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DE LELIE

Active
Private limited company (pre-2019)founded 198046 yrs activeFrans Coeckelbergsstraat 21, 2220 Heist-op-den-Berg, BelgiumKBO/BCE: BE 0420.233.197
Summary

The computed 12-month bankruptcy probability of DE LELIE is 1.6% (moderate). The 2025 annual accounts show negative equity (-€293,158) and a net result of €1,756. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 5% of 21069 sector peers (fiscal year 2025). The company has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
DE LELIEActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of antiques
NACE 47791Manufacture of dining room, living room, bedroom and bathroom furniture NACE 31004NACE 31091
1 site
Size
€92,320total assets 2025
Equity
-€293,158
Profit
€1,756
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.6%
Structure
Accounts filed 31 d late0 of 1 deed read
Why 53- Sector Retail trade (NACE 47)- Liquidity: current ratio 0.24, cash €2,670, halved- Negative equity -€293,158+ Size: total assets €92,320Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 21% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -317.5% of total assets
Liquidity 4-8
short-term debt 417.5% · cash 2.9%
Profitability 42+3
return on assets 1.9%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● 0.0% vs 11-2024 01-2025: 1.1%▼ -1.0% vs 12-2024 02-2025: 1.1%▼ -1.9% vs 01-2025 03-2025: 1.1%▼ -1.4% vs 02-2025 04-2025: 1.1%● 0.0% vs 03-2025 05-2025: 1.1%▲ +0.5% vs 04-2025 06-2025: 1.1%▼ -2.9% vs 05-2025lowest value 07-2025: 1.3%▲ +19.9% vs 06-2025 08-2025: 1.7%▲ +29.6% vs 07-2025 09-2025: 1.9%▲ +14.4% vs 08-2025highest value 10-2025: 1.3%▼ -33.5% vs 09-2025 11-2025: 1.3%● 0.0% vs 10-2025 12-2025: 1.3%● 0.0% vs 11-2025 01-2026: 1.3%▼ -1.0% vs 12-2025 02-2026: 1.3%● 0.0% vs 01-2026 03-2026: 1.1%▼ -10.2% vs 02-2026 04-2026: 1.1%● 0.0% vs 03-2026 05-2026: 1.1%▲ +0.5% vs 04-2026 06-2026: 1.1%▼ -0.8% vs 05-2026 07-2026: 1.2%▲ +8.1% vs 06-2026 08-2026: 1.8%▲ +46.8% vs 07-2026 09-2026: 1.6%▼ -10.5% vs 08-2026 10-2026: 1.6%● 0.0% vs 09-2026
  • Size: total assets €92,320 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Liquidity: current ratio 0.24, cash €2,670, halved raises the probability
  • Negative equity -€293,158 raises the probability
No credit on open account
Liquidity short (current ratio 0.24 against 0.23 in 2024; short-term debt: 417.5% and cash: 2.9% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 6%, liquidity 6%, profitability 31%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €92,320
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Liquidity: current ratio 0.24, cash €2,670, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity -€293,158
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 21069 sector peers (2025).
NBB · sector comparison
Position among 21069 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
60 d late
2023
44 d early
2022
322 d late
2021
130 d late
2020
31 d late
2019
357 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 127 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 September (4 of the last 5 filed years within 103 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €683

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€293,158 View
  • Caution: Among the weakest 5% on solvencysector median 34.1% · 21,069 companies -317.5% View
  • Active since 1980founded 07-03-1980 46 years View

By topic

Financials

Fiscal year
2025
Total assets
€92,320
Profit
€1,756
Solvency
-317.5%
Total assets▲ 5.0%
Net result
20182025
Go to Financials

Timeline

Events
12
Since
2017
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 29-09-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Retail sale of antiquesNACE 47791
Founded
07-03-1980
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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