COTTAGE IMMO
The computed 12-month bankruptcy probability of COTTAGE IMMO is 0.9% (low). The 2025 annual accounts show equity of €370k and a net result of €7k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 92% of 1087 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €370k |
| Net result | €7k |
| Better than sector | 92% |
| Active | 10 yrs |
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 83.4% | 42.1% | |
| Net result | €7k | €11k | |
| Equity | €370k | €35k | |
| Gross operating margin | €75k | €30k | |
| Staff costs | €65k | €17k |
Show 11 other metrics
| Fiscal year | 2025 |
|---|---|
| Deposit | micro |
| Revenue | - |
| EBITDA | €8k |
| Net profit | €7k |
| Cash flow | €7k |
| Staff costs | €65k |
| Income taxes | €276 |
| Dividends | - |
| Total assets | €443k |
| Equity | €370k |
| Debt | €74k |
| of which ≤ 1y | €74k |
| of which > 1y | - |
| Working capital | €368k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 6.00 |
| Quick ratio | 4.24 |
| Working capital ratio | 83.0% |
| Solvency | 83.4% |
| Debt / equity | 0.20 |
| Long-term debt ratio | - |
| Interest coverage | 6.84 |
| Gross margin | - |
| Net margin | - |
| ROA | 1.5% |
| ROE | 1.8% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Full annual accounts (23 line items)
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €443k |
| Fixed assets | 21/28 | €2k |
| Tangible fixed assets | 22/27 | €2k |
| Current assets | 29/58 | €441k |
| Stocks & contracts in progress | 3 | €130k |
| Amounts receivable within one year | 40/41 | €305k |
| Cash & bank | 54/58 | €7k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €443k |
| Equity | 10/15 | €370k |
| Contributions / capital | 10/11 | €50k |
| Reserves | 13 | €24k |
| Accumulated profits (losses) | 14 | €296k |
| Amounts payable | 17/49 | €74k |
| Amounts payable within one year | 42/48 | €74k |
| Trade debts payable within one year | 44 | €41k |
| Income statement | ||
| Gross operating margin | 9900 | €75k |
| Operating result | 9901 | €7k |
| Financial income | 75 | €783 |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €7k |
| Income taxes | 67/77 | €276 |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
| NACE primary | Algemene bouw van residentiële gebouwen(41001) |
| Legal form | Private limited company(610) |
| Incorporation | 12-04-2016 |
| Status | Active |
| Postal code | 4130 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62101B0167/00K002 | Wallonia | 862 m² | 1 · 782 m² | 11.3 m · 3 fl. |
| 62101D0465/00P002 | Wallonia | 152 m² | 1 · 50 m² | 11.6 m · 4 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
18-12-2023 Change in the board of directors
Technical details
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"pub_date": "2023-12-18",
"filing_date": "2023-12-13",
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"decisions": [
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"body": "algemene_vergadering",
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{
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{
"body": "algemene_vergadering",
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"body": "algemene_vergadering",
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"body": "algemene_vergadering",
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"body": "algemene_vergadering",
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{
"body": "algemene_vergadering",
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{
"body": "algemene_vergadering",
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{
"body": "algemene_vergadering",
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],
"is_correction": false,
"subject_company": {
"kbo": "0651.833.961",
"name_full": "COTTAGE IMMO",
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"co_filed_documents": [
"expedition conforme de l\u2019acte modificatif",
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"corrected_publication_numac": null
}| Legal nameFR | COTTAGE IMMO |