CORVIER
ActiveCORVIER has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €312k and a net result of €8k. Equity is growing by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 61% of 19344 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
74
/ 100
Healthy▼ -8 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability12▼-9
Solvency79▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €23k at 30 days acceptable
Liquidity tight (current ratio 1.4 against 1.26 in 2023), and 54.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
138 d late
2022
84 d late
2021
121 d late
2020
114 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€312k▲ 2.5%
2023 · €305k
2018: €218k
2019: €235k
2020: €259k
2021: €282k
2022: €292k
2023: €305k
2018 → 2024
Total assets
€681k▲ 2.6%
2023 · €664k
2018: €536k
2019: €573k
2020: €602k
2021: €654k
2022: €646k
2023: €664k
2018 → 2024
Net result
€8k▼ 42.2%
2023 · €13k
2018: €5k
2019: €17k
2020: €24k
2021: €23k
2022: €9k
2023: €13k
2018 → 2024
Working capital
€131k▲ 57.2%
2023 · €83k
2018: €-129k
2019: €-75k
2020: €-35k
2021: €-12k
2022: €24k
2023: €83k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€259k-€282k▲ 8.9%€292k▲ 3.3%€305k▲ 4.4%€312k▲ 2.5%
Operating result€41k-€45k▲ 10.3%€25k▼ 45.3%€30k▲ 20.3%€23k▼ 23.9%
Net result€24k-€23k▼ 3.2%€9k▼ 59.2%€13k▲ 37.7%€8k▼ 42.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 24% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €681k
Fixed assets
€227k▼ 14.8%
Current assets
€455k▲ 14.2%
Equity and liabilities €681k
Equity
€312k▲ 2.5%
Provisions
€41k=
Debt
€329k▲ 3.0%
The debt ratio rises from 48.0% to 48.2%: debt grows faster than equity.
Key figures and ratios
EBITDA
€62k▼
2023 · €76k
Cash flow
€47k▼
2023 · €59k
Solvency
45.8%▼
2023 · 45.9%
Current ratio
1.40▲
2023 · 1.26
Quick ratio
1.40▲
2023 · 1.26
Debt / equity
1.05▲
2023 · 1.05
ROE
2.4%▼
2023 · 4.3%
ROA
1.1%▼
2023 · 2.0%
Interest coverage
5.04▼
2023 · 6.40
Debt
€329k▲
2023 · €319k
Debt ≤ 1 year
€324k▲
2023 · €315k
Debt > 1 year
€5k▲
2023 · €4k
Income taxes
€3k▼
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€664k€681k▲
Fixed assets21/28€266k€227k▼
Tangible fixed assets22/27€266k€227k▼
Land and buildings22€240k€208k▼
Furniture and vehicles24€26k€18k▼
Current assets29/58€398k€455k▲
Cash at bank and in hand54/58€395k€451k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€664k€681k▲
Equity10/15€305k€312k▲
Contributions10/11€99k€99k=
Capital10€99k€99k=
Issued capital100€99k€99k=
Reserves13€159k€159k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€147k€147k=
Profit (loss) carried forward14€46k€54k▲
Provisions and deferred taxes16€41k€41k=
Provisions for liabilities and charges160/5€41k€41k=
Major repairs and maintenance162€41k€41k=
Amounts payable17/49€319k€329k▲
Amounts payable after more than one year17€4k€5k▲
Other amounts payable178/9€4k€5k▲
Amounts payable within one year42/48€315k€324k▲
Trade debts44€748€2k▲
Suppliers440/4€748€2k▲
Taxes, remuneration and social security45€12k€11k▼
Taxes450/3€12k€11k▼
Other amounts payable47/48€302k€311k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€39k▼
Other operating charges640/8€24k€25k▲
Gross operating margin9900€100k€87k▼
Operating profit (loss)9901€30k€23k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€12k€12k▲
Recurring financial charges65€12k€12k▲
Profit (loss) for the period before taxes9903€18k€10k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€13k€8k▼
Profit (loss) for the period to be appropriated9905€13k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€54k▲
Profit (loss) brought forward from the previous period14P€33k€46k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 138 days late
2023
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
29-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 121 days late
2021
22-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 114 days late
2020
31-12
Financial
Highest result since 2018net €24k ▲41.1%
Net result €24k, the highest in the series.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jabbeke · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Van Larebekelaan 128490 JabbekeGround area
7,118 m²
Building footprint
493 m²
Volume, LiDAR
2,729 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Flamincka Park 15, 8490 Jabbeke
since 20012.044.950.238
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31012A0752/00G000 | Flanders | 6,319 m² | 1 · 338 m² | 9.9 m · 2 fl. |
| 31012B0545/00W000 | Flanders | 799 m² | 1 · 155 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Goya
BE 0421.691.662
Mechelen · Eq €312k
F.T.L.V.
BE 0822.226.438
Sankt Vith · Eq €312k
BELS
BE 0412.824.278
Dilbeek · Eq €312k
SPEDITION UND LAGERUNG
BE 0436.543.055
Amel · Eq €312k
JOPADA
BE 0604.997.215
Zemst · Eq €312k
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 4,393 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-09-1989
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.