Skip to content

LAEVERS

Active
Private limited companyfounded 2004active for 22 yearsMontgommerystraat 11, 3290 Diest, BelgiumKBO/BCE: BE 0864.237.435
Summary

LAEVERS has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €171,184 and a net result of €45,454. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 30% of 12,661 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Risk analysisFollow ReportCompare
LAEVERSActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Retail trade
NACE 47230
4 sites
Size
€905,706total assets 2025
Staff
6 FTE
Equity
€171,184
Profit
€45,454
Turnover not published (abbreviated format)
Financial health
84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Structure
Largest shareholder
Laevers Invest · 50%
Accounts 45 days early1 of 4 deeds read
Why 84raises riskSector: Retail trade (NACE 47)Equity €171,184 (18.9% of total assets)lowers riskFounded in 2004Liquidity: current ratio 1.36, cash €147,594Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 60% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 44+6
equity 18.9% of total assets
Liquidity 56+7
short-term debt 32.6% · cash 16.3%
Profitability 75+7
return on assets 5.0%
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,222 companies, NACE 47, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024 02-2025: 1.0%● unchanged vs 01-2025highest value 03-2025: 1.0%● unchanged vs 02-2025highest value 04-2025: 0.9%▼ -0.1 percentage points vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.5%▼ -0.4 percentage points vs 06-2026lowest value 08-2026: 0.5%● unchanged vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value
Credit of up to €14,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.36, compared with 1.06 in 2024, below the usual 1.5; short-term debt: 32.6% and cash: 16.3% of total assets), and 81.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 35% on solvency, 62% on liquidity, 61% on profitability and 82% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €171,184 (18.9% of total assets)
NBB · annual accounts
lowers risk · Liquidity: current ratio 1.36, cash €147,594
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
50 days early
2023
33 days early
2022
19 days early
2021
33 days early
2020
31 days early
2019
32 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 35 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Back to profitnet €45,454
  3. Equity above €150,000equity €171,184 ▲36.2%

Key points

  • Positive: Back in profit in 2025after -€9,153 in 2024 €45,454 View
  • Positive: Filed on time since financial year 2019accounts within the deadline every year 7 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€905,706
Profit
€45,454
Solvency
18.9%
Total assets▼ 4.6%
Net result
20182025
Go to Financials

Board & ownership

Board
1 member
Largest shareholder
Laevers Invest · 50%
  • Laevers InvestDirector
Go to Board & ownership

Timeline

Events
28
Since
2006
Next accounts
by 31-07-2027
  1. 11-06-2025Annual accounts filed
  2. 28-06-2024Annual accounts filed
  3. 31-12-2023Back to profit
Go to Timeline

Company details

Sites
4
Legal form
Private limited company
Activity
Retail tradeNACE 47230
Founded
23-03-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
7
Annual meeting
First Monday of June at 14:00
Purpose
“Kleinhandel in mosselen en vis,groenten en fruit;traiteur;het bereiden van verse en…” (deed in Dutch)
Go to Articles of association

Key facts about LAEVERS

What is the company number of LAEVERS?
0864.237.435. In Belgium the VAT number is the company number with BE in front: BE 0864.237.435.
Where is LAEVERS based?
The registered office is at Montgommerystraat 11, 3290 Diest.Company details
What does LAEVERS do?
According to the KBO register, the main activity is retail trade (NACE 47230).
What is the legal form of LAEVERS?
Private limited company (BV).
When was LAEVERS founded?
On 23-03-2004.
Is LAEVERS still active?
Yes, LAEVERS is an active enterprise in the KBO register.
How many employees does LAEVERS have?
On average 6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LAEVERS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is LAEVERS profitable?
In financial year 2025, LAEVERS made a profit of €45,454.
Where can I find the annual accounts of LAEVERS?
LAEVERS filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LAEVERS due?
By 31-07-2027, for financial year 2026.Timeline

Companies related to LAEVERS

Go further with this company

How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What support did similar companies receive that this one did not?Subsidies How does this company compare with its sector?Sector benchmark

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

We would like to set cookies. That happens only with your consent. What we measure