Cornerstone Management
The computed 12-month bankruptcy probability of Cornerstone Management is 0.5% (very low). The 2025 annual accounts show equity of €140k and a net result of €-29k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 2737 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €140k |
| Net result | €-29k |
| Better than sector | 95% |
| Active | 5 yrs |
Strong profile, led by solvency.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
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The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 98.0% | 62.2% | |
| Net result | €-29k | €40k | |
| Equity | €140k | €62k | |
| Gross operating margin | €-32k | €63k | |
| Total assets | €143k | €121k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €-33k |
| Net profit | €-29k |
| Cash flow | €-28k |
| Staff costs | - |
| Income taxes | €118 |
| Dividends | - |
| Total assets | €143k |
| Equity | €140k |
| Debt | €3k |
| of which ≤ 1y | €3k |
| of which > 1y | - |
| Working capital | €140k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 48.86 |
| Quick ratio | 48.86 |
| Working capital ratio | 97.5% |
| Solvency | 98.0% |
| Debt / equity | 0.02 |
| Long-term debt ratio | - |
| Interest coverage | -24.72 |
| Gross margin | - |
| Net margin | - |
| ROA | -20.1% |
| ROE | -20.5% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €143k |
| Fixed assets | 21/28 | €618 |
| Tangible fixed assets | 22/27 | €618 |
| Current assets | 29/58 | €143k |
| Amounts receivable within one year | 40/41 | €8k |
| Cash & bank | 54/58 | €26k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €143k |
| Equity | 10/15 | €140k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €166k |
| Accumulated profits (losses) | 14 | €-29k |
| Amounts payable | 17/49 | €3k |
| Amounts payable within one year | 42/48 | €3k |
| Income statement | ||
| Gross operating margin | 9900 | €-32k |
| Operating result | 9901 | €-33k |
| Financial income | 75 | €6k |
| Financial charges | 65 | €1k |
| Result before taxes | 9903 | €-29k |
| Income taxes | 67/77 | €118 |
| Net result for the period | 9904 | €-29k |
| Result to be appropriated | 9905 | €-29k |
-
Current20-09-2024 → present
-
Current01-07-2021 → present
Former directors (1)
-
Former- → 01-07-2021
| NACE primary | Computer programming & consultancy(62200) |
| Legal form | Private limited company(610) |
| Incorporation | 17-11-2020 |
| Status | Active |
| Postal code | 2600 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0248/00Z002 | Flanders | 3,890 m² | 1 · 1,827 m² | 23.7 m · 7 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
26-11-2025 Registered office moved from Schilde to Berchem
- Torfhoeken 10, 2970 Schilde → Belpairestraat 16, 2600 Berchem
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "statutaire",
"new_address": {
"city": "Berchem",
"region": null,
"street": "Belpairestraat",
"country": "BE",
"postcode": "2600",
"box_number": "201",
"street_number": "16"
},
"old_address": {
"city": "Schilde",
"region": null,
"street": "Torfhoeken",
"country": "BE",
"postcode": "2970",
"box_number": null,
"street_number": "10"
},
"effective_date": "2025-10-02",
"evidence_quote": "Bij eenvoudige beslissing werd besloten om de zetel te verplaatsen van Torfhoeken 10-2970 Schilde naar Belpairestraat 16 bus 201 - 2600 Berchem"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0758.489.124",
"name_full": "CORNERSTONE MANAGEMENT",
"legal_form": "BV"
}
}05-11-2024 Bella y Sanchez Cristina appointed as director
- Bella y Sanchez Cristina, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Bella y Sanchez Cristina",
"address": null,
"birth_date": null
},
"effective_date": "2024-09-20",
"evidence_quote": "Tijdens de bijzondere algemene vergadering van 20 september 2024 is besloten om mevrouw Bella y Sanchez Cristina, wonende te Torfhoeken 10 te 2970 Schilde, te benoemen tot bestuurder met ingang van 20 september 2024."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0758.489.124",
"name_full": "CORNERSTONE MANAGEMENT",
"legal_form": "BV"
}
}21-10-2021 1 director appointed, 1 resigning
- Joachim Hermanson, Bestuurder
- Bella Sanchez Christina, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Bella Sanchez Christina",
"address": null,
"birth_date": null
},
"effective_date": "2021-07-01",
"evidence_quote": "Bij algemene vergadering van 1 juli 2021 wordt het ontslag aangenomen van Mevr. Bella Sanchez Christina en dit met ingang vanaf heden. Voor het uitgecefende mandaat wordt haar kwijting en decharge gegeven.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Joachim Hermanson",
"address": null,
"birth_date": null
},
"effective_date": "2021-07-01",
"evidence_quote": "Inhaar plaats wordt benoemd tot bestuurder dhr Joachim Hermanson en dit met ingang vanaf 01 juli 2021"
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0758.489.124",
"name_full": "CORNERSTONE MANAGEMENT",
"legal_form": "BV"
}
}19-11-2020 Incorporation of a new BV
Technical details
{
"kind": "oprichting",
"seat": "2970 Schilde, Torfhoeken 10",
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"founders": [
{
"org": null,
"kind": "natural_person",
"person": {
"dob": "1976-10-06",
"name": "Bella Sanchez Cristina",
"niss": null,
"address": "2970 Schilde, Torfhoeken 10"
},
"share_class": "Ordinary",
"partner_role": null,
"holder_org_kbo": null,
"holder_org_name": null,
"contribution_type": "cash",
"amount_paid_in_eur": 3000,
"holder_person_name": "Bella Sanchez Cristina",
"is_subscriber_only": false,
"n_shares_subscribed": 100,
"amount_subscribed_eur": 3000,
"is_anonymous_silent_partner": false
}
],
"capital_eur": 3000,
"subject_company": {
"kbo": "0758.489.124",
"name_full": "Cornerstone Management",
"legal_form": "BV"
},
"initial_directors": [],
"incorporation_date": "2020-11-13",
"post_incorporation_mandates": []
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | Cornerstone Management |