CP Advice is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €141k and a net result of €48k. Equity is growing by ~42.7% per year across the filed fiscal years. Its solvency ranks better than 75% of 2430 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
1 d early
2024
4 d early
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€141k▲ 51.1%
2024 · €94k
2023: €62k
2024: €94k
2023 → 2025
Net result
€48k▲ 49.5%
2024 · €32k
2023: €58k
2024: €32k
2023 → 2025
Total assets
€186k▲ 53.2%
2024 · €122k
2023: €87k
2024: €122k
2023 → 2025
Solvency
75.9%▼ 1.0pp
2024 · 77.0%
2023: 71.1%
2024: 77.0%
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€62k-€94k▲ 52.0%€141k▲ 51.1%
Operating result€74k-€41k▼ 45.5%€58k▲ 44.1%
Net result€58k-€32k▼ 44.4%€48k▲ 49.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 44% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €186k
Equity
€141k▲ 51.1%
Debt
€45k▲ 60.2%
The debt ratio rises from 23.0% to 24.1%. Equity and debt are higher.
Key figures and ratios
Solvency
75.9%▼
2024 · 77.0%
ROE
33.8%▼
2024 · 34.2%
ROA
25.7%▼
2024 · 26.3%
Debt
€45k▲
2024 · €28k
Debt ≤ 1 year
€45k▲
2024 · €28k
Income taxes
€15k▲
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€186k▲
Current assets29/58€122k€186k▲
Amounts receivable within one year40/41€117k€186k▲
Trade receivables40€22k€41k▲
Other amounts receivable41€95k€146k▲
Cash at bank and in hand54/58€4k-
Deferred charges and accrued income490/1€142€86▼
Equity and liabilities
Total equity and liabilities10/49€122k€186k▲
Equity10/15€94k€141k▲
Contributions10/11€4k€4k=
Profit (loss) carried forward14€90k€137k▲
Amounts payable17/49€28k€45k▲
Amounts payable within one year42/48€28k€45k▲
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€5k€20k▲
Suppliers440/4€5k€20k▲
Taxes, remuneration and social security45€23k€21k▼
Taxes450/3€23k€21k▼
Income statement
Code20242025
Other operating charges640/8-€63
Gross operating margin9900€41k€59k▲
Operating profit (loss)9901€41k€58k▲
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€43k€63k▲
Income taxes67/77€11k€15k▲
Profit (loss) for the period9904€32k€48k▲
Profit (loss) for the period to be appropriated9905€32k€48k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€137k▲
Profit (loss) brought forward from the previous period14P€58k€90k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Registered officeGeneral meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
General meeting · Registered-office move2 facts ▸
- General meeting, 2026-04-27
- Registered-office move, Rue de Royenne 60, 1390 Grez-Doiceau
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Equity above €100kEq €141k ▲51.1%
3 profitable years in a row build equity to €141k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Weakest financial yearnet €32k ▼44.4%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
24-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grez-Doiceau · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Royenne 601390 Grez-DoiceauGround area
345 m²
Building footprint
129 m²
Volume, LiDAR
725 m³
Parcel 25037B0471/00A000, Wallonia · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
C.P Advice
since 20222.328.863.003
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037B0471/00A000 | Wallonia | 345 m² | 1 · 129 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900I896TETA73QL12
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BG
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Of 853 companies in sector 66210 we hold annual accounts for 511. 443 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-03-2022
Fiscal year end30-06
Activities, NACEBEL
66210Risk and damage evaluation
70200Business and other management consultancy
70220Business consulting
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.