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Complete company report
Generated 14-08-2026
Active BE 0446.660.056Public limited company

COVERBO

Kleine Noordstraat 11 ·8830 Hooglede, Belgium· 34 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of COVERBO is 0.5% (low). The company has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 34 yrs
Board 1
Locations 1
Publications 4
Bankruptcy probability (12 mo) Checked model v1 · free
0.5% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Long-established
Founded in 1992, 34 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2025 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
30-06-2025 micro 30-01-2026 2026-00028440
30-06-2024 micro 17-01-2025 2025-00006916
30-06-2023 micro 05-01-2024 2024-00545163
30-06-2022 micro 16-01-2023 2023-20558574
30-06-2021 micro 14-01-2022 2022-00900575
30-06-2020 micro 18-01-2021 2021-01100047
30-06-2019 micro 20-01-2020 2020-01600492
30-06-2018 micro 16-01-2019 2019-01600051
30-06-2017 micro 05-01-2018 2018-00500366
30-06-2016 verkort 12-01-2017 2017-01100124
Directors & mandates 3 directors
Current directors & mandates
  • Krist'l Sagaert
    Director
    State Gazette act 25027042 (26-02-2025)
    Current
    12-12-2024 → present
Former directors (2)
  • Coghe José
    Director
    State Gazette act 25073905 (12-06-2025)
    Former
    - → 04-05-2025
  • Coghe Mario
    Director
    State Gazette act 25027042 (26-02-2025)
    Former
    - → 12-12-2024
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Public limited company(014)
Incorporation20-02-1992
StatusActive
Postal code8830
Establishment units 1 location
COVERBO
Kleine Noordstraat 11, 8830 HoogledeGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 19922.056.457.507
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36006B0970/00L002 Flanders 1,045 m² 1 · 153 m² 11.6 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 14 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
30-01-2026
NBB filing Annual accounts filed
fiscal year 2025 · micro
2025
12-06-2025
State Gazette act Director changes
26-02-2025
State Gazette act Director changes
17-01-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
25-03-2024
State Gazette act Registered-office change
Kathleen Van den Eynde
05-01-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
21-02-2023
State Gazette act Director changes
16-01-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
14-01-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
18-01-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
20-01-2020
NBB filing Annual accounts filed
fiscal year 2019 · micro
2019
16-01-2019
NBB filing Annual accounts filed
fiscal year 2018 · micro
2018
05-01-2018
NBB filing Annual accounts filed
fiscal year 2017 · micro
2017
12-01-2017
NBB filing Annual accounts filed
fiscal year 2016 · verkort
Belgisch Staatsblad, acts 4 acts
Address history · 1
25-03-2024
Registered-office move
All acts · 4 updated 1 year ago
2025
12-06-2025 Mandate of Coghe José as director ended by death Director changes
  • Coghe José, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Coghe Jos\u00E9",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "death",
      "subkind": null,
      "via_org": null,
      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-05-04",
      "evidence_quote": "door het overlijden van de bestuurder dhr.Coghe Jos\u00E9 op 4 mei 2025 valt zijn mandaat open.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Gent",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-06-12",
    "filing_date": "2025-06-03",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2025-05-12",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0446.660.056",
    "name_full": null,
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Krist\u0027l Sagaert",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
26-02-2025 1 director appointed, 1 resigning Director changes
  • Krist'l Sagaert, Bestuurder
  • Coghe Mario, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Coghe Mario",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "death",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2024-12-12",
      "evidence_quote": "door het overlijden van de bestuurder dhr.Coghe Mario op 12 december 2024 valt zijn mandaat open.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Krist\u0027l Sagaert",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": false,
      "effective_date": "2024-12-12",
      "evidence_quote": "de vergadering beslist om mevr. Krist\u0027l Sagaert vanaf 12 december 2024 tot niet-statutaire bestuurder te benoemen. Dit mandaat is onbezoldigd.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-02-26",
    "filing_date": "2025-02-18",
    "act_kind_objet": "Benoeming bestuurder"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2024-12-20",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0446.660.056",
    "name_full": "Coverbo",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Coghe Jos\u00E9",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2024
25-03-2024 Registered office moved within Hooglede Registered-office change·Kathleen Van den Eynde
  • 8830 Hooglede, Hogestraat 21 → 8830 Hooglede, Kleine Noordstraat 11
Notary: Kathleen Van den Eynde · Roeselare
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "siege_social",
      "new_address": {
        "raw": "8830 Hooglede, Kleine Noordstraat 11",
        "city": "Hooglede",
        "region": "vlaams_gewest",
        "street": "Kleine Noordstraat",
        "country": "BE",
        "postcode": "8830",
        "box_number": null,
        "street_number": "11",
        "locality_suffix": null
      },
      "old_address": {
        "raw": "8830 Hooglede, Hogestraat 21",
        "city": "Hooglede",
        "region": "vlaams_gewest",
        "street": "Hogestraat",
        "country": "BE",
        "postcode": "8830",
        "box_number": null,
        "street_number": "21",
        "locality_suffix": null
      },
      "effective_date": null,
      "evidence_quote": "",
      "region_changed": false,
      "is_statute_change": true,
      "nationality_change": false,
      "old_address_source": "act_body",
      "statute_clause_text": null,
      "statute_article_number": null,
      "effective_date_qualifier": "immediate",
      "statutaire_vs_werkelijke": "statutaire",
      "linguistic_region_changed": false,
      "court_jurisdiction_changed": false,
      "effective_date_is_approximate": false
    }
  ],
  "notary": {
    "name": "Kathleen Van den Eynde",
    "firm_city": null,
    "firm_name": null,
    "office_city": "Roeselare",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-03-25",
    "filing_date": "2024-03-21",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decision": {
    "body": "buitengewone_algemene_vergadering",
    "date": "2024-03-06",
    "unanimous": true
  },
  "subject_company": {
    "kbo": "0446.660.056",
    "name_full": "COVERBO",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [
    "een afschrift van de akte statutenwijziging",
    "de geco\u00F6rdineerde tekst van de statuten"
  ]
}
2023
21-02-2023 6 reappointed Director changes
  • José Coghe, Bestuurder
  • Mario Coghe, Bestuurder
  • Denise Werbrouck, Bestuurder
  • Krist'l Sagaert, Bestuurder
  • José Coghe, Gedelegeerd bestuurder
  • Mario Coghe, Gedelegeerd bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jos\u00E9 Coghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Uit de notulen var de gewone algemerie vergadering van 20 december 2022 blijkt dat de volgende personen met \u00E9\u00E9nparigheid van stemmen herbenoemd worden tot bestuurder voor eer periode van zes jaar tot na de algemene vergadering van 2028: - de heer Jos\u00E9 Coghe",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mario Coghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Uit de notulen var de gewone algemerie vergadering van 20 december 2022 blijkt dat de volgende personen met \u00E9\u00E9nparigheid van stemmen herbenoemd worden tot bestuurder voor eer periode van zes jaar tot na de algemene vergadering van 2028: - de heer Mario Coghe",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Denise Werbrouck",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Uit de notulen var de gewone algemerie vergadering van 20 december 2022 blijkt dat de volgende personen met \u00E9\u00E9nparigheid van stemmen herbenoemd worden tot bestuurder voor eer periode van zes jaar tot na de algemene vergadering van 2028: - mevrouw Denise Werbrouck",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Krist\u0027l Sagaert",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": "statutair",
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "Uit de notulen var de gewone algemerie vergadering van 20 december 2022 blijkt dat de volgende personen met \u00E9\u00E9nparigheid van stemmen herbenoemd worden tot bestuurder voor eer periode van zes jaar tot na de algemene vergadering van 2028: - mevrouw Krist\u0027l Sagaert",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Jos\u00E9 Coghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering gaat er met \u00E9\u00E9nparigheid van stemmen mee akkoord dat de uitoefening van de mandaten, toevertrouwd aan de heer Jos\u00E9 Coghe, de heer Mario Coghe, mevrouw Denise Werbrouck en mevrouw Krist\u0027l Sagaert niet bezoldigd worden.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mario Coghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering gaat er met \u00E9\u00E9nparigheid van stemmen mee akkoord dat de uitoefening van de mandaten, toevertrouwd aan de heer Jos\u00E9 Coghe, de heer Mario Coghe, mevrouw Denise Werbrouck en mevrouw Krist\u0027l Sagaert niet bezoldigd worden.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Denise Werbrouck",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering gaat er met \u00E9\u00E9nparigheid van stemmen mee akkoord dat de uitoefening van de mandaten, toevertrouwd aan de heer Jos\u00E9 Coghe, de heer Mario Coghe, mevrouw Denise Werbrouck en mevrouw Krist\u0027l Sagaert niet bezoldigd worden.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "decharge_granted",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Krist\u0027l Sagaert",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": false,
      "effective_date": null,
      "evidence_quote": "De vergadering gaat er met \u00E9\u00E9nparigheid van stemmen mee akkoord dat de uitoefening van de mandaten, toevertrouwd aan de heer Jos\u00E9 Coghe, de heer Mario Coghe, mevrouw Denise Werbrouck en mevrouw Krist\u0027l Sagaert niet bezoldigd worden.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Jos\u00E9 Coghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Uit de notulen van de vergadering van de raad van bestuur van 7 december 2022 blijkt dat de volgeride personen met \u00E9\u00E9nparigheid van stemmen herbenoemd wordt tot gedelegeerd bestuurder voor een periode van zes jaar: - de heer Jos\u00E9 Coghe",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_renew",
      "role": "gedelegeerd_bestuurder",
      "person": {
        "rrn": null,
        "name": "Mario Coghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "renewal",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Uit de notulen van de vergadering van de raad van bestuur van 7 december 2022 blijkt dat de volgeride personen met \u00E9\u00E9nparigheid van stemmen herbenoemd wordt tot gedelegeerd bestuurder voor een periode van zes jaar: - de heer Mario Coghe",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "n_years",
        "value": "6"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "board_snapshot",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Mario Coghe",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Mario Coghe Gedelegeerd bestuurder",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-02-13",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-12-20",
      "unanimous": true
    },
    {
      "body": "raad_van_bestuur",
      "date": "2022-12-07",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0446.660.056",
    "name_full": "Coverbo",
    "legal_form": "NV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Bouwen van individuele huizen45211Bouw van autowegen en andere wegen42110Bouw van autowegen en andere wegen42110Bouw van autowegen en andere wegen, vliegvelden en sportfaciliteiten45230
Primary activity highlighted.
Names & trade names
Legal nameNL COVERBO
Registered office
Kleine Noordstraat 11
8830 Hooglede, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same sector and region · no size comparison possible · 5,315 of 29,576 with filed accounts
Arclebo BE 0765.428.978 · Hooglede
BERT MEEUWS BE 0550.484.995 · Hooglede
BOUW BROERS BE 1006.990.454 · Hooglede
BOUWONDERNEMING K & V BE 0840.599.327 · Hooglede
BOUWWERKEN BJÖRN LAEVENS BE 0780.638.776 · Hooglede
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative