Creakiwi
ActiveCreakiwi has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €112k and a net result of €20k. Equity is growing by ~22.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 3110 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+7
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 3.42 against 3.88 in 2024; short-term debt: 19.1% and cash: 19.2% of total assets), and 19.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.9%
Return on assets
14.4%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
3 d early
2024
1 d early
2023
on the day
2022
30 d late
2021
on the day
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€112k▲ 2.4%
2024 · €110k
2019: €16k
2020: €33k
2021: €46k
2022: €77k
2023: €108k
2024: €110k
2019 → 2025
Total assets
€139k▲ 7.9%
2024 · €129k
2019: €35k
2020: €48k
2021: €57k
2022: €88k
2023: €118k
2024: €129k
2019 → 2025
Net result
€20k▲ 71.5%
2024 · €12k
2019: €20k
2020: €17k
2021: €13k
2022: €31k
2023: €31k
2024: €12k
2019 → 2025
Working capital
€64k▲ 16.9%
2024 · €55k
2019: €11k
2020: €-4k
2021: €9k
2022: €26k
2023: €60k
2024: €55k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€46k-€77k▲ 66.7%€108k▲ 39.6%€110k▲ 1.9%€112k▲ 2.4%
Operating result€19k-€43k▲ 129%€43k▼ 1.0%€17k▼ 61.0%€28k▲ 69.4%
Net result€13k-€31k▲ 138%€31k▼ 0.9%€12k▼ 61.8%€20k▲ 71.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 69% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €139k
Fixed assets
€48k▼ 12.1%
Current assets
€91k▲ 22.7%
Equity and liabilities €139k
Equity
€112k▲ 2.4%
Debt
€27k▲ 39.4%
The debt ratio rises from 14.8% to 19.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€35k▲
2024 · €24k
Cash flow
€27k▲
2024 · €19k
Solvency
80.9%▼
2024 · 85.2%
Current ratio
3.42▼
2024 · 3.88
Quick ratio
3.42▼
2024 · 3.88
Debt / equity
0.24▲
2024 · 0.17
ROE
17.8%▲
2024 · 10.7%
ROA
14.4%▲
2024 · 9.1%
Interest coverage
314.46▲
2024 · 94.29
Debt
€27k▲
2024 · €19k
Debt ≤ 1 year
€27k▲
2024 · €19k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€129k€139k▲
Fixed assets21/28€55k€48k▼
Tangible fixed assets22/27€55k€48k▼
Land and buildings22€32k€32k=
Plant, machinery and equipment23€17k€15k▼
Furniture and vehicles24€6k€930▼
Financial fixed assets28€30€30=
Current assets29/58€74k€91k▲
Amounts receivable within one year40/41€4k€13k▲
Trade receivables40€4k€10k▲
Other amounts receivable41€0€4k▲
Current investments50/53-€50k
Cash at bank and in hand54/58€69k€27k▼
Deferred charges and accrued income490/1€619€652▲
Equity and liabilities
Total equity and liabilities10/49€129k€139k▲
Equity10/15€110k€112k▲
Contributions10/11€6k€6k=
Reserves13€103k€106k▲
Distributable reserves133€103k€106k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€19k€27k▲
Amounts payable within one year42/48€19k€27k▲
Financial debts43€1k€1k▲
Credit institutions430/8€11€11=
Other loans439€1k€1k▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€6k€6k▲
Taxes450/3€2k€4k▲
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48€10k€18k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€7k▼
Other operating charges640/8€691€1k▲
Gross operating margin9900€25k€36k▲
Operating profit (loss)9901€17k€28k▲
Financial income75/76B€447€172▼
Recurring financial income75€447€172▼
Financial charges65/66B€257€110▼
Recurring financial charges65€257€110▼
Profit (loss) for the period before taxes9903€17k€28k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€12k€20k▲
Profit (loss) for the period to be appropriated9905€12k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€12k€20k▲
Transfer from equity791/2€10k€17k▲
Transfer to equity691/2€12k€20k▲
To other reserves6921€12k€20k▲
Profit to be distributed694/7€10k€17k▲
Return on contributions (dividend)694€10k€17k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Weakest financial yearnet €12k ▼61.8%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity doublescurrent ratio 6.91
Current ratio from 3.33 to 6.91; short-term debt falls from €11k to €10k.
30-09
Financial
Equity above €100kEq €108k ▲39.6%
5 profitable years in a row build equity to €108k.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
30-09
Financial
Highest result since 2019net €31k ▲138%
Operating result €43k, net result €31k, both a record.
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity triplescurrent ratio 1.89
Current ratio from 0.71 to 1.89; short-term debt falls from €15k to €11k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aststraat(SGW) 329170 Sint-Gillis-WaasGround area
1,063 m²
Building footprint
172 m²
Volume, LiDAR
655 m³
Parcel 46020C0929/00K000, Flanders · tallest building 6.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Creakiwi
since 20172.272.070.788
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020C0929/00K000 | Flanders | 1,063 m² | 1 · 172 m² | 6.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 225 EUR awarded · 225 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 225 EUR | 225 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 5,167 companies in sector 01110 we hold annual accounts for 612. 456 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-12-2017
Fiscal year end30-09
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01130Growing of vegetables, melons, roots and tubers
01240Growing of pome and stone fruits
01250Crop and animal production, hunting and related service activities
01610Support activities for crop production
01630Crop and animal production, hunting and related service activities
10320Manufacture of food products
70200Business and other management consultancy
70220Business consulting
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
77310Rental and leasing activities
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82190Office administrative, office support and other business support activities
90031Arts creation and performing arts activities
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesWebsite:gillisbos.be/
E-mail:info@gillisbos.be