Skip to content
Checked.be
Complete company report
Generated 18-08-2026
Active BE 0782.532.157Private limited company

COSY HOUSE

Heuvelstraat 15 ·1000 Brussel, Belgium· 4 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of COSY HOUSE is 5.0% (elevated). The 2024 annual accounts show equity of €81k and a net result of €38k. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €81k
Net result €38k
Active 4 yrs
Board 1
Financial profile 5 of 5 axes measured · computed by Checked
Health85Profitability100Solvency100Growth52Stability94
86 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 85
Profitability 100
Solvency 100
Growth 52
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
5.0% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
85 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 31-07-2025 with the NBB · fiscal year 2024 · micro
€0€20k€40k€60kOperating result 2023: €52k€52kNet result 2023: €41k€41kOperating result 2024: €48k€48kNet result 2024: €38k€38k20232024
Operating resultNet result
Net profit
€38k
-8.7% 23-24
Total assets
€124k
+80.1% 23-24
Equity
€81k
+87.1% 23-24
Working capital
€60k
+71.3% 23-24
Income taxes
€10k
-8.3% 23-24
Debt
€43k
+68.3% 23-24
Debt ≤ 1y
€43k
+68.3% 23-24
Current ratio
2.40
+1.1% 23-24
Show 5 other metrics
Quick ratio
2.40
+1.1% 23-24
Solvency
65.3%
+3.9% 23-24
Debt / equity
0.53
-10.0% 23-24
ROE
46.5%
-51.2% 23-24
ROA
30.4%
-49.3% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€38k
Cash flow-
Staff costs-
Income taxes€10k
Dividends-
Total assets€124k
Equity€81k
Debt€43k
of which ≤ 1y€43k
of which > 1y-
Working capital€60k
Employees (FTE)-
Ratios (computed)
2024
Current ratio2.40
Quick ratio2.40
Working capital ratio48.7%
Solvency65.3%
Debt / equity0.53
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA30.4%
ROE46.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€124k
Fixed assets 21/28€21k
Tangible fixed assets 22/27€13k
Financial fixed assets 28€8k
Current assets 29/58€103k
Amounts receivable within one year 40/41€34k
Cash & bank 54/58€68k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€124k
Equity 10/15€81k
Contributions / capital 10/11€2k
Accumulated profits (losses) 14€79k
Amounts payable 17/49€43k
Amounts payable within one year 42/48€43k
Trade debts payable within one year 44€18k
Income statement
Gross operating margin 9900€48k
Operating result 9901€48k
Financial charges 65€154
Result before taxes 9903€48k
Income taxes 67/77€10k
Net result for the period 9904€38k
Result to be appropriated 9905€38k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Directors & mandates 3 directors
Current directors & mandates
  • Farih Abdelkarim
    Director
    State Gazette act 25114246 (10-09-2025)
    Current
    01-09-2025 → present
    2 events
    • 01-09-2025 Appointed· Director
    • 16-11-2022 Resigned· Manager
Former directors (2)
  • Farih sarah
    Manager
    State Gazette act 22153805 (29-12-2022)
    Former
    - → 29-12-2022
  • Yildirim Mümin
    Manager
    State Gazette act 22153805 (29-12-2022)
    Former
    - → 29-12-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation23-02-2022
StatusActive
Postal code1000
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21004A0437/00E000
ProtectedArchitectural ensemble · MonumentGeheel van traditionele huizenSource ↗
 Brussels 159 m² 1 · 143 m² 17.4 m · 5 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Updates 4 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
10-09-2025
State Gazette act Director changes
31-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
01-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
29-12-2022
State Gazette act Director changes
Belgian State Gazette reading coverage 0 of 4 acts read

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 11 months ago
2025
10-09-2025 3 directors appointed Director changes
  • Farih Abdelkarim, Bestuurder
  • Farih sarah, Commissaris
  • Yildirim Mümin, Commissaris
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Farih Abdelkarim",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2025-09-01",
      "evidence_quote": "la nomination de Mr Farih Abdelkarim en tant qu\u0027administrateur \u00E0 partir du 1er septembre 2025.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Farih sarah",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "commissaris_in",
      "role": "commissaris",
      "person": {
        "rrn": null,
        "name": "Yildirim M\u00FCmin",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": "2025-09-10",
    "filing_date": "2025-09-01",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-09-01",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0782.532.157",
    "name_full": "COSY HOUSE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
29-12-2022 3 resigning Director changes
  • Farih Abdelkarim, Zaakvoerder
  • Farih sarah, Zaakvoerder
  • Yildirim Mümin, Zaakvoerder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "Farih Abdelkarim",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-11-16",
      "evidence_quote": "La d\u00E9mission du poste de g\u00E9rant de Monsieur Farih Abdelkarim, d\u00E9charge-lui est donn\u00E9e pour son mandat, la d\u00E9mission prendra effet le 16 novembre 2022.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "Farih sarah",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_out",
      "role": "gerant",
      "person": {
        "rrn": null,
        "name": "Yildirim M\u00FCmin",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "mixed",
    "pub_date": null,
    "filing_date": "2022-11-16",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2022-11-16",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0782.532.157",
    "name_full": "COSY HOUSE",
    "legal_form": "SRL"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR COSY HOUSE
Registered office
Heuvelstraat 15
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative