DEVOS FRANK
ActiveDEVOS FRANK has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €11k. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 85% of 27450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-7
Solvency100=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 5.06 against 4.71 in 2024; short-term debt: 19.5% and cash: 48.5% of total assets), and 19.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
11.3%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €75k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 12-01-2026, 19 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
19 d early
2024
5 d late
2023
40 d early
2022
6 d early
2021
on the day
2020
41 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▲ 16.3%
2024 · €65k
2019: €75k
2020: €83k
2021: €69k
2022: €81k
2023: €62k
2024: €65k
2019 → 2025
Total assets
€93k▲ 10.3%
2024 · €85k
2019: €106k
2020: €106k
2021: €110k
2022: €111k
2023: €86k
2024: €85k
2019 → 2025
Net result
€11k▼ 28.0%
2024 · €15k
2019: €3k
2020: €9k
2021: €-14k
2022: €12k
2023: €-19k
2024: €15k
2019 → 2025
Working capital
€74k▲ 22.8%
2024 · €60k
2019: €61k
2020: €72k
2021: €44k
2022: €62k
2023: €53k
2024: €60k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€69k-€81k▲ 17.3%€62k▼ 23.3%€65k▲ 3.7%€75k▲ 16.3%
Operating result€-11k-€14k€-20k€17k€15k▼ 11.4%
Net result€-14k-€12k€-19k€15k€11k▼ 28.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93k
Fixed assets
€1k▼ 87.1%
Current assets
€92k▲ 20.5%
Equity and liabilities €93k
Equity
€75k▲ 16.3%
Debt
€18k▼ 9.2%
The debt ratio falls from 23.7% to 19.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22k▼
2024 · €27k
Cash flow
€18k▼
2024 · €25k
Solvency
80.5%▲
2024 · 76.3%
Current ratio
5.06▲
2024 · 4.71
Quick ratio
5.06▲
2024 · 4.71
Debt / equity
0.24▼
2024 · 0.31
ROE
14.1%▼
2024 · 22.7%
ROA
11.3%▼
2024 · 17.3%
Interest coverage
89.46▼
2024 · 92.24
Debt
€18k▼
2024 · €20k
Debt ≤ 1 year
€18k▲
2024 · €16k
Income taxes
€6k▲
2024 · €3k
Staff costs
€47k▲
2024 · €43k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€85k€93k▲
Fixed assets21/28€8k€1k▼
Tangible fixed assets22/27€8k€986▼
Plant, machinery and equipment23€178-
Furniture and vehicles24€8k€986▼
Financial fixed assets28€50€50=
Current assets29/58€77k€92k▲
Amounts receivable within one year40/41€49k€47k▼
Trade receivables40€13k€3k▼
Other amounts receivable41€35k€44k▲
Cash at bank and in hand54/58€28k€45k▲
Deferred charges and accrued income490/1€53€11▼
Equity and liabilities
Total equity and liabilities10/49€85k€93k▲
Equity10/15€65k€75k▲
Contributions10/11€6k€6k=
Reserves13€58k€69k▲
Non-distributable reserves130/1€620€620=
Reserves not available under the articles1311€620€620=
Distributable reserves133€58k€68k▲
Amounts payable17/49€20k€18k▼
Amounts payable after more than one year17€4k-
Financial debts170/4€4k-
Amounts payable within one year42/48€16k€18k▲
Current portion of amounts payable after more than one year42€5k€4k▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€7k€10k▲
Remuneration and social security454/9€3k€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€52
Remuneration, social security and pensions62€43k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€7k▼
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€1k
Gross operating margin9900€72k€72k▲
Operating profit (loss)9901€17k€15k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€294€244▼
Recurring financial charges65€294€244▼
Profit (loss) for the period before taxes9903€18k€16k▼
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€15k€11k▼
Profit (loss) for the period to be appropriated9905€15k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€15k€11k▼
Transfer from equity791/2€12k-
Transfer to equity691/2€15k€11k▼
To other reserves6921€15k€11k▼
Profit to be distributed694/7€12k-
Directors or managers695€12k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
05-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
30-06
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-19k ▼258%
Net result drops to €-19k, the lowest in the series; recovery starts the following year.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Barbet 237021 MonsGround area
1,491 m²
Building footprint
300 m²
Volume, LiDAR
1,463 m³
Parcel 53038B0763/00H000, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
DEVOS FRANCK
since 20072.167.456.684
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53038B0763/00H000 | Wallonia | 1,491 m² | 1 · 300 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PANNEMANS ALEX
BE 0673.726.960
Dilsen-Stokkem · Eq €75k
Hans Vandeborne
BE 0454.408.079
Oud-Heverlee · Eq €75k
TechVentil
BE 0803.796.537
Mechelen · Eq €75k
JIMMY WILS
BE 0628.556.634
Arendonk · Eq €75k
KEVIN VANDENABEELE
BE 1002.588.931
Middelkerke · Eq €75k
Of 7,033 companies in sector 43221 we hold annual accounts for 3,468. 3,052 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2007
Fiscal year end30-06
Activities, NACEBEL
43221Plumbing work
43222Installation of electric heating, air conditioning, cooling and ventilation
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.