Equity
-€291,905
Debts exceed assets in financial year 2025.
Costermans
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €310,475 (2015)
-€1,671▼ €15,013
lowest -€172,916 (2023)
-€4,437▼ €12,986
peak €220,857 (2008)
-€291,905▼ €4,437
€406,186▲ 0.5%
peak 5.5 FTE (2013)
-not published
Board1 name since 2021
1 director
Documentsfilings and deeds
30-06-202631 days before the deadline
2025micro format
Gross margin from €13,342 to -€1,671Loss of €4,437
Key points
from the 2025 annual accountsDebts
€406,186 355% of the balance sheet
Financial debts 5%Suppliers 1%Other 94%
Position in the sector
-255.4%
Lower solvency than 95% of companies in retail trade. Sector median 33.4% · 25,263 companies.
Turnover not published (micro format)
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,795 companies had the same profile as Costermans has now. Each dot stands for 7 companies, two years later.
90.3%
were still trading
6.1%
stopped another way
2.1%
went bankrupt
Another 1.4% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,795 companies, not a prediction for Costermans. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0405905804
Appointment: (director)
General meeting of 25-04-2024 · Gazette deed
Establishment taken over
Grote Zavel 5, Brussels · in the KBO since 1956
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Costermans Brussels | €114,281 | -€1,671 | -255.4% | - |
| REGIMENT Woluwe-Saint-Lambert | €177,614 | €1,381 | 46.6% | - |
| JEAN-JACQUES TOLLEMANS Uccle | €170,775 | -€3,563 | -133.0% | - |
| DE LELIE Heist-op-den-Berg | €92,320 | €2,439 | -317.5% | - |
| HEYDENS-DEWAELE Zwevegem | €67,828 | €319 | 15.4% | - |
| BO Beauvechain | €93,966 | -€6,177 | -41.8% | - |
| REGAL Knokke-Heist | €82,480 | -€605 | 75.6% | - |
These companies have the same main activity as Costermans: retail sale of antiques (NACE 47791). They are comparable in size and age: total assets between €67,800 and €178,000, founded between 1978 and 1989.
Official details
Source: KBO- Status
- ActiveNormal situation
- Activity
- Retail sale of antiquesNACE 47791
- Establishment unit
- 2.002.981.6051000 Brussels, since 01-02-1956
- Financial year end
- 31 December
- Peppol
- Reachable since 01-07-2026
Annual accounts 2025
- €114,281▼ 1.9%
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on Costermans
Costermans files the micro format. That format states no turnover. The gross margin fell from €89,895 in 2006 to -€1,671 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Costermans
- What is the company number of Costermans?
- The company number of Costermans is 0405.905.804. The VAT number is the same number with BE in front: BE 0405.905.804.
- Where is Costermans based?
- The registered office is at Grote Zavel 5, 1000 Brussels.Company details
- What does Costermans do?
- According to the KBO register, the main activity is retail sale of antiques (NACE 47791).
- What is the legal form of Costermans?
- Costermans is a private limited company (BV).
- When was Costermans founded?
- Costermans was founded on 01-01-1968.
- Is Costermans still active?
- Yes, Costermans is an active enterprise in the KBO register.
- How many employees does Costermans have?
- Costermans had an average of 2 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
- What is the turnover of Costermans?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.
- Is Costermans profitable?
- In financial year 2025, Costermans made a loss of €4,437.
- Where can I find the annual accounts of Costermans?
- Costermans filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Costermans due?
- Costermans must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.