CORNETTE FISH
ActiveSummary
CORNETTE FISH has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €152,526 and a net result of €28,380. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 36% of 10522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+15
Solvency49▲+6
Growth52=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.43 in 2024; short-term debt: 32.5% and cash: 15.8% of total assets), and 75.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.5%
Return on assets
4.6%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
38 d early
2023
33 d early
2022
38 d early
2021
23 d late
2020
31 d late
2019
32 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (4 of the last 5 filed years within 44 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€152,526▲ 22.9%
2024 · €124,147
Total assets
€622,852▼ 8.3%
2024 · €679,287
Net result
€28,380
2024 · -€21,541
Working capital
-€52,950▲ 56.8%
2024 · -€122,527
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37,824▼ 53.6%€2,764▼ 92.7%€31,318▲ 1,033%-€10,019€45,211
Net result€21,433within the sector's middle half▼ 60.4%-€8,686below the sector's middle half€13,864within the sector's middle half-€21,541below the sector's middle half€28,380within the sector's middle half
Equity€172,089within the sector's middle half▲ 14.2%€163,403within the sector's middle half▼ 5.0%€177,266within the sector's middle half▲ 8.5%€124,147within the sector's middle half▼ 30.0%€152,526within the sector's middle half▲ 22.9%
Total assets€485,434within the sector's middle half▲ 5.0%€429,752below the sector's middle half▼ 11.5%€805,479within the sector's middle half▲ 87.4%€679,287within the sector's middle half▼ 15.7%€622,852within the sector's middle half▼ 8.3%
Debt€313,346▲ 0.5%€266,349▼ 15.0%€628,212▲ 136%€555,140▼ 11.6%€470,326▼ 15.3%
Working capital€9,159below the sector's middle half▼ 79.5%-€5,977below the sector's middle half-€68,944below the sector's middle half▼ 1,053%-€122,527below the sector's middle half▼ 77.7%-€52,950below the sector's middle half▲ 56.8%
Solvency35.5%within the sector's middle half▲ 2.9pp38.0%within the sector's middle half▲ 2.6pp22.0%within the sector's middle half▼ 16.0pp18.3%within the sector's middle half▼ 3.7pp24.5%within the sector's middle half▲ 6.2pp
Current ratio1.07below the sector's middle half▼ 0.340.95below the sector's middle half▼ 0.120.69below the sector's middle half▼ 0.260.43below the sector's middle half▼ 0.260.74below the sector's middle half▲ 0.30
Return on assets (ROA)4.4%within the sector's middle half▼ 7.3pp-2.0%below the sector's middle half▼ 6.4pp1.7%within the sector's middle half▲ 3.7pp-3.2%below the sector's middle half▼ 4.9pp4.6%within the sector's middle half▲ 7.7pp
Staff (FTE)4.4within the sector's middle half▲ 12.8%3.6within the sector's middle half▼ 18.2%4.8within the sector's middle half▲ 33.3%5within the sector's middle half▲ 4.2%3.9within the sector's middle half▼ 22.0%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €45,211 after a loss of €10,019 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €622,852
Fixed assets
€473,526 ▼ 19.1%
Current assets
€149,326 ▲ 59.3%
Equity and liabilities €622,852
Equity
€152,526 ▲ 22.9%
Debt
€470,326 ▼ 15.3%
Debt's share of the balance-sheet total falls from 81.7% to 75.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€123,635▲
2024 · €66,005
Cash flow
€106,803▲
2024 · €54,484
Quick ratio
0.64▲
2024 · 0.21
Debt to equity
3.08▼
2024 · 4.47
ROE
18.6%▲
2024 · -17.4%
Interest coverage
10.13▲
2024 · 5.33
Debt ≤ 1 year
€202,277▼
2024 · €216,246
Debt > 1 year
€268,049▼
2024 · €338,894
Income taxes
€5,861▲
2024 · €141
Staff costs
€194,866▼
2024 · €207,218
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,984 companies that looked in July 2024 the way this one looks now, 1.1% went bankrupt within 24 months and 97% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a profit under 5% of the balance sheet
1.1%
went bankrupt
2.3%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,984 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €30,200 | - |
| Remuneration, social security and pensions62 | €153,125 | €126,884 | €201,278 | €207,218 | €194,866 | ▼ 6.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €46,168 | €53,310 | €76,625 | €76,024 | €78,423 | ▲ 3.2% |
| Other operating charges640/8 | €5,648 | €2,356 | €2,347 | €2,769 | €3,610 | ▲ 30.4% |
| Gross operating margin9900 | €242,765 | €185,313 | €311,569 | €275,992 | €322,111 | ▲ 16.7% |
| Operating profit (loss)9901 | €37,824 | €2,764 | €31,318 | -€10,019 | €45,211 | ▲ 551% |
| Financial income75/76B | €906 | €772 | €494 | €999 | €1,240 | ▲ 24.1% |
| Recurring financial income75 | €906 | €772 | €494 | €999 | €1,240 | ▲ 24.1% |
| Non-recurring financial income76B | €0 | - | - | - | - | - |
| Financial charges65/66B | €12,663 | €11,805 | €12,376 | €12,379 | €12,210 | ▼ 1.4% |
| Recurring financial charges65 | €12,663 | €11,805 | €12,376 | €12,379 | €12,210 | ▼ 1.4% |
| Profit (loss) for the period before taxes9903 | €26,068 | -€8,269 | €19,436 | -€21,399 | €34,241 | ▲ 260% |
| Income taxes67/77 | €4,635 | €417 | €5,572 | €141 | €5,861 | ▲ 4,046% |
| Profit (loss) for the period9904 | €21,433 | -€8,686 | €13,864 | -€21,541 | €28,380 | ▲ 232% |
| Transfer from tax-exempt reserves789 | €525 | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €21,958 | -€8,686 | €13,864 | -€21,541 | €28,380 | ▲ 232% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €485,434 | €429,752 | €805,479 | €679,287 | €622,852 | ▼ 8.3% |
| Fixed assets21/28 | €347,056 | €307,617 | €652,117 | €585,568 | €473,526 | ▼ 19.1% |
| Intangible fixed assets21 | €2,064 | €1,032 | €6,241 | €4,771 | €3,301 | ▼ 30.8% |
| Tangible fixed assets22/27 | €321,064 | €282,657 | €621,948 | €556,869 | €446,296 | ▼ 19.9% |
| Land and buildings22 | €40,680 | €37,740 | €34,800 | €34,800 | €0 | ▼ 100% |
| Plant, machinery and equipment23 | €46,293 | €40,994 | €45,923 | €30,802 | €15,681 | ▼ 49.1% |
| Furniture and vehicles24 | €2,705 | €7,481 | €13,696 | €34,772 | €26,616 | ▼ 23.5% |
| Leasing and similar rights25 | €34,418 | €26,411 | €18,404 | €0 | - | - |
| Other tangible fixed assets26 | €196,968 | €170,031 | €509,125 | €456,495 | €403,999 | ▼ 11.5% |
| Financial fixed assets28 | €23,928 | €23,928 | €23,928 | €23,928 | €23,928 | = |
| Current assets29/58 | €138,378 | €122,135 | €153,362 | €93,719 | €149,326 | ▲ 59.3% |
| Stocks and contracts in progress3 | €62,470 | €60,353 | €61,925 | €47,880 | €19,937 | ▼ 58.4% |
| Stocks30/36 | €62,470 | €60,353 | €61,925 | €47,880 | €19,937 | ▼ 58.4% |
| Amounts receivable within one year40/41 | €14,246 | €59,669 | €28,147 | €31,193 | €27,110 | ▼ 13.1% |
| Trade receivables40 | €1,717 | €42,970 | €6,803 | €1,606 | €1,111 | ▼ 30.8% |
| Other amounts receivable41 | €12,529 | €16,699 | €21,344 | €29,587 | €25,999 | ▼ 12.1% |
| Cash at bank and in hand54/58 | €58,159 | €278 | €62,066 | €11,792 | €98,651 | ▲ 737% |
| Deferred charges and accrued income490/1 | €3,503 | €1,835 | €1,224 | €2,855 | €3,628 | ▲ 27.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €485,434 | €429,752 | €805,479 | €679,287 | €622,852 | ▼ 8.3% |
| Equity10/15 | €172,089 | €163,403 | €177,266 | €124,147 | €152,526 | ▲ 22.9% |
| Contributions10/11 | €6,205 | €6,205 | €6,205 | €6,205 | €6,205 | = |
| Reserves13 | €165,883 | €165,883 | €171,061 | €139,482 | €146,321 | ▲ 4.9% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €0 | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | €0 | - | - | - |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €164,023 | €164,023 | €171,061 | €139,482 | €146,321 | ▲ 4.9% |
| Profit (loss) carried forward14 | - | -€8,686 | €0 | -€21,541 | €0 | ▲ 100% |
| Amounts payable17/49 | €313,346 | €266,349 | €628,212 | €555,140 | €470,326 | ▼ 15.3% |
| Amounts payable after more than one year17 | €184,127 | €138,237 | €405,907 | €338,894 | €268,049 | ▼ 20.9% |
| Financial debts170/4 | €184,127 | €138,237 | €97,774 | €67,012 | €32,418 | ▼ 51.6% |
| Other amounts payable178/9 | - | - | €308,133 | €271,882 | €235,631 | ▼ 13.3% |
| Amounts payable within one year42/48 | €129,219 | €128,112 | €222,306 | €216,246 | €202,277 | ▼ 6.5% |
| Current portion of amounts payable after more than one year42 | €47,359 | €45,736 | €42,641 | €37,159 | €38,010 | ▲ 2.3% |
| Financial debts43 | - | - | €36,251 | €36,251 | €36,251 | = |
| Other loans439 | - | - | €36,251 | €36,251 | €36,251 | = |
| Trade debts44 | €56,899 | €56,321 | €112,093 | €117,304 | €103,482 | ▼ 11.8% |
| Suppliers440/4 | €56,899 | €56,321 | €112,093 | €117,304 | €103,482 | ▼ 11.8% |
| Taxes, remuneration and social security45 | €22,973 | €13,632 | €31,320 | €25,532 | €24,533 | ▼ 3.9% |
| Taxes450/3 | €17,429 | €4,501 | €4,800 | €1,600 | €1,600 | = |
| Remuneration and social security454/9 | €5,544 | €9,131 | €26,520 | €23,932 | €22,933 | ▼ 4.2% |
| Other amounts payable47/48 | €1,987 | €12,423 | €0 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €21,433 | -€8,686 | €13,864 | -€21,541 | €28,380 | ▲ 232% |
| + Depreciation and write-downs630 | €46,168 | €53,310 | €76,625 | €76,024 | €78,423 | ▲ 3.2% |
| Operating cash flow (approximation) | €67,600 | €44,624 | €90,489 | €54,484 | €106,803 | ▲ 96.0% |
| Investment in fixed assets (approximation) | - | -€13,871 | -€421,124 | -€9,476 | €33,619 | ▲ 455% |
| Change in cash | - | -€57,881 | €61,787 | -€50,274 | €86,859 | ▲ 273% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
07-07
State Gazette act
Resignations: Gianni Cornette, Jos Cornette and Brenda EylandAppointments: BV JOGIVIS, BV SALTY JOHN and 2 others · Permanent representatives: Gianni Cornette and Joerie Verbiest14 facts ▸
State Gazette act
Resignations: Gianni Cornette, Jos Cornette and Brenda Eyland
Appointments: BV JOGIVIS, BV SALTY JOHN and 2 others · Permanent representatives: Gianni Cornette and Joerie Verbiest14 facts ▸
- General meeting, 18-03-2026
- Director resignation, Gianni Cornette (non-statutory director)
- Director resignation, Jos Cornette (non-statutory director)
- Director resignation, Brenda Eyland (non-statutory director)
- Director appointment, BV JOGIVIS (non-statutory director)
- Permanent representative, Gianni Cornette (permanent representative)
- Director appointment, BV SALTY JOHN (non-statutory director)
- Permanent representative, Joerie Verbiest (permanent representative)
- Board meeting, 18-03-2026
- Director appointment, BV JOGIVIS (day-to-day manager)
- Permanent representative, Gianni Cornette (permanent representative)
- Director appointment, Jos Cornette (day-to-day manager)
- +2 further facts in this act
2025
31-12
Financial
Back to profitnet €28,380
Net result €28,380 after one loss-making year.
31-12
Financial
Equity above €150,000Eq €152,526 ▲22.9%
Equity rises from €124,147 to €152,526.
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet -€21,541
Net result drops to -€21,541, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €13,864
Net result €13,864 after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €54,134 ▲2,330%
Operating result €81,490, net result €54,134, both a record.
Show earlier events
31-12
Financial
Equity above €150,000Eq €150,656 ▲56.1%
3 profitable years in a row build equity to €150,656.
01-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 32 days late
2019
02-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 2 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 28 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
under verification, last change in 2026
This board is reconstructed from a single act (26086852). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Board 2
BV JOGIVIS
CurrentNon-statutory director · since 18-03-2026 · Legal entity · perm. rep.: Gianni Cornette
BV SALTY JOHN
CurrentNon-statutory director · since 18-03-2026 · Legal entity · perm. rep.: Joerie Verbiest
Day-to-day management 3
Brenda Eyland
CurrentDay-to-day manager · since 18-03-2026
BV JOGIVIS
CurrentDay-to-day manager · since 18-03-2026 · Legal entity · perm. rep.: Gianni Cornette
Jos Cornette
CurrentDay-to-day manager · since 18-03-2026
Permanent representatives 2
Gianni Cornette
CurrentPermanent representative · since 18-03-2026 · for BV JOGIVIS
Joerie Verbiest
CurrentPermanent representative · since 18-03-2026 · for BV SALTY JOHN
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 1993
Ground area
1,064 m²
Building footprint
761 m²
Volume, LiDAR
6,231 m³
2 parcels, Flanders · tallest building 39.2 m, ±6 floors. Linked by address, not a title deed.
2 establishment units
Vispaleis
since 19932.173.004.589
CORNETTE FISH
since 20232.343.480.210
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 35013A1652/00T030 | Flanders | 772 m² | 1 · 522 m² | 39.2 m · 1 fl. |
| 35302C0396/00T000 | Flanders | 293 m² | 1 · 240 m² | 21.4 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
5 people since 2026, 4 in office
- Board
- Day-to-day management
- began earlier
| Name | Functions and periods |
|---|---|
| BV JOGIVIS |
|
| BV SALTY JOHN |
|
| Brenda Eyland |
|
| Jos Cornette |
|
| Gianni Cornette |
|
Articles of association
Other statement
One provision in the deed
Structure & network
Connections & network
4 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,017 EUR awarded · 1,017 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 353 EUR | 353 EUR |
| 2024 | 1 | 176 EUR | 176 EUR |
| 2023 | 1 | 353 EUR | 488 EUR |
| 2022 | 1 | 135 EUR | 0 EUR |
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBredene2.343.480.210
Oostende2.173.004.589
Legal Entity Identifier
875500X2R8M9QG677J73
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Identification & contact
Identification
Legal formPrivate limited company
Founded02-08-1993
Fiscal year end31-12
Activities, NACEBEL 2025
47230Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0450687536
Also
9925:BE0450687536
Registered
29-08-2023
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.