3DTECHLAB
ActiveThe file of 3DTECHLAB contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.9% (low). The 2025 annual accounts show equity of €17,267 and a net result of €587. Equity is growing by ~88.2% per year across the filed fiscal years. Its solvency ranks better than 28% of 682 sector peers (fiscal year 2025).
Checked score
Score 2025
Axes · tick = 2024
Profitability35▼-36
Solvency35▼-5
Growth78=
Track record79
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity ample (current ratio 2.36 against 0.76 in 2024; short-term debt: 34% and cash: 1.8% of total assets), but 90% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Publishing activities (NACE 58)
about 30% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10%
Return on assets
0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
12 d late
2024
75 d late
2023
204 d late
2022
570 d late
2021
935 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 359 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€17,267▲ 3.5%
2024 · €16,680
Total assets
€172,071▲ 56.4%
2024 · €109,996
Net result
€587▼ 94.4%
2024 · €10,510
Working capital
€79,896
2024 · -€22,637
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€8,543-€10,587€11,796▲ 11.4%€16,235▲ 37.6%€15,715▼ 3.2%
Net result-€10,325-€7,453€2,792▼ 62.5%€10,510▲ 276%€587▼ 94.4%
Equity-€4,075-€3,377€6,169▲ 82.7%€16,680▲ 170%€17,267▲ 3.5%
Total assets€86,314-€77,682▼ 10.0%€126,030▲ 62.2%€109,996▼ 12.7%€172,071▲ 56.4%
Debt€90,390-€74,305▼ 17.8%€119,860▲ 61.3%€93,316▼ 22.1%€154,804▲ 65.9%
Working capital-€8,234--€1,124▲ 86.4%-€31,188▼ 2,675%-€22,637▲ 27.4%€79,896
Staff (FTE)22=2=2=
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172,071
Fixed assets
€33,638 ▼ 14.4%
Current assets
€138,434 ▲ 95.9%
Equity and liabilities €172,071
Equity
€17,267 ▲ 3.5%
Debt
€154,804 ▲ 65.9%
Debt's share of the balance-sheet total rises from 84.8% to 90.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€28,531▲
2024 · €27,476
Cash flow
€13,404▼
2024 · €21,751
Current ratio
2.36▲
2024 · 0.76
Debt to equity
8.97▲
2024 · 5.59
ROE
3.4%▼
2024 · 63.0%
ROA
0.3%▼
2024 · 9.6%
Interest coverage
1.89▼
2024 · 4.80
Debt ≤ 1 year
€58,538▼
2024 · €93,316
Debt > 1 year
€96,267
Staff costs
€71,044▲
2024 · €51,148
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €407 | €59,067 | €116,926 | €51,148 | €71,044 | ▲ 38.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €276 | €2,153 | €5,262 | €11,241 | €12,816 | ▲ 14.0% |
| Other operating charges640/8 | €355 | - | €68 | - | €685 | - |
| Gross operating margin9900 | -€7,506 | €71,807 | €134,052 | €78,624 | €100,260 | ▲ 27.5% |
| Operating profit (loss)9901 | -€8,543 | €10,587 | €11,796 | €16,235 | €15,715 | ▼ 3.2% |
| Financial income75/76B | €1 | €1 | €0 | €0 | €2 | ▲ 22,200% |
| Recurring financial income75 | €1 | €1 | €0 | €0 | €2 | ▲ 22,200% |
| Financial charges65/66B | €1,783 | €3,135 | €9,004 | €5,725 | €15,130 | ▲ 164% |
| Recurring financial charges65 | €1,783 | €3,135 | €9,004 | €5,725 | €15,130 | ▲ 164% |
| Profit (loss) for the period before taxes9903 | -€10,325 | €7,453 | €2,792 | €10,510 | €587 | ▼ 94.4% |
| Profit (loss) for the period9904 | -€10,325 | €7,453 | €2,792 | €10,510 | €587 | ▼ 94.4% |
| Profit (loss) for the period to be appropriated9905 | -€10,325 | €7,453 | €2,792 | €10,510 | €587 | ▼ 94.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €86,314 | €77,682 | €126,030 | €109,996 | €172,071 | ▲ 56.4% |
| Fixed assets21/28 | €4,786 | €4,501 | €37,358 | €39,317 | €33,638 | ▼ 14.4% |
| Intangible fixed assets21 | - | - | €12,258 | €9,786 | €7,086 | ▼ 27.6% |
| Tangible fixed assets22/27 | €4,786 | €4,501 | €25,100 | €29,532 | €26,552 | ▼ 10.1% |
| Furniture and vehicles24 | €881 | €1,752 | €23,165 | €28,411 | €23,615 | ▼ 16.9% |
| Other tangible fixed assets26 | €3,905 | €2,750 | €1,935 | €1,121 | €2,937 | ▲ 162% |
| Current assets29/58 | €81,529 | €73,181 | €88,672 | €70,679 | €138,434 | ▲ 95.9% |
| Amounts receivable within one year40/41 | €79,158 | €55,152 | €77,301 | €68,748 | €135,414 | ▲ 97.0% |
| Trade receivables40 | €56,325 | €48,900 | €71,051 | €62,482 | €129,164 | ▲ 107% |
| Other amounts receivable41 | €22,833 | €6,252 | €6,250 | €6,266 | €6,250 | ▼ 0.3% |
| Cash at bank and in hand54/58 | €2,216 | €18,029 | €11,371 | €1,931 | €3,019 | ▲ 56.4% |
| Deferred charges and accrued income490/1 | €155 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €86,314 | €77,682 | €126,030 | €109,996 | €172,071 | ▲ 56.4% |
| Equity10/15 | -€4,075 | €3,377 | €6,169 | €16,680 | €17,267 | ▲ 3.5% |
| Contributions10/11 | €6,250 | €6,250 | €6,250 | €6,250 | €6,250 | = |
| Profit (loss) carried forward14 | -€10,325 | -€2,873 | -€81 | €10,430 | €11,017 | ▲ 5.6% |
| Amounts payable17/49 | €90,390 | €74,305 | €119,860 | €93,316 | €154,804 | ▲ 65.9% |
| Amounts payable after more than one year17 | - | - | - | - | €96,267 | - |
| Financial debts170/4 | - | - | - | - | €96,267 | - |
| Amounts payable within one year42/48 | €89,763 | €74,305 | €119,860 | €93,316 | €58,538 | ▼ 37.3% |
| Current portion of amounts payable after more than one year42 | - | €12,000 | €2,000 | - | - | - |
| Trade debts44 | €28,787 | €3,382 | €9,846 | - | - | - |
| Suppliers440/4 | €28,787 | €3,382 | €9,846 | €0 | - | - |
| Taxes, remuneration and social security45 | €60,976 | €20,003 | €54,798 | €59,579 | €47,688 | ▼ 20.0% |
| Taxes450/3 | €55,443 | €14,179 | €37,064 | €42,058 | €28,277 | ▼ 32.8% |
| Remuneration and social security454/9 | €5,533 | €5,824 | €17,735 | €17,521 | €19,410 | ▲ 10.8% |
| Other amounts payable47/48 | - | €38,920 | €53,217 | €33,737 | €10,850 | ▼ 67.8% |
| Accrued charges and deferred income492/3 | €627 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€10,325 | €7,453 | €2,792 | €10,510 | €587 | ▼ 94.4% |
| + Depreciation and write-downs630 | €276 | €2,153 | €5,262 | €11,241 | €12,816 | ▲ 14.0% |
| Operating cash flow (approximation) | -€10,050 | €9,606 | €8,054 | €21,751 | €13,404 | ▼ 38.4% |
| Investment in fixed assets (approximation) | - | -€1,868 | -€38,118 | -€13,200 | -€7,137 | ▲ 45.9% |
| Change in cash | - | €15,814 | -€6,658 | -€9,441 | €1,089 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 12 days late
10-02
Bankruptcy
Bankruptcy reversal
Tribunal de l’entreprise de Liège, division Namur · event 05-02-2026
14-01
Bankruptcy
Opening
Tribunal de l’entreprise de Liège, division Namur · event 08-01-2026
2025
31-12
Financial
Liquidity triplescurrent ratio 2.36
Current ratio from 0.76 to 2.36; short-term debt falls from €93,316 to €58,538.
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 75 days late
20-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 204 days late
20-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 570 days late
20-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 935 days late
2024
31-12
Financial
Highest result since 2021net €10,510 ▲276%
Operating result €16,235, net result €10,510, both a record.
2022
31-12
Financial
Back to profitnet €7,453
Net result €7,453 after one loss-making year.
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2021
Ground area
1,765 m²
Building footprint
5 m²
Parcel 92252B0170/00Y000, Wallonia. Linked by address, not a title deed.
1 establishment unit
3DTECHLAB
since 20212.316.014.164
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92252B0170/00Y000 | Wallonia | 1,765 m² | 1 · 5 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
2 mandates| Role | Name | Tenure |
|---|---|---|
| Curator | VALERIE THIRION CHAUSSEE DE DINANT 776,
5100 JAMBES (NAMUR) |
08-01-2026 → 05-02-2026 |
| Curator | MURIELLE
DELFORGE CHAUSSEE DE DINANT 776, 5100 04 WEPION-
.
2074 BELGISCH STAATSBLAD — 14.01.2026 — MONITEUR BELGE |
08-01-2026 → 05-02-2026 |
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Of 718 companies in sector 58190 we hold annual accounts for 214. 123 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-03-2021
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
58190Other publishing activities, excluding software publishing
49330On-demand passenger transport by chauffeured vehicle
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
Scores and ratios are computed by Checked and are not a credit decision.