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Complete company report
Generated 16-07-2026
Active BE 0473.720.482Public limited company

COSABEL

Zuidstraat 2 ·1000 Brussel, Belgium· 25 yrs active
Sector: Financial services (64210)
Conclusion Checked

COSABEL is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 25 yrs
Locations 1
Publications 2
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Long-established
Founded in 2001, 25 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Financial overview10 NBB filings
Financials being processed
NBB has 10 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 12-08-2025 2025-00382647
31-12-2023 micro 27-08-2024 2024-00378119
31-12-2022 micro 23-08-2023 2023-00353602
31-12-2021 volledig 11-10-2022 2022-20457222
31-12-2020 volledig 30-09-2021 2021-69600466
31-12-2019 volledig 09-10-2020 2020-60800355
31-12-2018 volledig 23-10-2019 2019-71100154
31-12-2017 volledig 08-11-2018 2018-71900181
31-12-2016 volledig 31-08-2017 2017-57200472
31-12-2015 volledig 29-08-2016 2016-52800091
Legal Structure
NACE primary Financial services(64210)
Legal form Public limited company(014)
Incorporation05-01-2001
StatusActive
Postal code1000
Establishment units 1 location
COSABEL
Bergstraat 11, 1000 BrusselFinanciële holdings
since 20012.098.607.767
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21804D1209/00M000 Brussels 2,105 m² 1 · 985 m² 21.6 m · 6 fl.
21004A0339/00B000 Brussels 157 m² 1 · 116 m² 21.4 m · 6 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
20-08-2025
State Gazette act Director changes
12-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
27-08-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
23-08-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
19-04-2023
State Gazette act Director changes
2022
11-10-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
30-09-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
09-10-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
23-10-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
08-11-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
31-08-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
2016
29-08-2016
NBB filing Annual accounts filed
fiscal year 2015 · volledig
Belgisch Staatsblad, acts 2 acts
All acts · 2 updated 11 months ago
2025
20-08-2025 Antoine MORZADEC appointed as director Director changes
  • Antoine MORZADEC, Bestuurder
Technical details 
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      "statutory": "statutair",
      "compensated": null,
      "effective_date": "2025-07-30",
      "evidence_quote": "Monsieur Antoine MORZADEC est nomm\u00E9 en tant que nouveau administrateur, pour une p\u00E9riode de six\nann\u00E9es, il prendra ses fonctions en date du 30 juillet 2025.",
      "decharge_status": null,
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  "act_meta": {
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      "date": "2025-06-18",
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}
2023
19-04-2023 2 directors appointed, 3 resigning Director changes
  • Hubert BOYER, Bestuurder
  • Hubert Boyer, Gedelegeerd bestuurder
  • Jean-Claude BOYER, Bestuurder
  • Bertrand NINARD, Bestuurder
  • Jean-Claude Boyer, Gedelegeerd bestuurder
Technical details 
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      "evidence_quote": "Monsieur Hubert BOYER est nomm\u00E9 en tant que nouveau administrateur, pour une p\u00E9riode de six ann\u00E9es, il prendra ses fonctions en date du 30 juillet 2021.",
      "decharge_status": null,
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      "rep_rotation_new_rep": null,
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      "kind": "director_out",
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      },
      "reason": "death",
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      "compensated": null,
      "effective_date": "2021-07-30",
      "evidence_quote": "L\u0027Assembl\u00E9e d\u00E9plore le d\u00E9c\u00E8s de Monsieur Jean-Claude BOYER en date du 30 juillet 2021, son mandat prendra fin \u00E0 cette date.",
      "decharge_status": null,
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    },
    {
      "kind": "director_out",
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      "person": {
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        "name": "Bertrand NINARD",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2021-01-20",
      "evidence_quote": "En date du 20 janvier 2021, Monsieur Bertrand NINARD a demand\u00E9 de mettre fin \u00E0 son mandat. Ce mandat prendra fin avec effet le 20 janvier 2021.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
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    {
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      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "Le Conseil nomme Monsieur Hubert Boyer comme administrateur-d\u00E9l\u00E9gu\u00E9, pour une p\u00E9riode de six ann\u00E9es",
      "decharge_status": null,
      "mandate_duration": {
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        "value": "6"
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      "rep_rotation_new_rep": null,
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    {
      "kind": "director_out",
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      },
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      "evidence_quote": "Le Conseil acte la d\u00E9mission de Monsieur Jean-Claude Boyer comme administrateur-d\u00E9l\u00E9gu\u00E9",
      "decharge_status": null,
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      "rep_rotation_old_rep": null,
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      "rep_rotation_old_rep": null,
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  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Bruxelles",
    "is_associated": false
  },
  "act_meta": {
    "language": "fr",
    "pub_date": "2023-04-19",
    "filing_date": "2021-08-17",
    "act_kind_objet": "Objet de l\u0027acte:"
  },
  "decisions": [
    {
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      "date": "2021-08-17",
      "unanimous": null
    },
    {
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      "date": "2021-08-17",
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    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0473.720.482",
    "name_full": "COSABEL",
    "legal_form": "SA"
  },
  "publication_proxy": {
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    "org_kbo": null,
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    "person_name": null,
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}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Financiële holdings65231
Primary activity highlighted.
Names & trade names
Legal nameFR COSABEL
Registered office
Zuidstraat 2 bus 2
1000 Brussel, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative