Financials
- Fiscal year
- 2025
- Total assets
- €371,482
- Profit
- €3,570
- Solvency
- 37.5%
Total assets▲ 52.9%
Net result
20182025
COSA TEAM
ActiveThe file of COSA TEAM contains 2 historical bankruptcy publications, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.9% (low). The 2025 annual accounts show equity of €139,488 and a net result of €3,570. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 39% of 30651 sector peers (fiscal year 2025).
Overview
What they do
Other specialised construction activities
NACE 43990NACE 43999NACE 45250
1 site
How big
€371,482total assets 2025
- Equity
- €139,488
- Profit
- €3,570
Turnover not published (abridged schema)
Who decides
- Board
- 1 member
Accounts 31 d early2 of 13 deeds read
Why 66- 1 change of registered office in 24 months- Sector Specialised construction activities (NACE 43)- Liquidity: current ratio 1.60, cash €13,429+ Figures for FY 2025 (filed 30-06-2026)Show the evidence
Checked score
Score 2025
66
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 28% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
63-18
equity 37.5% of total assets
Liquidity
22-9
short-term debt 62.5% · cash 3.6%
Profitability
40-7
return on assets 1.0%
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- 1 change of registered office in 24 months raises the probability
- Figures for FY 2025 (filed 30-06-2026) lowers the probability
- Sector Specialised construction activities (NACE 43) raises the probability
- Liquidity: current ratio 1.60, cash €13,429 raises the probability
Credit up to €9,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.6 against 2.27 in 2024; short-term debt: 62.5% and cash: 3.6% of total assets), but 62.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 40%, liquidity 12%, profitability 20%, growth against the median 41%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
8 d early
2023
35 d early
2022
34 d early
2021
53 d late
2020
82 d late
2019
98 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Resignation: GHERASIM Cristea (manager)Appointment: GHERASIM Cristea (non-statutory director)…
- End & cessation · MiscellaneousJudicial annulment · Director in…
Key points
- Positive: 6 profitable years in a rowprofit 2025: €3,570 6 years View
- Among the largest 20% on total assetssector median €139,215 · 30,655 companies €371,482 View
- New directorlatest change 24-06-2026 · 1 in office 1 joined View
- Positive: Always filed on timeaccounts within the deadline every year 4 years View
By topic
Board & ownership
- Board
- 1 member
Go to Board & ownership
Timeline
- Events
- 19
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-06-2026Annual accounts filed
- 24-06-2026Resignation: GHERASIM Cristea (manager)
- 24-04-2026End & cessation · Miscellaneous
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 02-03-2006
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 23
See the provisions in the deeds
Go to Articles of associationGo further with this company
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