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Cosmic Brick

Active
Private limited companyfounded 20242 yrs activeAmbachtenlaan 40, 3001 Leuven, BelgiumKBO/BCE: BE 1008.765.851
Summary

Cosmic Brick has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,573) and a net result of -€180,573. Its solvency ranks better than 15% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Renting and operating of own or leased non-residential real estate, excluding land
NACE 68203
1 site
Size
€936,371total assets 2025
Equity
-€12,573
Loss
-€180,573
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.6%
Structure
Accounts filed 28 d late0 of 1 deed read
Why 54Capped at 59: negative equity- Negative equity -€12,573- Loss of €180,573 (FY 2025)+ Size: total assets €936,371+ Sector Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 25% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength
Weak
Solvency 24
equity -1.3% of total assets
Liquidity 50
short-term debt 12.3% · cash 1.5%
Profitability 0
return on assets -19.3%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (26,360 companies)
Last 23 months 05-2025: 0.7% 06-2025: 0.7%● 0.0% vs 05-2025 07-2025: 0.7%▲ +3.0% vs 06-2025 08-2025: 0.7%▲ +5.7% vs 07-2025 09-2025: 0.8%▲ +6.0% vs 08-2025 10-2025: 0.9%▲ +12.5% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 1.0%▲ +11.3% vs 11-2025 01-2026: 0.9%▼ -1.6% vs 12-2025 02-2026: 0.9%▼ -1.4% vs 01-2026 03-2026: 1.0%▲ +10.6% vs 02-2026 04-2026: 1.1%▲ +5.1% vs 03-2026 05-2026: 1.1%▲ +1.3% vs 04-2026highest value 06-2026: 1.1%● 0.0% vs 05-2026highest value 07-2026: 1.1%▼ -1.5% vs 06-2026 08-2026: 1.1%● 0.0% vs 07-2026 09-2026: 0.6%▼ -48.0% vs 08-2026lowest value 10-2026: 0.6%● 0.0% vs 09-2026lowest value
  • Size: total assets €936,371 lowers the probability for this profile
  • Sector Real estate activities (NACE 68) lowers the probability
  • Negative equity -€12,573 raises the probability
  • Loss of €180,573 (FY 2025) raises the probability
No credit on open account
Liquidity ample (current ratio 7.6; short-term debt: 12.3% and cash: 1.5% of total assets), but equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 18%, liquidity 53%, profitability 4%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €936,371
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Real estate activities (NACE 68)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Negative equity -€12,573
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Loss of €180,573 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
28 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€12,573 View
  • Caution: Among the weakest 8% on net resultsector median €10,350 · 9,976 companies -€180,573 View
  • Total assets 2025first fiscal year filed €936,371 View

By topic

Financials

Fiscal year
2025
Total assets
€936,371
Loss
-€180,573
Solvency
-1.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Renting and operating of own or leased non-residential…NACE 68203
Founded
24-04-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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