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Costra

Active
Private limited companyfounded 20251 yr activeTernatsestraat 183, 1790 Affligem, BelgiumKBO/BCE: BE 1023.772.543
Summary

Costra has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €10,030 and a net result of €8,030. Its solvency ranks better than 58% of 20854 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Computer consultancy and computer facilities management
NACE 62200
1 site
Size
€14,858total assets 2025
Equity
€10,030
Profit
€8,030
Turnover not published (abridged schema)
Financial health
96 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts filed 28 d late1 of 2 deeds read
Why 96- Founded in 2025+ Sector Computer programming, consultancy and related activities (NACE 62)+ Liquidity: current ratio 3.08, cash €10,377+ Equity €10,030 (67.5% of total assets)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Better than 71% of its sector peers (NACE 62, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency 93
equity 67.5% of total assets
Liquidity 86
short-term debt 32.5% · cash 69.8%
Profitability 100
return on assets 54.0%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,832 companies)
Last 24 months 06-2026: 0.4% 07-2026: 0.4%● 0.0% vs 06-2026 08-2026: 0.4%▲ +2.1% vs 07-2026highest value 09-2026: < 0.1%▼ -89.5% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value
  • Sector Computer programming, consultancy and related activities (NACE 62) lowers the probability
  • Liquidity: current ratio 3.08, cash €10,377 lowers the probability
  • Founded in 2025 raises the probability for this profile
  • Equity €10,030 (67.5% of total assets) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 3.08; short-term debt: 32.5% and cash: 69.8% of total assets), and 32.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 62, micro). Better than this share of them on solvency 60%, liquidity 71%, profitability 82%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Computer programming, consultancy and related activities (NACE 62)
In the bankruptcy model this factor lowers the probability.
KBO
lowers risk · Liquidity: current ratio 3.08, cash €10,377
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Founded in 2025
In the bankruptcy model this factor raises the probability for this profile.
KBO
lowers risk · Equity €10,030 (67.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · IncorporationDeclaration · Capital increase ·…
  2. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Caution: Among the weakest 17% on equitysector median €68,882 · 20,860 companies €10,030 View
  • Founded 16 months agofounded 27-05-2025 16 mo View
  • Total assets 2025first fiscal year filed €14,858 View

By topic

Financials

Fiscal year
2025
Total assets
€14,858
Profit
€8,030
Solvency
67.5%
Go to Financials

Timeline

Events
2
Since
2026
  1. 01-10-2026General meeting · Incorporation
  2. 28-08-2026Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer consultancy and computer facilities managementNACE 62200
Founded
27-05-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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