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Generated 18-08-2026
Active BE 0780.347.083Private limited company

CORNEL AUTOMOBILES

Waterloose Steenweg 200 ·1640 Sint-Genesius-Rode, Belgium· 4 yrs active
Sector: Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton) (47811)
Conclusion Checked

The computed 12-month bankruptcy probability of CORNEL AUTOMOBILES is 2.7% (moderate). The 2024 annual accounts show negative equity (€-433) and a net result of €5k. Its solvency ranks better than 27% of 6720 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €-433
Net result €5k
Better than sector 27%
Active 4 yrs
Financial profile 5 of 5 axes measured · computed by Checked
Health13Profitability0Solvency44Growth78Stability94
46 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 13
Profitability 0
Solvency 44
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
2.7% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
13 / 100 Critical
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 14-07-2025 with the NBB · fiscal year 2024 · micro
€-10k€-5k€0€5kOperating result 2022: €-6k€-6kNet result 2022: €-6k€-6kOperating result 2024: €5k€5kNet result 2024: €5k€5k20222024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 47, Retail trade · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency -0.5% 20.4%
better than 27% of 6720 sector peers
Net result €5k €4k
better than 52% of 6701 sector peers
Equity €-433 €16k
better than 27% of 6735 sector peers
Gross operating margin €5k €24k
better than 29% of 6680 sector peers
Total assets €83k €94k
better than 46% of 6724 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€5k
- 22-24
Total assets
€83k
+4819.1% 22-24
Equity
€-433
+88.8% 22-24
Working capital
€-433
+88.8% 22-24
Debt
€83k
+1394.0% 22-24
Debt ≤ 1y
€83k
+1394.0% 22-24
Current ratio
0.99
+229.3% 22-24
Quick ratio
0.99
+229.3% 22-24
Show 4 other metrics
Solvency
-0.5%
+99.8% 22-24
Debt / equity
-191.81
-13286.2% 22-24
ROE
-1142.6%
- 22-24
ROA
6.0%
- 22-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€5k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€83k
Equity€-433
Debt€83k
of which ≤ 1y€83k
of which > 1y-
Working capital€-433
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.99
Quick ratio0.99
Working capital ratio-0.5%
Solvency-0.5%
Debt / equity-191.81
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA6.0%
ROE-1142.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Full annual accounts (18 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€83k
Current assets 29/58€83k
Amounts receivable within one year 40/41€79k
Cash & bank 54/58€4k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€83k
Equity 10/15€-433
Contributions / capital 10/11€3k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€83k
Amounts payable within one year 42/48€83k
Trade debts payable within one year 44€56k
Income statement
Gross operating margin 9900€5k
Operating result 9901€5k
Financial income 75€6
Financial charges 65€53
Result before taxes 9903€5k
Net result for the period 9904€5k
Result to be appropriated 9905€5k
This table shows the latest fiscal year. 1 prior year, with figures and ratios, belongs to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)(47811)
Legal form Private limited company(610)
Incorporation12-01-2022
StatusActive
Postal code1640
Establishment units 1 location
CORNEL AUTOMOBILES
Rue de Bomerée 45, 6032 CharleroiGroothandel in auto's en lichte bestelwagens (= 3,5 ton)
since 20222.326.633.585
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (50%) Wallonia 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
22552E0048/00Z025 Flanders 7,308 m² 1 · 1,453 m² 23.0 m · 4 fl.
52352B0064/00Y006 Wallonia 835 m² 1 · 59 m² 11.7 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
14-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
23-11-2023
State Gazette act Director changes
13-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 2 years ago
2023
23-11-2023 Change in the board of directors Director changes
Technical details 
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  "events": [
    {
      "kind": "substantive_delegation",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Covaciu Cornel",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": null,
    "filing_date": "2023-11-14",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2023-11-09",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0780.347.083",
    "name_full": "CORNEL AUTOMOBILES",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "none",
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Detailhandel in auto's en lichte bestelwagens (= 3,5 ton)45113Detailhandel in auto's en lichte bestelwagens (<= 3,5 ton)47811Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Detailhandel in onderdelen en accessoires van motorvoertuigen45320Detailhandel in onderdelen en accessoires van motorvoertuigen47820Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameNL CORNEL AUTOMOBILES
Registered office
Waterloose Steenweg 200 bus 8
1640 Sint-Genesius-Rode, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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A.M.P.CARS BE 0790.390.048 · Sint-Genesius-Rode
A13 MOTORS BE 1005.668.482 · Sint-Genesius-Rode
ALL Drive Solution BE 1024.622.579 · Sint-Genesius-Rode
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative