Cornerstone Management
ActiveSummary
Cornerstone Management has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €140k and a net result of €-29k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-96
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 48.86 against 9.77 in 2024; short-term debt: 2% and cash: 17.8% of total assets), and 2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 16-03-2026, 45 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
45 d early
2024
29 d early
2023
8 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€140k▼ 17.0%
2024 · €169k
Total assets
€143k▼ 23.9%
2024 · €188k
Net result
€-29k
2024 · €41k
Working capital
€140k▼ 16.7%
2024 · €168k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result€170k-€2k▼ 98.9%€49k▲ 2,434%€-33k
Net result€120k-€5k▼ 95.5%€41k▲ 658%€-29k
Equity€123k-€128k▲ 4.4%€169k▲ 32.0%€140k▼ 17.0%
Total assets€177k-€131k▼ 26.1%€188k▲ 43.7%€143k▼ 23.9%
Debt€55k-€3k▼ 94.6%€19k▲ 555%€3k▼ 84.7%
Working capital€123k-€127k▲ 3.6%€168k▲ 32.1%€140k▼ 16.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €33k after €49k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€618 ▼ 51.3%
Current assets
€143k ▼ 23.7%
Equity and liabilities €143k
Equity
€140k ▼ 17.0%
Debt
€3k ▼ 84.7%
Debt's share of the balance-sheet total falls from 10.2% to 2.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-33k▼
2024 · €50k
Cash flow
€-28k▼
2024 · €42k
Current ratio
48.86▲
2024 · 9.77
Debt to equity
0.02▼
2024 · 0.11
ROE
-20.5%▼
2024 · 24.3%
ROA
-20.1%▼
2024 · 21.8%
Interest coverage
-24.72▼
2024 · 72.92
Debt ≤ 1 year
€3k▼
2024 · €19k
Income taxes
€118▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €151 | €535 | €652 | ▲ 21.9% |
| Other operating charges640/8 | €263 | €504 | €720 | €573 | ▼ 20.5% |
| Gross operating margin9900 | €170k | €3k | €50k | €-32k | ▼ 164% |
| Operating profit (loss)9901 | €170k | €2k | €49k | €-33k | ▼ 168% |
| Financial income75/76B | €536 | €6k | €3k | €6k | ▲ 74.1% |
| Recurring financial income75 | €536 | €6k | €3k | €6k | ▲ 74.1% |
| Financial charges65/66B | €404 | €99 | €681 | €1k | ▲ 94.1% |
| Recurring financial charges65 | €404 | €99 | €681 | €1k | ▲ 94.1% |
| Profit (loss) for the period before taxes9903 | €170k | €8k | €52k | €-29k | ▼ 155% |
| Income taxes67/77 | €50k | €2k | €11k | €118 | ▼ 98.9% |
| Profit (loss) for the period9904 | €120k | €5k | €41k | €-29k | ▼ 170% |
| Profit (loss) for the period to be appropriated9905 | €120k | €5k | €41k | €-29k | ▼ 170% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €177k | €131k | €188k | €143k | ▼ 23.9% |
| Fixed assets21/28 | - | €1k | €1k | €618 | ▼ 51.3% |
| Tangible fixed assets22/27 | - | €1k | €1k | €618 | ▼ 51.3% |
| Plant, machinery and equipment23 | - | €1k | €1k | €618 | ▼ 51.3% |
| Current assets29/58 | €177k | €130k | €187k | €143k | ▼ 23.7% |
| Amounts receivable after more than one year29 | - | - | €102k | €102k | = |
| Other amounts receivable291 | - | - | €102k | €102k | = |
| Amounts receivable within one year40/41 | €103k | €98k | €15k | €8k | ▼ 46.1% |
| Trade receivables40 | - | - | €15k | - | - |
| Other amounts receivable41 | €103k | €98k | - | €8k | - |
| Cash at bank and in hand54/58 | €75k | €27k | €62k | €26k | ▼ 58.6% |
| Deferred charges and accrued income490/1 | - | €6k | €8k | €7k | ▼ 14.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €177k | €131k | €188k | €143k | ▼ 23.9% |
| Equity10/15 | €123k | €128k | €169k | €140k | ▼ 17.0% |
| Contributions10/11 | €3k | €3k | €3k | €3k | = |
| Reserves13 | €120k | €125k | €166k | €166k | = |
| Tax-exempt reserves132 | €120k | - | - | - | - |
| Distributable reserves133 | - | €125k | €166k | €166k | = |
| Profit (loss) carried forward14 | - | - | - | €-29k | - |
| Amounts payable17/49 | €55k | €3k | €19k | €3k | ▼ 84.7% |
| Amounts payable within one year42/48 | €55k | €3k | €19k | €3k | ▼ 84.7% |
| Financial debts43 | - | €691 | - | - | - |
| Credit institutions430/8 | - | €691 | - | - | - |
| Trade debts44 | €5k | - | €403 | - | - |
| Suppliers440/4 | €5k | - | €403 | - | - |
| Taxes, remuneration and social security45 | €50k | €2k | €19k | €3k | ▼ 84.4% |
| Taxes450/3 | €50k | €2k | €17k | €118 | ▼ 99.3% |
| Remuneration and social security454/9 | - | - | €2k | €3k | ▲ 69.5% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €120k | €5k | €41k | €-29k | ▼ 170% |
| + Depreciation and write-downs630 | - | €151 | €535 | €652 | ▲ 21.9% |
| Operating cash flow (approximation) | €120k | €6k | €42k | €-28k | ▼ 168% |
| Investment in fixed assets (approximation) | - | - | €-757 | €0 | ▲ 100% |
| Change in cash | - | €-48k | €35k | €-36k | ▼ 203% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series.
30-09
Financial
Liquidity times 5current ratio 48.86
Current ratio from 9.77 to 48.86; short-term debt falls from €19k to €3k.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Equity above €150kEq €169k ▲32%
3 profitable years in a row build equity to €169k.
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Liquidity times 14current ratio 44.47
Current ratio from 3.25 to 44.47; short-term debt falls from €55k to €3k.
30-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Ground area
3,890 m²
Building footprint
1,827 m²
Volume, LiDAR
37,122 m³
Parcel 11003B0248/00Z002, Flanders · tallest building 23.7 m, ±7 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Cornerstone Management
since 20202.310.743.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11003B0248/00Z002 | Flanders | 3,890 m² | 1 · 1,827 m² | 23.7 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,382 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-11-2020
Fiscal year end30-09
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
73300Public relations and communication consultancy
82990Other business support services
Contact
E-mail
joachim.hermansson@hotmail.com
Scores and ratios are computed by Checked and are not a credit decision.