Cribstone Partners
ActiveCribstone Partners has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €147k and a net result of €60k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 68% of 16942 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.75 against 4.06 in 2024; short-term debt: 24.6% and cash: 12.8% of total assets), and 24.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.4%
Return on assets
30.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€147k▲ 29.8%
2024 · €114k
2023: €68k
2024: €114k
2023 → 2025
Total assets
€196k▲ 34.6%
2024 · €145k
2023: €105k
2024: €145k
2023 → 2025
Net result
€60k▲ 31.4%
2024 · €45k
2023: €41k
2024: €45k
2023 → 2025
Working capital
€132k▲ 36.0%
2024 · €97k
2023: €49k
2024: €97k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€68k-€114k▲ 66.6%€147k▲ 29.8%
Operating result€57k-€67k▲ 16.9%€87k▲ 29.6%
Net result€41k-€45k▲ 10.0%€60k▲ 31.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 30% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €196k
Fixed assets
€15k▼ 6.9%
Current assets
€180k▲ 39.9%
Equity and liabilities €196k
Equity
€147k▲ 29.8%
Debt
€48k▲ 51.7%
The debt ratio rises from 21.8% to 24.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€89k▲
2024 · €70k
Cash flow
€62k▲
2024 · €48k
Solvency
75.4%▼
2024 · 78.2%
Current ratio
3.75▼
2024 · 4.06
Quick ratio
3.75▼
2024 · 4.06
Debt / equity
0.33▲
2024 · 0.28
ROE
40.5%▲
2024 · 40.0%
ROA
30.5%▼
2024 · 31.3%
Interest coverage
139.39▲
2024 · 95.89
Debt
€48k▲
2024 · €32k
Debt ≤ 1 year
€48k▲
2024 · €32k
Income taxes
€29k▲
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€145k€196k▲
Fixed assets21/28€16k€15k▼
Tangible fixed assets22/27€4k€5k▲
Plant, machinery and equipment23€1k€1k▼
Furniture and vehicles24€3k€4k▲
Financial fixed assets28€13k€11k▼
Current assets29/58€129k€180k▲
Amounts receivable within one year40/41€9k€13k▲
Trade receivables40€9k€13k▲
Current investments50/53€110k€140k▲
Cash at bank and in hand54/58€7k€25k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€145k€196k▲
Equity10/15€114k€147k▲
Contributions10/11€1k€1k=
Reserves13€87k€146k▲
Distributable reserves133€87k€146k▲
Profit (loss) carried forward14€26k€0▼
Amounts payable17/49€32k€48k▲
Amounts payable within one year42/48€32k€48k▲
Trade debts44€3k€3k▲
Suppliers440/4€3k€3k▲
Taxes, remuneration and social security45€27k€19k▼
Taxes450/3€27k€19k▼
Other amounts payable47/48€1k€26k▲
Income statement
Code20242025
Non-recurring operating income76A-€13k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€652€428▼
Gross operating margin9900€70k€90k▲
Operating profit (loss)9901€67k€87k▲
Financial income75/76B€890€3k▲
Recurring financial income75€890€3k▲
Financial charges65/66B€728€640▼
Recurring financial charges65€728€640▼
Profit (loss) for the period before taxes9903€67k€89k▲
Income taxes67/77€22k€29k▲
Profit (loss) for the period9904€45k€60k▲
Profit (loss) for the period to be appropriated9905€45k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€86k▲
Profit (loss) brought forward from the previous period14P€26k€26k=
Transfer to equity691/2€45k€60k▲
To other reserves6921€45k€60k▲
Profit to be distributed694/7-€26k
Return on contributions (dividend)694-€26k
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2023net €60k ▲31.4%
Operating result €87k, net result €60k, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Equity above €100kEq €114k ▲66.6%
2 profitable years in a row build equity to €114k.
27-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dennenlaan 73110 RotselaarGround area
1,963 m²
Building footprint
145 m²
Volume, LiDAR
1,220 m³
Parcel 24094E0053/00F005, Flanders · tallest building 23.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cribstone Partners
since 20222.331.100.139
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24094E0053/00F005 | Flanders | 1,963 m² | 1 · 145 m² | 23.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900S8WVLP7UC4W647
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Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,351 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-05-2022
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62100Computer programming
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.