COSMEDIA
ActiveCOSMEDIA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €407. Equity is growing by ~16.9% per year across the filed fiscal years. Its solvency ranks better than 86% of 4554 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+22
Solvency100▲+9
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.49 against 1.68 in 2024), and 25% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-03-2026, 39 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
39 d late
2024
4 d early
2023
44 d early
2022
4 d early
2021
5 d early
2020
12 d early
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▲ 4.7%
2024 · €9k
2019: €291
2020: €5k
2021: €-4k
2022: €13k
2023: €11k
2024: €9k
2019 → 2025
Total assets
€12k▼ 20.0%
2024 · €15k
2019: €4k
2020: €34k
2021: €23k
2022: €32k
2023: €23k
2024: €15k
2019 → 2025
Net result
€407
2024 · €-2k
2019: €2k
2020: €5k
2021: €-9k
2022: €17k
2023: €-2k
2024: €-2k
2019 → 2025
Working capital
€8k▲ 69.7%
2024 · €4k
2019: €1k
2020: €3k
2021: €-6k
2022: €9k
2023: €6k
2024: €4k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-4k-€13k€11k▼ 17.1%€9k▼ 20.4%€9k▲ 4.7%
Operating result€-8k-€19k€-2k€-2k▲ 18.0%€2k
Net result€-9k-€17k€-2k€-2k▲ 0.9%€407
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2k after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12k
Fixed assets
€2k▼ 62.1%
Current assets
€11k▼ 3.4%
Equity and liabilities €12k
Equity
€9k▲ 4.7%
Debt
€3k▼ 53.1%
The debt ratio falls from 42.7% to 25.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€6k▲
2024 · €3k
Cash flow
€5k▲
2024 · €2k
Solvency
75.0%▲
2024 · 57.3%
Current ratio
3.49▲
2024 · 1.68
Quick ratio
3.01▲
2024 · 1.60
Debt / equity
0.33▼
2024 · 0.74
ROE
4.4%▲
2024 · -25.6%
ROA
3.3%▲
2024 · -14.7%
Interest coverage
73.82▲
2024 · 13.93
Debt
€3k▼
2024 · €7k
Debt ≤ 1 year
€3k▼
2024 · €7k
Income taxes
€1k▲
2024 · €480
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€12k▼
Fixed assets21/28€4k€2k▼
Tangible fixed assets22/27€4k€2k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€11k€11k▼
Stocks and contracts in progress3€555€1k▲
Stocks30/36€555€1k▲
Amounts receivable within one year40/41€901-
Trade receivables40€224-
Other amounts receivable41€677-
Cash at bank and in hand54/58€8k€8k▼
Deferred charges and accrued income490/1€1k€793▼
Equity and liabilities
Total equity and liabilities10/49€15k€12k▼
Equity10/15€9k€9k▲
Contributions10/11€7k€7k=
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€7k€3k▼
Amounts payable within one year42/48€7k€3k▼
Current portion of amounts payable after more than one year42€4k-
Trade debts44€2k€655▼
Suppliers440/4€2k€655▼
Taxes, remuneration and social security45€864€2k▲
Taxes450/3€864€2k▲
Remuneration and social security454/9-€500
Other amounts payable47/48-€249
Accrued charges and deferred income492/3-€20
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€727€761▲
Gross operating margin9900€4k€7k▲
Operating profit (loss)9901€-2k€2k▲
Financial income75/76B€31€16▼
Recurring financial income75€31€16▼
Financial charges65/66B€222€87▼
Recurring financial charges65€222€87▼
Profit (loss) for the period before taxes9903€-2k€2k▲
Income taxes67/77€480€1k▲
Profit (loss) for the period9904€-2k€407▲
Profit (loss) for the period to be appropriated9905€-2k€407▲
Appropriation of the result
Profit (loss) to be appropriated9906€1k€2k▲
Profit (loss) brought forward from the previous period14P€4k€1k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
30-06
Financial
Back to profitnet €407
Net result €407 after 2 loss-making years.
30-06
Financial
Liquidity doublescurrent ratio 3.49
Current ratio from 1.68 to 3.49; short-term debt falls from €7k to €3k.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
18-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-06
Financial
Liquidity triplescurrent ratio 1.90
Current ratio from 0.55 to 1.90; short-term debt falls from €12k to €10k.
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Weakest financial yearnet €-9k ▼290%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
19-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Meise · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mankevosstraat 601860 MeiseGround area
315 m²
Building footprint
72 m²
Volume, LiDAR
585 m³
Parcel 23050F0446/00F004, Flanders · tallest building 9.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Mankevosstraat 60, 1860 Meise
since 19992.091.794.211
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23050F0446/00F004 | Flanders | 315 m² | 1 · 72 m² | 9.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EPILNES
BE 0830.064.335
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COMME CHEZ ELLES 15
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RAPHAELLE
BE 0461.091.379
Herstal · Eq €9k
HairNB
BE 0800.968.788
Beveren-Kruibeke-Zwijndrecht · Eq €9k
Beauty Salon Georges
BE 0741.801.263
Antwerpen · Eq €9k
Of 24,817 companies in sector 96220 we hold annual accounts for 1,426. 1,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-06-1999
Fiscal year end30-06
Activities, NACEBEL
93022
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.