CP PNEUS
ActiveSummary
CP PNEUS has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €13k. Equity is growing by ~43.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 2544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability42▼-10
Solvency30▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.85 against 0.89 in 2024; short-term debt: 33.8% and cash: 8.8% of total assets), and 95.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.6%
Return on assets
2.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2544 sector peers (2025).
NBB · sector comparisonPosition among 2544 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
52 d early
2022
30 d late
2021
31 d late
2020
26 d late
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€25k▲ 111%
2024 · €12k
2018: €-76k
2019: €-55k
2020: €-51k
2021: €-25k
2022: €-40k
2023: €-4k
2024: €12k
2018 → 2025
Total assets
€549k▲ 25.5%
2024 · €437k
2018: €389k
2019: €407k
2020: €386k
2021: €404k
2022: €377k
2023: €397k
2024: €437k
2018 → 2025
Net result
€13k▼ 18.9%
2024 · €16k
2018: €-37k
2019: €21k
2020: €4k
2021: €25k
2022: €-15k
2023: €36k
2024: €16k
2018 → 2025
Working capital
€-29k▼ 20.4%
2024 · €-24k
2018: €-88k
2019: €-47k
2020: €-60k
2021: €-49k
2022: €-66k
2023: €-34k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-25k-€-40k▼ 58.6%€-4k▲ 89.0%€12k€25k▲ 111%
Operating result€37k-€-1k€56k€44k▼ 20.8%€45k▲ 1.0%
Net result€25k-€-15k€36k€16k▼ 54.3%€13k▼ 18.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €549k
Fixed assets
€392k ▲ 57.4%
Current assets
€157k ▼ 16.7%
Equity and liabilities €549k
Equity
€25k ▲ 111%
Debt
€524k ▲ 23.2%
Debt's share of the balance-sheet total falls from 97.3% to 95.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €61k
Cash flow
€34k▲
2024 · €33k
Current ratio
0.85▼
2024 · 0.89
Quick ratio
0.51▼
2024 · 0.60
Debt to equity
20.86▼
2024 · 35.74
ROE
52.6%▼
2024 · 136.9%
ROA
2.4%▼
2024 · 3.7%
Interest coverage
2.47▼
2024 · 3.41
Debt ≤ 1 year
€185k▼
2024 · €212k
Debt > 1 year
€339k▲
2024 · €212k
Income taxes
€5k▼
2024 · €11k
Staff costs
€161k▲
2024 · €130k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€437k€549k▲
Fixed assets21/28€249k€392k▲
Intangible fixed assets21€6k€3k▼
Tangible fixed assets22/27€242k€388k▲
Land and buildings22€235k€381k▲
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€3k€957▼
Other tangible fixed assets26-€2k
Financial fixed assets28€2k€2k=
Current assets29/58€188k€157k▼
Stocks and contracts in progress3€60k€63k▲
Stocks30/36€60k€63k▲
Amounts receivable within one year40/41€84k€40k▼
Trade receivables40€79k€37k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€44k€48k▲
Deferred charges and accrued income490/1€0€6k▲
Equity and liabilities
Total equity and liabilities10/49€437k€549k▲
Equity10/15€12k€25k▲
Contributions10/11€8k€8k=
Reserves13€16k€16k=
Distributable reserves133€16k€16k=
Profit (loss) carried forward14€-12k€759▲
Amounts payable17/49€425k€524k▲
Amounts payable after more than one year17€212k€339k▲
Financial debts170/4€212k€339k▲
Amounts payable within one year42/48€212k€185k▼
Current portion of amounts payable after more than one year42€18k€27k▲
Financial debts43€16k€40k▲
Credit institutions430/8€16k€40k▲
Trade debts44€81k€20k▼
Suppliers440/4€81k€20k▼
Taxes, remuneration and social security45€85k€94k▲
Taxes450/3€58k€36k▼
Remuneration and social security454/9€27k€58k▲
Other amounts payable47/48€12k€5k▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Remuneration, social security and pensions62€130k€161k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€21k▲
Other operating charges640/8€12k€6k▼
Non-recurring operating charges66A€14k€110▼
Gross operating margin9900€217k€232k▲
Operating profit (loss)9901€44k€45k▲
Financial income75/76B€1k€147▼
Recurring financial income75€1k€147▼
Financial charges65/66B€18k€26k▲
Recurring financial charges65€18k€26k▲
Profit (loss) for the period before taxes9903€28k€18k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€16k€13k▼
Profit (loss) for the period to be appropriated9905€16k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€759▼
Profit (loss) brought forward from the previous period14P€-12k€-12k=
Transfer to equity691/2€16k€0▼
To other reserves6921€16k€0▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
09-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 21 days late
2019
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Ferme 664400 FlémalleGround area
2,484 m²
Building footprint
279 m²
Volume, LiDAR
1,356 m³
2 parcels, Wallonia · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CP PNEUS
since 20102.192.477.241
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62036A0170/00R002 | Wallonia | 2,188 m² | 1 · 215 m² | 6.4 m · 2 fl. |
| 62353D0176/00R000 | Wallonia | 297 m² | 1 · 64 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
AUTONOV
BE 0786.209.051
Nivelles · Eq €24,964
OPTIMUS CARS
BE 0829.472.932
Watermaal-Bosvoorde · Eq €25,541
Team Lillois Pneus
BE 0750.826.322
Braine-l'Alleud · Eq €25,619
SERVICON
BE 0645.960.612
Antwerpen · Eq €24,315
IRIS TYRE CENTER
BE 0820.297.227
Brussel · Eq €23,783
Of 1,000 companies in sector 95315 we hold annual accounts for 427. 259 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2010
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95315Tyre services
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.