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COUVIN TELECOM

Active
Private limited companyfounded 20214 yrs activeFaubourg-Saint-Germain 14, 5660 Couvin, BelgiumKBO/BCE: BE 0777.290.890
Summary

COUVIN TELECOM has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,260 and a net result of €20,916. Equity is growing by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 20110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

What they do
Retail sale of information and communication equipment
NACE 47400NACE 47420
1 site
How big
€210,491turnover 2025
Staff
1.5 FTE
Equity
€87,260
Profit
€20,916
Financially healthy?
90 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Accounts 74 d early0 of 1 deed read
Why 90- Size: turnover €210,491, total assets €111,937- Founded in 2021+ Liquidity: current ratio 4.42, cash €47,681+ Equity €87,260 (78.0% of total assets)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Better than 79% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100+1
equity 78.0% of total assets
Liquidity 92+2
short-term debt 22.0% · cash 42.6%
Profitability 95-5
return on assets 18.7%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,898 companies)
  • Liquidity: current ratio 4.42, cash €47,681 lowers the probability
  • Size: turnover €210,491, total assets €111,937 raises the probability for this profile
  • Founded in 2021 raises the probability for this profile
  • Equity €87,260 (78.0% of total assets) lowers the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 4.42 against 3.44 in 2024; short-term debt: 22% and cash: 42.6% of total assets), and 22% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 92%, liquidity 93%, profitability 89%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 4.42, cash €47,681
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: turnover €210,491, total assets €111,937
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
raises risk · Founded in 2021
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Equity €87,260 (78.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
74 d early
2024
73 d early
2023
48 d early
2022
10 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 51 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Highest result since 2022net €41,297 ▲628%

Key points

  • Positive: Among the best 15% on solvencysector median 34.1% · 20,110 companies 78.0% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Turnover 20254 fiscal years filed €210,491 View

By topic

Financials

Fiscal year
2025
Turnover
€210,491
Profit
€20,916
Solvency
78.0%
Turnover▼ 17.3%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 18-05-2026Annual accounts filed
  2. 19-05-2025Annual accounts filed
  3. 31-12-2024Highest result since 2022
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of information and communication equipmentNACE 47400
Founded
11-11-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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