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COUVIREST

Active
Public limited companyfounded 199333 yrs activePlace Général-Piron 2, 5660 Couvin, BelgiumKBO/BCE: BE 0449.456.725
Summary

COUVIREST has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €93,935 and a net result of €489. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 196 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
COUVIRESTActiveChecked score 90/100
Risk analysis ReportCompare

Overview

Activity
Full-service restaurants
NACE 56111Full-service restaurants NACE 56101
#2 oldest company in Couvin, Accommodation and food service sector1 site
Size
€122,855total assets 2026
Staff
2.8 FTE
Equity
€93,935
Profit
€489
Financial health
90 Excellent Checked score 2026
Bankruptcy chance 12 m
0.2%
Structure
Parent
AMD EVENTS · 95%
Accounts 12 d early0 of 6 deeds read
Why 90- Sector Food and beverage service activities (NACE 56)+ Liquidity: current ratio 3.13, cash €46,487+ Founded in 1993+ Equity €93,935 (76.5% of total assets)Show the evidence

Checked score

Score 2026
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 69% of its sector peers (NACE 56, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2025
Strong
Solvency 100=
equity 76.5% of total assets
Liquidity 89+1
short-term debt 23.5% · cash 37.8%
Profitability 69-18
return on assets 0.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,690 companies)
Last 24 months 11-2024: 0.3% 12-2024: 0.3%● 0.0% vs 11-2024 01-2025: 0.3%● 0.0% vs 12-2024 02-2025: 0.3%● 0.0% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%● 0.0% vs 03-2025 05-2025: 0.3%● 0.0% vs 04-2025 06-2025: 0.3%▲ +2.9% vs 05-2025 07-2025: 0.3%▲ +0.3% vs 06-2025 08-2025: 0.3%▼ -1.5% vs 07-2025 09-2025: 0.3%▲ +8.8% vs 08-2025 10-2025: 0.6%▲ +69.7% vs 09-2025 11-2025: 0.7%▲ +19.4% vs 10-2025highest value 12-2025: 0.2%▼ -66.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -3.3% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%▼ -0.9% vs 04-2026 06-2026: 0.2%▼ -3.1% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%▼ -3.2% vs 07-2026 09-2026: 0.2%▼ -3.7% vs 08-2026lowest value 10-2026: 0.2%▲ +14.0% vs 09-2026
  • Sector Food and beverage service activities (NACE 56) raises the probability
  • Liquidity: current ratio 3.13, cash €46,487 lowers the probability
  • Founded in 1993 lowers the probability for this profile
  • Equity €93,935 (76.5% of total assets) lowers the probability
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 3.13 against 3.0 in 2025; short-term debt: 23.5% and cash: 37.8% of total assets), and 23.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 56, micro). Better than this share of them on solvency 94%, liquidity 90%, profitability 48%, growth against the median 42%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Food and beverage service activities (NACE 56)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 3.13, cash €46,487
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 1993
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Equity €93,935 (76.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 28-02-2026 was due by 30-09-2026 and was filed on 18-09-2026, 12 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
12 d early
2025
61 d late
2024
7 d late
2023
6 d late
2022
16 d early
2021
1 d late
2020
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average on the deadline day; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 28-02-2027 and is due by 30-09-2027. Nothing is late today. Usually files around 6 October (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today28-02-2027 close30-09-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2026 · full…
  2. Annual accounts filedfiscal year 2025 · full…
  3. Liquidity doublescurrent ratio 3.00

Key points

  • Positive: Oldest company in Couvin, Accommodation and food service…in the Checked rankings #2 View
  • Controlled by AMD EVENTSknown shareholders 100% 95% View
  • Positive: 7 profitable years in a rowprofit 2026: €489 7 years View

By topic

Financials

Fiscal year
2026
Total assets
€122,855
Profit
€489
Solvency
76.5%
Total assets▼ 1.3%
Net result
20192026
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 30-09-2027
  1. 18-09-2026Annual accounts filed
  2. 30-11-2025Annual accounts filed
  3. 28-02-2025Liquidity doubles
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Full-service restaurantsNACE 56111
Founded
22-02-1993
Year ends
28-02
Peppol
Reachable for e-invoices
Go to Company details

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