Coussens Mathieu

Active

Private limited companyfounded 20197 yrs activePapegaaistraat 83A, 8780 Oostrozebeke, BelgiumKBO/BCE: BE 0729.744.460

The computed 12-month bankruptcy probability of Coussens Mathieu is 1.6% (moderate). The 2025 annual accounts show equity of €504k and a net result of €121k. Equity is growing by ~19.4% per year across the filed fiscal years. Its solvency ranks better than 76% of 27451 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

73 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability69▼-25

Solvency96▲+16

Growth52=

Track record100

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €35k at 30 days acceptable

Liquidity ample (current ratio 2.38 against 1.49 in 2024; short-term debt: 28.6% and cash: 50.6% of total assets), and 29% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

71%

Return on assets

17.1%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-04-2026, 114 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

114 d early

2024

20 d early

2023

141 d early

2022

102 d early

2021

81 d early

2020

31 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€504k▲ 31.7%

2024 · €383k

2020: €163k 2021: €245k 2022: €322k 2023: €468k 2024: €383k

2020 → 2025

Total assets

€710k▲ 2.4%

2024 · €693k

2020: €496k 2021: €508k 2022: €538k 2023: €624k 2024: €693k

2020 → 2025

Net result

€121k▼ 13.4%

2024 · €140k

2020: €153k 2021: €83k 2022: €76k 2023: €146k 2024: €140k

2020 → 2025

Working capital

€281k▲ 91.8%

2024 · €147k

2020: €-34k 2021: €57k 2022: €140k 2023: €226k 2024: €147k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€245k-€322k▲ 31.2%€468k▲ 45.4%€383k▼ 18.2%€504k▲ 31.7%

Operating result€108k-€98k▼ 9.6%€193k▲ 97.8%€195k▲ 0.8%€227k▲ 16.4%

Net result€83k-€76k▼ 7.7%€146k▲ 90.9%€140k▼ 4.0%€121k▼ 13.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2022 the operating result has climbed three years in a row; 2025 is 16% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €710k

31.8%

68.2%

Fixed assets €225k▼ 8.7%

Current assets €484k▲ 8.6%

Equity and liabilities €710k

71.0%

29.0%

Equity €504k▲ 31.7%

Debt €206k▼ 33.6%

The debt ratio falls from 44.8% to 29.0%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€254k▲

2024 · €222k

Cash flow

€149k▼

2024 · €167k

Solvency

71.0%▲

2024 · 55.2%

Current ratio

2.38▲

2024 · 1.49

Quick ratio

2.20▲

2024 · 1.37

Debt / equity

0.41▼

2024 · 0.81

ROE

24.1%▼

2024 · 36.6%

ROA

17.1%▼

2024 · 20.2%

Interest coverage

3.41▼

2024 · 15.02

Debt

€206k▼

2024 · €310k

Debt ≤ 1 year

€203k▼

2024 · €299k

Debt > 1 year

€0▼

2024 · €10k

Income taxes

€34k▼

2024 · €43k

Staff costs

€36k▲

2024 · €0

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€693k€710k▲

Fixed assets21/28€247k€225k▼

Intangible fixed assets21€450€350▼

Tangible fixed assets22/27€246k€225k▼

Land and buildings22€173k€163k▼

Plant, machinery and equipment23€5k€8k▲

Furniture and vehicles24€43k€31k▼

Other tangible fixed assets26€26k€22k▼

Current assets29/58€446k€484k▲

Stocks and contracts in progress3€36k€38k▲

Stocks30/36€36k€38k▲

Amounts receivable within one year40/41€108k€78k▼

Trade receivables40€104k€63k▼

Other amounts receivable41€4k€16k▲

Cash at bank and in hand54/58€284k€359k▲

Deferred charges and accrued income490/1€18k€9k▼

Equity and liabilities

Total equity and liabilities10/49€693k€710k▲

Equity10/15€383k€504k▲

Contributions10/11€10k€10k=

Reserves13€373k€494k▲

Tax-exempt reserves132€63k€63k=

Distributable reserves133€310k€431k▲

Profit (loss) carried forward14€0€0=

Amounts payable17/49€310k€206k▼

Amounts payable after more than one year17€10k€0▼

Financial debts170/4€10k€0▼

Amounts payable within one year42/48€299k€203k▼

Current portion of amounts payable after more than one year42€15k€10k▼

Trade debts44€14k€26k▲

Suppliers440/4€14k€26k▲

Taxes, remuneration and social security45€27k€29k▲

Taxes450/3€25k€24k▼

Remuneration and social security454/9€3k€5k▲

Other amounts payable47/48€242k€137k▼

Accrued charges and deferred income492/3€396€3k▲

Income statement Code20242025

Non-recurring operating income76A€12k€0▼

Remuneration, social security and pensions62€0€36k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▲

Other operating charges640/8€2k€3k▲

Gross operating margin9900€224k€293k▲

Operating profit (loss)9901€195k€227k▲

Financial income75/76B€3k€3k▼

Recurring financial income75€3k€3k▼

Financial charges65/66B€15k€74k▲

Recurring financial charges65€15k€74k▲

Profit (loss) for the period before taxes9903€183k€155k▼

Income taxes67/77€43k€34k▼

Profit (loss) for the period9904€140k€121k▼

Transfer to tax-exempt reserves689€63k€0▼

Profit (loss) for the period to be appropriated9905€77k€121k▲

Appropriation of the result

Profit (loss) to be appropriated9906€77k€121k▲

Transfer from equity791/2€225k€0▼

Transfer to equity691/2€77k€121k▲

To other reserves6921€77k€121k▲

Profit to be distributed694/7€225k€0▼

Return on contributions (dividend)694€225k€0▼

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 9Financial 3Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-04

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Equity above €500kEq €504k ▲31.7%

6 profitable years in a row build equity to €504k.

11-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

12-03

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

20-04

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €76k ▼7.7%

Net result drops to €76k, the lowest in the series; recovery starts the following year.

11-05

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Equity above €200kEq €245k ▲51%

2 profitable years in a row build equity to €245k.

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Oostrozebeke · 1 establishment unit since 2019

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Papegaaistraat 83A8780 Oostrozebeke

Ground area

7,373 m²

Building footprint

1,081 m²

Volume, LiDAR

5,045 m³

2 parcels, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Papegaaistraat 83, 8780 Oostrozebeke

Specialised construction activities

since 20192.291.487.814

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
37010F0140/00A000	Flanders	6,176 m²	1 · 895 m²	7.2 m · 2 fl.
37010F0176/00C000	Flanders	1,196 m²	1 · 186 m²	6.7 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2025 · 3 entries · 1,454 EUR awarded · 1,455 EUR paid

Year	Entries	awarded	paid
2025	1	126 EUR	126 EUR
2023	1	452 EUR	850 EUR
2022	1	876 EUR	479 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

3 entries · 1,454 EUR · 1,455 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

254900BCQ4VLQUKBF203

live in the LEI register

Similar companies · same sector, comparable size

DE VAREZ EDDY - CENTRALE VERWARMING & SANITAIR

LOODGIETERSBEDRIJF VAN ROOSENDAEL GEERT

BE 0464.649.695

Heist-op-den-Berg · Eq €500k

Onderneming DCK

BE 0821.548.527

Oudenaarde · Eq €509k

Of 7,036 companies in sector 43221 we hold annual accounts for 3,468. 2,322 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded03-07-2019

Fiscal year end31-12

Activities, NACEBEL

43221Plumbing work

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries

Website:www.coussens.be/home

Enterprise

E-mail:info@coussens.be

Enterprise