CIMA HOUSE
ActiveCIMA HOUSE has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-228k) and a net result of €-65k. Its solvency ranks better than 9% of 13908 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
15
/ 100
Critical▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33=
Growth58
Stability82
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.1 against 0.03 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-24.9%
Return on assets
-7.2%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year -€228k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
24 d late
2024
21 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-228k▼ 40.2%
2024 · €-163k
2024: €-163k
2024 → 2025
Total assets
€915k▲ 63.2%
2024 · €560k
2024: €560k
2024 → 2025
Net result
€-65k▲ 62.1%
2024 · €-173k
2024: €-173k
2024 → 2025
Working capital
€-316k▼ 8.0%
2024 · €-293k
2024: €-293k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€-163k-€-228k▼ 40.2%
Operating result€-158k-€-47k▲ 70.1%
Net result€-173k-€-65k▲ 62.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €47k in 2025 against €158k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €915k
Fixed assets
€880k▲ 60.1%
Current assets
€34k▲ 228%
Key figures and ratios
EBITDA
€-45k▲
2024 · €-88k
Cash flow
€-63k▲
2024 · €-102k
Solvency
-24.9%▲
2024 · -29.0%
Current ratio
0.10▲
2024 · 0.03
Quick ratio
0.10▲
2024 · 0.03
Debt / equity
-5.01▼
2024 · -4.45
ROE
28.7%▼
2024 · 106.2%
ROA
-7.2%▲
2024 · -30.8%
Interest coverage
-2.47▲
2024 · -6.17
Debt
€1.14M▲
2024 · €723k
Debt ≤ 1 year
€350k▲
2024 · €303k
Debt > 1 year
€793k▲
2024 · €420k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€560k€915k▲
Fixed assets21/28€550k€880k▲
Tangible fixed assets22/27€550k€880k▲
Land and buildings22€550k€880k▲
Current assets29/58€10k€34k▲
Amounts receivable within one year40/41-€24k
Other amounts receivable41-€24k
Cash at bank and in hand54/58€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€560k€915k▲
Equity10/15€-163k€-228k▼
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-173k€-238k▼
Amounts payable17/49€723k€1.14M▲
Amounts payable after more than one year17€420k€793k▲
Financial debts170/4€420k€793k▲
Amounts payable within one year42/48€303k€350k▲
Trade debts44-€77k
Suppliers440/4-€77k
Other amounts payable47/48€303k€273k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€3k▼
Other operating charges640/8€16k€2k▼
Gross operating margin9900€-72k€-43k▲
Operating profit (loss)9901€-158k€-47k▲
Financial charges65/66B€14k€18k▲
Recurring financial charges65€14k€18k▲
Profit (loss) for the period before taxes9903€-173k€-65k▲
Profit (loss) for the period9904€-173k€-65k▲
Profit (loss) for the period to be appropriated9905€-173k€-65k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-173k€-238k▼
Profit (loss) brought forward from the previous period14P-€-173k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 21 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ath
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Récollets 407800 AthGround area
609 m²
Building footprint
166 m²
Volume, LiDAR
1,641 m³
Parcel 51004D0806/00N002, Wallonia · tallest building 12.1 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 51004D0806/00N002 | Wallonia | 608 m² | 1 · 166 m² | 12.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
ALTAM INVEST
BE 1040.061.714
Ath
IMMO - DECA
BE 0417.733.864
Ath
UNITE SCOUTE SAINT FRANCOIS D'ASSISE
BE 0432.165.187
Ath
Anciens Etablissements Louis TENNSTEDT
BE 0401.206.153
Enghien
Association des Oeuvres Paroissiales de Binche-Estinnes
BE 0407.770.974
Binche
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 11,974 companies in sector 68203 we hold annual accounts for 5,947.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-01-2024
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.