CPE INSTAL

Active

Private limited companyfounded 2022active for 4 yearsHeisbroekstraat(U) 8, 9290 Berlare, BelgiumKBO/BCE: BE 0781.430.020

Summary

The computed 12-month bankruptcy probability of CPE INSTAL is 1.6% (moderate). The 2026 annual accounts show equity of €75,347 and a net result of €11,398. Equity remains stable across the filed financial years (±0.3% per year). Its solvency ranks better than 41% of 582 sector peers (NACE 43, financial year 2026). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

CPE INSTALActiveChecked score 63/100

Risk analysis Report Compare

Activity

Installation of electric heating, air conditioning, cooling and ventilation

NACE 43222

1 site

Size

€175,571total assets 2026

Staff: 1 FTE
Equity: €75,347
Profit: €11,398

Turnover not published (micro format)

Financial health

63 Healthy Checked score 2026

Bankruptcy probabilitywithin 12 months: 1.6%

Structure

2026 accounts 46 days early1 deed in the Belgian Official Gazette

Why 63raises riskFounded in 2022Size: total assets €175,571Liquidity: current ratio 1.59, cash €5,461Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2026

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 39% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2025

Average

Solvency 68-25

equity 42.9% of total assets

Liquidity 39-18

short-term debt 34.1% · cash 3.1%

Profitability 77+7

return on assets 6.5%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.8%▲ +0.6 percentage points vs 11-2024 01-2025: 0.8%● unchanged vs 12-2024 02-2025: 0.8%● unchanged vs 01-2025 03-2025: 0.8%● unchanged vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.8%● unchanged vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.9%▲ +0.1 percentage points vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.7%▼ -0.2 percentage points vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 1.3%▲ +0.6 percentage points vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.2%▼ -0.1 percentage points vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.2%● unchanged vs 03-2026 05-2026: 1.2%● unchanged vs 04-2026 06-2026: 1.2%● unchanged vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026 08-2026: 1.3%▲ +0.1 percentage points vs 07-2026 09-2026: 1.4%▲ +0.1 percentage points vs 08-2026 10-2026: 1.6%▲ +0.2 percentage points vs 09-2026highest value

Credit of up to €4,500 on 30-day terms is acceptable

Liquidity ample (current ratio 1.59, compared with 7.63 in 2025, above the usual 1.5; short-term debt: 34.1% and cash: 3.1% of total assets), but 57.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 46% on solvency, 28% on liquidity, 53% on profitability and 29% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

raises riskneutral

Founded in 2022

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Size: total assets €175,571

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 1.59, cash €5,461

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Latest accounts filed on time

The financial year that closed on 30-04-2026 was due by 30-11-2026 and was filed on 15-10-2026, 46 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2026

46 days early

2025

32 days early

2024

12 days early

2023

16 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 27 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 30-04-2027 and is due by 30-11-2027. Nothing is late today. The company usually files around 6 November (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

25-10-2026 today30-04-2027 year end30-11-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

15-10-2026 Annual accounts filedfinancial year 2026 · micro…
29-10-2025 Annual accounts filedfinancial year 2025 · micro…
18-11-2024 Annual accounts filedfinancial year 2024 · micro…

Key points

Positive: Always filed on timeaccounts within the deadline every year 4 years View
Total assets 20264 financial years filed €175,571 View
Active since 2022founded 01-02-2022 4 years View

By topic

Financials

Financial year: 2026
Total assets: €175,571
Profit: €11,398
Solvency: 42.9%

Total assets▲ 51.4%

Net result

20232026

Go to Financials

Timeline

Events: 4
Since: 2023
Next accounts: by 30-11-2027

14-11-2023Annual accounts filed

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Installation of electric heating, air conditioning, cooling and…NACE 43222
Founded: 01-02-2022
Year ends: 30-04
Peppol: Reachable for e-invoices

Go to Company details

Key facts about CPE INSTAL

What is the company number of CPE INSTAL?: 0781.430.020. In Belgium the VAT number is the company number with BE in front: BE 0781.430.020.
Where is CPE INSTAL based?: The registered office is at Heisbroekstraat(U) 8, 9290 Berlare.Company details
What does CPE INSTAL do?: According to the KBO register, the main activity is installation of electric heating, air conditioning, cooling and ventilation (NACE 43222).
What is the legal form of CPE INSTAL?: Private limited company (BV).
When was CPE INSTAL founded?: On 01-02-2022.
Is CPE INSTAL still active?: Yes, CPE INSTAL is an active enterprise in the KBO register.
How many employees does CPE INSTAL have?: On average 1 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of CPE INSTAL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is CPE INSTAL profitable?: In financial year 2026, CPE INSTAL made a profit of €11,398.
Where can I find the annual accounts of CPE INSTAL?: CPE INSTAL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of CPE INSTAL due?: By 30-11-2027, for financial year 2027.Timeline