elisabeth LIMBIOUL appointed as statutory auditor Director changes
  • Elisabeth LIMBIOUL, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Elisabeth LIMBIOUL",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": {
        "kbo": null,
        "name": "Forvis Mazars R\u00E9viseurs d\u0027Entreprises",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": "statutair",
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "3"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-05-27",
    "filing_date": "2025-05-19",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-04-22",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0887.108.946",
    "name_full": "CPH Life",
    "legal_form": "S.A.",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Luc FRANCOIS",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur Pr\u00E9sident du Comit\u00E9 de direction"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
13-06-2022 1 director appointed, 1 resigning Director changes
  • Xavier Doyen, Commissaris
  • Yves Klein, Admirnistrateur
Technical details 
{
  "events": [
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Xavier Doyen",
        "address": null,
        "birth_date": null,
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        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": {
        "kbo": null,
        "name": "SRL Mazars R\u00E9viseurs d\u0027Entreprises",
        "address": null,
        "country": null,
        "legal_form": "SRL"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "attribue pour un terme de trois aris un mandat de commissaire agr\u00E9\u00E9 \u00E0 la SRL Mazars R\u00E9viseurs d\u0027Entreprises, repr\u00E9sert\u00E9e par Morsieur Xavier Doyen, associ\u00E9",
      "decharge_status": null,
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        "kind": "n_years",
        "value": "3"
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      "rep_rotation_new_rep": null,
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    },
    {
      "kind": "director_out",
      "role": "admirnistrateur",
      "person": {
        "rrn": null,
        "name": "Yves Klein",
        "address": null,
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      },
      "reason": "end_of_term",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-04-30",
      "evidence_quote": "L\u0027Assembl\u00E9e prend acte de la d\u00E9mission de Monsieur Yves Klein de son mandat d\u0027admirnistrateur avec effet au 30 avril 2022",
      "decharge_status": null,
      "mandate_duration": null,
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  "notary": {
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    "office_city": null,
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  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2022-06-13",
    "filing_date": "2022-06-02",
    "act_kind_objet": "Nomination du commissaire et d\u00E9mission"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-04-26",
      "unanimous": null
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  "is_correction": false,
  "subject_company": {
    "kbo": "0887.108.946",
    "name_full": "CPH LIFE",
    "legal_form": "S.A."
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Luc Fran\u00E7ois",
    "org_rep_person_name": null,
    "person_role_at_subject": "Administrateur"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Rechtstreekse verzekeringsverrichtingen leven65111Rechtstreekse verzekeringsverrichtingen leven65111Rechtstreekse verzekeringsverrichtingen leven66011Activiteiten van gemengde verzekeringsentiteiten, overwegend leven65112Activiteiten van gemengde verzekeringsondernemingen, overwegend leven65112Herverzekeringen65200Herverzekering65200Aangenomen herverzekeringen leven66012Gemengde verzekeringsentiteiten, overwegend leven66013
Primary activity highlighted.
Names & trade names
Legal nameFR CPH Life
Registered office
Rue Perdue(TOU) 7
7500 Tournai, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative