COURANT D'HERBE
ActiveSummary
COURANT D'HERBE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €40k and a net result of €12k. Equity is growing by ~77.6% per year across the filed fiscal years. Its solvency ranks better than 67% of 26043 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability90▲+28
Solvency78▲+6
Growth68▼-7
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.88 against 1.86 in 2023; short-term debt: 26.6% and cash: 27.5% of total assets), and 46.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.1%
Return on assets
15.7%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-09-2025, 49 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
49 d late
2023
14 d early
2022
346 d late
2021
10 d late
2020
111 d late
2019
173 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€120k▼ 19.9%
2023 · €150k
2018: €89k
2019: €121k
2020: €122k
2021: €131k
2022: €157k
2023: €150k
2018 → 2024
EBIT margin
12.9%▲ 11.8pp
2023 · 1.1%
2018: -10.6%
2019: 11.0%
2020: 2.4%
2021: 3.8%
2022: 12.7%
2023: 1.1%
2018 → 2024
Net result
€12k▲ 916%
2023 · €1k
2018: €-12k
2019: €11k
2020: €2k
2021: €3k
2022: €18k
2023: €1k
2018 → 2024
Working capital
€38k▲ 275%
2023 · €10k
2018: €-13k
2019: €5k
2020: €6k
2021: €-1k
2022: €8k
2023: €10k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€122k-€131k▲ 7.6%€157k▲ 19.6%€150k▼ 4.4%€120k▼ 19.9%
Equity€6k-€10k▲ 56.4%€27k▲ 185%€28k▲ 4.3%€40k▲ 42.0%
Operating result€3k-€5k▲ 68.6%€20k▲ 305%€2k▼ 91.5%€16k▲ 813%
Net result€2k-€3k▲ 90.3%€18k▲ 412%€1k▼ 93.4%€12k▲ 916%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 813% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €76k
Fixed assets
€18k ▼ 54.3%
Current assets
€58k ▲ 165%
Equity and liabilities €76k
Equity
€40k ▲ 42.0%
Debt
€36k ▲ 9.0%
Debt's share of the balance-sheet total falls from 53.5% to 46.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▲
2023 · €8k
Cash flow
€19k▲
2023 · €8k
Current ratio
2.88▲
2023 · 1.86
Debt to equity
0.88▼
2023 · 1.15
ROE
29.6%▲
2023 · 4.1%
ROA
15.7%▲
2023 · 1.9%
Interest coverage
36.30▲
2023 · 14.88
Debt ≤ 1 year
€20k▲
2023 · €12k
Debt > 1 year
€15k▼
2023 · €21k
Income taxes
€4k▲
2023 · €318
Staff costs
€1k▼
2023 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 46 lines
Balance sheet
Code20232024
Assets
Total assets20/58€61k€76k▲
Fixed assets21/28€39k€18k▼
Tangible fixed assets22/27€39k€18k▼
Furniture and vehicles24€15k-
Leasing and similar rights25€24k€18k▼
Current assets29/58€22k€58k▲
Stocks and contracts in progress3€4k-
Stocks30/36€4k-
Amounts receivable within one year40/41€13k€37k▲
Trade receivables40-€2k
Other amounts receivable41€13k€35k▲
Cash at bank and in hand54/58€5k€21k▲
Equity and liabilities
Total equity and liabilities10/49€61k€76k▲
Equity10/15€28k€40k▲
Reserves13€19k€19k=
Non-distributable reserves130/1€19k€19k=
Reserves not available under the articles1311€19k€19k=
Profit (loss) carried forward14€10k€22k▲
Amounts payable17/49€33k€36k▲
Amounts payable after more than one year17€21k€15k▼
Financial debts170/4€21k€15k▼
Amounts payable within one year42/48€12k€20k▲
Current portion of amounts payable after more than one year42€5k€5k=
Trade debts44€3k€10k▲
Suppliers440/4€3k€10k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€4k▲
Income statement
Code20232024
Turnover70€150k€120k▼
Non-recurring operating income76A-€41k
Goods, raw materials, services and sundry goods60/61€132k€122k▼
Remuneration, social security and pensions62€10k€1k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€7k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€15k
Other operating charges640/8€141€1k▲
Gross operating margin9900€18k€39k▲
Operating profit (loss)9901€2k€16k▲
Financial income75/76B€349€587▲
Recurring financial income75€349€587▲
Financial charges65/66B€565€613▲
Recurring financial charges65€565€613▲
Profit (loss) for the period before taxes9903€1k€16k▲
Income taxes67/77€318€4k▲
Profit (loss) for the period9904€1k€12k▲
Profit (loss) for the period to be appropriated9905€1k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€22k▲
Profit (loss) brought forward from the previous period14P€9k€10k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 346 days late
2022
31-12
Financial
Highest result since 2018net €18k ▲412%
Operating result €20k, net result €18k, both a record.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
19-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 111 days late
20-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 173 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 2.52
Current ratio from 1.14 to 2.52; short-term debt falls from €34k to €4k.
2019
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 1.14
Current ratio from 0.33 to 1.14.
06-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 37 days late
2018
21-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 52 days late
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2015
18-09
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 49 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rixensart · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Georges Marchal 241330 RixensartGround area
5,197 m²
Building footprint
451 m²
Volume, LiDAR
6,902 m³
2 parcels, Wallonia · tallest building 22.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Courant d'Herbe
since 20072.165.497.581
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25091C0778/00D000indicative | Wallonia | 3,951 m² | 1 · 356 m² | 22.0 m · 7 fl. |
| 25021D0276/00C000 | Wallonia | 1,246 m² | 1 · 95 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fleuriste RAUSIN
BE 0456.965.812
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BLOEMISTERIJ DE MOLEN
BE 0427.096.344
Hamme (Vl.) · Eq €40,072
EURO NEGOCE
BE 0840.678.511
Tournai · Eq €40,363
BLOEMEN GIELEN
BE 0899.332.134
Peer · Eq €40,374
Erik Sels
BE 0424.891.771
Turnhout · Eq €39,930
Of 3,387 companies in sector 47761 we hold annual accounts for 1,156. 769 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-06-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
51220Air transport
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.