A.T.T.
ActiveThe file of A.T.T. contains 1 historical bankruptcy publication, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 1.8% (moderate). The 2024 annual accounts show equity of €96k and a net result of €1k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 25% of 36376 sector peers (fiscal year 2024).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability62▲+33
Solvency48▼-3
Growth52=
Track record85
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity tight (current ratio 1.1 against 1.31 in 2023; short-term debt: 76.5% and cash: 0% of total assets), and 76.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.5%
Return on assets
0.3%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 36376 sector peers (2024).
NBB · sector comparisonPosition among 36376 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
57 d late
2023
6 d early
2022
10 d late
2021
130 d late
2020
143 d late
2019
117 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€244k
EBIT margin
3.0%
Net result
€1k
2023 · €-3k
2018: €8k
2019: €5k
2020: €67k
2021: €2k
2022: €-2k
2023: €-3k
2018 → 2024
Working capital
€31k▼ 63.6%
2023 · €84k
2018: €1k
2019: €-30k
2020: €81k
2021: €66k
2022: €79k
2023: €84k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€244k
Equity€97k-€100k▲ 2.2%€97k▼ 2.2%€95k▼ 2.8%€96k▲ 1.2%
Operating result€98k-€6k▼ 94.2%€-60k€18k€7k▼ 58.4%
Net result€67k-€2k▼ 96.7%€-2k€-3k▼ 27.9%€1k
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 58% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €408k
Fixed assets
€65k▲ 505%
Current assets
€343k▼ 2.7%
Equity and liabilities €408k
Equity
€96k▲ 1.2%
Debt
€312k▲ 16.3%
The debt ratio rises from 73.9% to 76.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2023 · €23k
Cash flow
€10k▲
2023 · €2k
Solvency
23.5%▼
2023 · 26.1%
Current ratio
1.10▼
2023 · 1.31
Quick ratio
1.10▼
2023 · 1.31
Debt / equity
3.26▲
2023 · 2.84
ROE
1.2%▲
2023 · -2.9%
ROA
0.3%▲
2023 · -0.8%
Interest coverage
19.86▲
2023 · 1.35
Debt
€312k▲
2023 · €269k
Debt ≤ 1 year
€312k▲
2023 · €269k
Income taxes
€6k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€363k€408k▲
Fixed assets21/28€11k€65k▲
Tangible fixed assets22/27€11k€65k▲
Plant, machinery and equipment23€5k€55k▲
Furniture and vehicles24€6k€10k▲
Financial fixed assets28€150€150=
Current assets29/58€353k€343k▼
Amounts receivable within one year40/41€351k€342k▼
Trade receivables40€317k€272k▼
Other amounts receivable41€34k€69k▲
Cash at bank and in hand54/58€14€177▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€363k€408k▲
Equity10/15€95k€96k▲
Contributions10/11€19k€19k=
Capital10€19k-
Issued capital100€19k-
Outside capital11-€19k
Other1109/19-€19k
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€74k€75k▲
Amounts payable17/49€269k€312k▲
Amounts payable within one year42/48€269k€312k▲
Trade debts44€204k€244k▲
Suppliers440/4€204k€244k▲
Taxes, remuneration and social security45€19k€24k▲
Taxes450/3€19k€24k▲
Other amounts payable47/48€46k€44k▼
Income statement
Code20232024
Turnover70-€244k
Goods, raw materials, services and sundry goods60/61-€227k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€9k▲
Other operating charges640/8€3k€455▼
Gross operating margin9900€26k€17k▼
Operating profit (loss)9901€18k€7k▼
Financial income75/76B-€130
Recurring financial income75-€130
Financial charges65/66B€17k€831▼
Recurring financial charges65€17k€831▼
Profit (loss) for the period before taxes9903€999€7k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€-3k€1k▲
Profit (loss) for the period to be appropriated9905€-3k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€74k€75k▲
Profit (loss) brought forward from the previous period14P€77k€74k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
10-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
06-03
Bankruptcy
Bankruptcy reversal
Ondernemingsrechtbank Brussel · A.T.T. BV HERDERSSTRAAT 17, 1050 ELSENE · event 24-02-2023
2022
08-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 130 days late
2021
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 143 days late
2020
31-12
Financial
Highest result since 2018net €67k ▲1234%
Operating result €98k, net result €67k, both a record.
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 117 days late
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 133 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 88 days late
2014
29-09
NBB filing
Annual accounts filed
fiscal year 2013 · full schema · 60 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Agatha-Berchem · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Strijdersstraat 901082 Sint-Agatha-BerchemGround area
5,218 m²
Building footprint
2,486 m²
Volume, LiDAR
1,751 m³
2 parcels, Brussels, Flanders · tallest building 14.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
A.T.T.
since 20102.192.491.097
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23026A0132/00G006 | Flanders | 4,983 m² | 1 · 2,316 m² | - |
| 21342B0123/00W002 | Brussels | 235 m² | 1 · 169 m² | 14.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
F.F.D.S.
BE 0669.697.007
Ukkel · Eq €96k
MAOS ENTREPRISE
BE 0877.480.905
Beersel · Eq €96k
BOUWONDERNEMING VANGAEVER
BE 0479.146.148
Waregem · Eq €96k
BEL-PLACO CONSTRUCT
BE 0764.355.941
Vorst · Eq €96k
NICOLAS G.
BE 0452.292.687
Jodoigne · Eq €96k
Of 15,536 companies in sector 43990 we hold annual accounts for 7,421. 6,249 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-10-2010
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.