COTERSUS
ActiveCOTERSUS has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €180k and a net result of €66k. Equity is growing by ~52.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 24.64 against 14.75 in 2024; short-term debt: 4% and cash: 91.7% of total assets), and 4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96%
Return on assets
35.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
on the day
2024
20 d early
2023
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€180k▲ 58.5%
2024 · €114k
2023: €61k
2024: €114k
2023 → 2025
Total assets
€188k▲ 54.3%
2024 · €122k
2023: €84k
2024: €122k
2023 → 2025
Net result
€66k▲ 23.8%
2024 · €54k
2023: €59k
2024: €54k
2023 → 2025
Working capital
€177k▲ 62.0%
2024 · €109k
2023: €55k
2024: €109k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€61k-€114k▲ 86.9%€180k▲ 58.5%
Operating result€77k-€70k▼ 9.6%€85k▲ 21.5%
Net result€59k-€54k▼ 9.2%€66k▲ 23.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 21% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€3k▼ 26.1%
Current assets
€184k▲ 57.5%
Equity and liabilities €188k
Equity
€180k▲ 58.5%
Debt
€7k▼ 5.7%
The debt ratio falls from 6.5% to 4.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€87k▲
2024 · €72k
Cash flow
€69k▲
2024 · €56k
Solvency
96.0%▲
2024 · 93.5%
Current ratio
24.64▲
2024 · 14.75
Quick ratio
24.64▲
2024 · 14.75
Debt / equity
0.04▼
2024 · 0.07
ROE
36.9%▼
2024 · 47.2%
ROA
35.4%▼
2024 · 44.2%
Interest coverage
71.21▲
2024 · 45.08
Debt
€7k▼
2024 · €8k
Debt ≤ 1 year
€7k▼
2024 · €8k
Income taxes
€18k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€122k€188k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Land and buildings22€1k€2k▲
Furniture and vehicles24€3k€1k▼
Current assets29/58€117k€184k▲
Amounts receivable within one year40/41€12k€12k▲
Trade receivables40€12k€12k▲
Other amounts receivable41-€547
Cash at bank and in hand54/58€105k€172k▲
Equity and liabilities
Total equity and liabilities10/49€122k€188k▲
Equity10/15€114k€180k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€111k€178k▲
Amounts payable17/49€8k€7k▼
Amounts payable within one year42/48€8k€7k▼
Trade debts44€65-
Suppliers440/4€65-
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€8k€7k▼
Other amounts payable47/48€165-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Other operating charges640/8€462€439▼
Gross operating margin9900€72k€87k▲
Operating profit (loss)9901€70k€85k▲
Financial income75/76B€1€685▲
Recurring financial income75€1€685▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€68k€84k▲
Income taxes67/77€14k€18k▲
Profit (loss) for the period9904€54k€66k▲
Profit (loss) for the period to be appropriated9905€54k€66k▲
Appropriation of the result
Profit (loss) to be appropriated9906€112k€178k▲
Profit (loss) brought forward from the previous period14P€58k€111k▲
Profit to be distributed694/7€833-
Return on contributions (dividend)694€833-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €66k ▲23.8%
Operating result €85k, net result €66k, both a record.
31-12
Financial
Equity above €150kEq €180k ▲58.5%
3 profitable years in a row build equity to €180k.
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €54k ▼9.2%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity quadruplescurrent ratio 14.75
Current ratio from 3.37 to 14.75; short-term debt falls from €23k to €8k.
31-12
Financial
Equity above €100kEq €114k ▲86.9%
2 profitable years in a row build equity to €114k.
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beigemsesteenweg 3871852 GrimbergenGround area
1,018 m²
Parcel 23005B0416/00Y000, Flanders. Linked by address, not a title deed.
1 establishment unit
Beigemsesteenweg 387, 1852 Grimbergen
since 20222.336.039.419
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23005B0416/00Y000 | Flanders | 1,018 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
COMPUTERS AND COMMUNICATIONS
BE 0434.990.956
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1G Solutions
BE 0791.838.219
Mechelen · Eq €180k
LVO-IT CONSULTING
BE 0786.393.747
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KANALI
BE 0636.824.004
Les Bons Villers · Eq €180k
ORBITAL
BE 0861.307.441
Ham-sur-Heure-Nalinnes · Eq €180k
Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.