BATI'S CONSTRUCT
ActiveSummary
BATI'S CONSTRUCT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €82,635. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 32% of 2083 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability72▲+22
Solvency55▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65,000 at 30 days acceptable
Liquidity short (current ratio 0.86 against 0.88 in 2024; short-term debt: 16.9% and cash: 7.5% of total assets), and 70.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.6%
Return on assets
2.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-02-2026, 158 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
158 d early
2024
125 d early
2023
47 d early
2022
56 d early
2021
25 d early
2020
61 d late
2019
98 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 36 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (4 of the last 5 filed years within 69 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check
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Financials · fiscal year 2025, full schema
In the rankings
#1 company by total assets in Amay, Construction sector#1 company by equity in Amay, Construction sector#10 oldest company in Amay, Construction sector
Turnover
€2.8m
EBIT margin
5.8%
Net result
€82,635▲ 434%
2024 · €15,464
Working capital
-€81,415▲ 8.4%
2024 · -€88,870
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover
Operating result€191,202€145,366▼ 24.0%€104,120▼ 28.4%€83,232▼ 20.1%€160,103▲ 92.4%
Net result€36,140within the sector's middle half€19,794within the sector's middle half▼ 45.2%€15,846within the sector's middle half▼ 19.9%€15,464within the sector's middle half▼ 2.4%€82,635within the sector's middle half▲ 434%
EBIT margin
Equity€888,683above the sector's middle half▲ 34.3%€908,476above the sector's middle half▲ 2.2%€920,322above the sector's middle half▲ 1.3%€935,786above the sector's middle half▲ 1.7%€1.0mwithin the sector's middle half▲ 8.8%
Total assets€4.4mabove the sector's middle half▲ 19.7%€4.1mabove the sector's middle half▼ 7.0%€3.9mabove the sector's middle half▼ 5.8%€3.7mabove the sector's middle half▼ 4.4%€3.4mwithin the sector's middle half▼ 6.7%
Debt€3.5m▲ 16.4%€3.2m▼ 9.3%€2.9m▼ 7.8%€2.8m▼ 6.3%€2.4m▼ 11.9%
Working capital€144,377within the sector's middle half-€3,356below the sector's middle half-€122,820below the sector's middle half▼ 3,560%-€88,870below the sector's middle half▲ 27.6%-€81,415below the sector's middle half▲ 8.4%
Solvency20.2%below the sector's middle half▲ 2.2pp22.2%within the sector's middle half▲ 2.0pp23.8%within the sector's middle half▲ 1.7pp25.4%within the sector's middle half▲ 1.5pp29.6%within the sector's middle half▲ 4.2pp
Current ratio1.13below the sector's middle half▲ 0.351.00below the sector's middle half▼ 0.130.85below the sector's middle half▼ 0.140.88below the sector's middle half▲ 0.030.86below the sector's middle half▼ 0.02
Return on assets (ROA)0.8%within the sector's middle half▲ 6.3pp0.5%below the sector's middle half▼ 0.3pp0.4%below the sector's middle half▼ 0.1pp0.4%within the sector's middle half=2.4%within the sector's middle half▲ 2.0pp
Staff (FTE)18.6above the sector's middle half▼ 14.3%16.4within the sector's middle half▼ 11.8%16.6within the sector's middle half▲ 1.2%15.4within the sector's middle half▼ 7.2%13.5within the sector's middle half▼ 12.3%
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.4m
Fixed assets
€2.9m ▼ 3.0%
Current assets
€500,369 ▼ 23.6%
Equity and liabilities €3.4m
Equity
€1.0m ▲ 8.8%
Debt
€2.4m ▼ 11.9%
Debt's share of the balance-sheet total falls from 74.6% to 70.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€312,286▲
2024 · €227,484
Cash flow
€234,818▲
2024 · €159,716
Quick ratio
0.85▼
2024 · 0.87
Debt to equity
2.38▼
2024 · 2.94
ROE
8.1%▲
2024 · 1.7%
Interest coverage
6.00▲
2024 · 3.70
Debt ≤ 1 year
€581,784▼
2024 · €744,115
Debt > 1 year
€1.8m▼
2024 · €2.0m
Income taxes
€26,617▲
2024 · €6,964
Staff costs
€719,428▼
2024 · €733,697
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 4,681 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Small
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.0%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,681 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €552 | €121 | - | - | - | - |
| Remuneration, social security and pensions62 | €803,216 | €629,904 | €661,749 | €733,697 | €719,428 | ▼ 1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €134,573 | €143,500 | €149,289 | €144,252 | €152,183 | ▲ 5.5% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €28,211 | €131,108 | €188,898 | €91,115 | -€132,285 | ▼ 245% |
| Other operating charges640/8 | €180,326 | €60,367 | €26,802 | €22,403 | €116,063 | ▲ 418% |
| Non-recurring operating charges66A | €7,134 | - | €0 | - | - | - |
| Gross operating margin9900 | €1.3m | €1.1m | €1.1m | €1.1m | €1.0m | ▼ 5.5% |
| Operating profit (loss)9901 | €191,202 | €145,366 | €104,120 | €83,232 | €160,103 | ▲ 92.4% |
| Financial income75/76B | €698 | €119 | €730 | €734 | €1,172 | ▲ 59.7% |
| Recurring financial income75 | €698 | €119 | €730 | €734 | €1,172 | ▲ 59.7% |
| Financial charges65/66B | €150,754 | €124,680 | €89,127 | €61,539 | €52,023 | ▼ 15.5% |
| Recurring financial charges65 | €150,754 | €124,680 | €89,127 | €61,539 | €52,023 | ▼ 15.5% |
| Profit (loss) for the period before taxes9903 | €41,146 | €20,805 | €15,723 | €22,428 | €109,252 | ▲ 387% |
| Transfer from deferred taxes780 | - | - | €4,000 | - | - | - |
| Income taxes67/77 | €5,007 | €1,012 | €3,877 | €6,964 | €26,617 | ▲ 282% |
| Profit (loss) for the period9904 | €36,140 | €19,794 | €15,846 | €15,464 | €82,635 | ▲ 434% |
| Profit (loss) for the period to be appropriated9905 | €36,140 | €19,794 | €15,846 | €15,464 | €82,635 | ▲ 434% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.4m | €4.1m | €3.9m | €3.7m | €3.4m | ▼ 6.7% |
| Fixed assets21/28 | €3.1m | €3.2m | €3.2m | €3.0m | €2.9m | ▼ 3.0% |
| Tangible fixed assets22/27 | €3.1m | €3.2m | €3.1m | €3.0m | €2.9m | ▼ 3.0% |
| Land and buildings22 | €3.0m | €3.0m | €3.0m | €2.9m | €2.8m | ▼ 2.8% |
| Plant, machinery and equipment23 | €89,974 | €73,739 | €134,780 | €126,345 | €117,884 | ▼ 6.7% |
| Furniture and vehicles24 | €43,655 | €41,321 | €43,763 | €25,497 | €22,542 | ▼ 11.6% |
| Other tangible fixed assets26 | €0 | - | - | - | - | - |
| Financial fixed assets28 | €24,056 | €24,056 | €24,056 | €24,056 | €24,056 | = |
| Current assets29/58 | €1.3m | €912,918 | €707,722 | €655,245 | €500,369 | ▼ 23.6% |
| Amounts receivable after more than one year29 | €279,092 | €185,848 | €14,400 | €13,200 | €12,450 | ▼ 5.7% |
| Other amounts receivable291 | €279,092 | €185,848 | €14,400 | €13,200 | €12,450 | ▼ 5.7% |
| Stocks and contracts in progress3 | €15,082 | €11,768 | €9,000 | €8,797 | €5,069 | ▼ 42.4% |
| Stocks30/36 | €15,082 | €11,768 | €9,000 | €8,797 | €5,069 | ▼ 42.4% |
| Amounts receivable within one year40/41 | €780,088 | €474,061 | €365,438 | €294,707 | €209,018 | ▼ 29.1% |
| Trade receivables40 | €525,303 | €354,667 | €358,966 | €278,024 | €202,782 | ▼ 27.1% |
| Other amounts receivable41 | €254,785 | €119,395 | €6,472 | €16,683 | €6,237 | ▼ 62.6% |
| Current investments50/53 | €320 | €320 | €320 | €443 | €443 | = |
| Cash at bank and in hand54/58 | €193,619 | €235,636 | €309,009 | €332,004 | €257,986 | ▼ 22.3% |
| Deferred charges and accrued income490/1 | €836 | €5,285 | €9,555 | €6,094 | €15,402 | ▲ 153% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.4m | €4.1m | €3.9m | €3.7m | €3.4m | ▼ 6.7% |
| Equity10/15 | €888,683 | €908,476 | €920,322 | €935,786 | €1.0m | ▲ 8.8% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €833,943 | €833,943 | €829,943 | €829,943 | €829,943 | = |
| Tax-exempt reserves132 | €4,000 | €4,000 | €0 | - | - | - |
| Distributable reserves133 | €829,943 | €829,943 | €829,943 | €829,943 | €829,943 | = |
| Profit (loss) carried forward14 | €36,140 | €55,933 | €71,779 | €87,243 | €169,878 | ▲ 94.7% |
| Amounts payable17/49 | €3.5m | €3.2m | €2.9m | €2.8m | €2.4m | ▼ 11.9% |
| Amounts payable after more than one year17 | €2.4m | €2.3m | €2.1m | €2.0m | €1.8m | ▼ 8.3% |
| Financial debts170/4 | €2.0m | €1.9m | €1.7m | €1.6m | €1.5m | ▼ 9.7% |
| Other amounts payable178/9 | €354,000 | €395,000 | €395,000 | €395,001 | €384,763 | ▼ 2.6% |
| Amounts payable within one year42/48 | €1.1m | €916,274 | €830,543 | €744,115 | €581,784 | ▼ 21.8% |
| Current portion of amounts payable after more than one year42 | €93,621 | €158,800 | €212,997 | €212,691 | €207,060 | ▼ 2.6% |
| Financial debts43 | €255,251 | €205,251 | €50,000 | €50,000 | €0 | ▼ 100% |
| Credit institutions430/8 | €255,251 | €205,251 | €50,000 | €50,000 | €0 | ▼ 100% |
| Trade debts44 | €297,660 | €209,354 | €269,365 | €190,380 | €143,337 | ▼ 24.7% |
| Suppliers440/4 | €297,660 | €209,354 | €269,365 | €190,380 | €143,337 | ▼ 24.7% |
| Advances received on contracts in progress46 | €92,134 | €99,706 | €150,579 | €167,183 | €131,009 | ▼ 21.6% |
| Taxes, remuneration and social security45 | €272,069 | €207,534 | €108,930 | €94,151 | €74,725 | ▼ 20.6% |
| Taxes450/3 | €34,511 | €28,628 | €36,397 | €11,060 | €17,125 | ▲ 54.8% |
| Remuneration and social security454/9 | €237,558 | €178,906 | €72,533 | €83,091 | €57,601 | ▼ 30.7% |
| Other amounts payable47/48 | €113,924 | €35,630 | €38,672 | €29,711 | €25,652 | ▼ 13.7% |
| Accrued charges and deferred income492/3 | €610 | €361 | €581 | €317 | €1,154 | ▲ 264% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €36,140 | €19,794 | €15,846 | €15,464 | €82,635 | ▲ 434% |
| + Depreciation and write-downs630 | €134,573 | €143,500 | €149,289 | €144,252 | €152,183 | ▲ 5.5% |
| Operating cash flow (approximation) | €170,713 | €163,294 | €165,135 | €159,716 | €234,818 | ▲ 47.0% |
| Investment in fixed assets (approximation) | - | -€192,979 | -€117,822 | -€25,813 | -€60,903 | ▼ 136% |
| Change in cash | - | €42,017 | €73,373 | €22,994 | -€74,018 | ▼ 422% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Equity above €1mEq €1.0m ▲8.8%
5 profitable years in a row build equity to €1.0m.
28-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €36,140
Net result €36,140 after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
31-12
Financial
Weakest financial yearnet -€201,199
Net result drops to -€201,199, the lowest in the series; recovery starts the following year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 98 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 53 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Amay · 1 establishment unit since 2003
Ground area
1.2 ha
Building footprint
157 m²
Volume, LiDAR
2,081 m³
Parcel 61003A1716/00T004, Wallonia · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Saint Lambert(AMA) 2, 4540 Amay
since 20032.123.449.962
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61003A1716/00T004 | Wallonia | 1.2 ha | 1 · 157 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
17 categoriesBATI'S CONSTRUCT SRL34101
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Of 4,269 companies in sector 43230 we hold annual accounts for 1,242. 510 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-12-2002
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43230Insulation installation
43240Other construction installation
56111Full-service restaurants
56210Event catering
56301Cafés and bars
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
Phone
085 411159Amay
E-invoicing
Reachable via Peppol
Peppol ID
0208:0479154957
Also
9925:BE0479154957
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.