CORIUM
ActiveCORIUM has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211k and a net result of €-32k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 63% of 13898 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency92▼-2
Growth32=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 16.19), but 53.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.7%
Return on assets
-7%
Age of the figures
17 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year -€32k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 20-10-2025, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
11 d early
2024
on the day
2023
187 d early
2022
31 d early
2021
8 d late
2020
43 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close13-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€211k▼ 13.1%
2024 · €243k
2019: €323k
2020: €325k
2021: €285k
2022: €285k
2023: €281k
2024: €243k
2019 → 2025
Total assets
€453k▼ 3.3%
2024 · €468k
2019: €372k
2020: €388k
2021: €375k
2022: €311k
2023: €281k
2024: €468k
2019 → 2025
Net result
€-32k▲ 22.4%
2024 · €-41k
2019: €51k
2020: €52k
2021: €50k
2022: €307
2023: €-4k
2024: €-41k
2019 → 2025
Working capital
€251k▼ 3.6%
2024 · €260k
2019: €14k
2020: €28k
2021: €10k
2022: €58k
2024: €260k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€285k-€285k▲ 0.1%€281k▼ 1.4%€243k▼ 13.6%€211k▼ 13.1%
Operating result€72k-€542▼ 99.2%€-2k€-41k▼ 1,541%€-32k▲ 21.9%
Net result€50k-€307▼ 99.4%€-4k€-41k▼ 960%€-32k▲ 22.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €32k in 2025 against €41k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €453k
Fixed assets
€185k▼ 10.8%
Current assets
€268k▲ 2.7%
Equity and liabilities €453k
Equity
€211k▼ 13.1%
Debt
€242k▲ 7.3%
The debt ratio rises from 48.1% to 53.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-9k▲
2024 · €-18k
Cash flow
€-9k▲
2024 · €-19k
Solvency
46.7%▼
2024 · 51.9%
Current ratio
16.19
Quick ratio
16.19
Debt / equity
1.14▲
2024 · 0.93
ROE
-15.0%▲
2024 · -16.8%
ROA
-7.0%▲
2024 · -8.7%
Interest coverage
-215.18▼
2024 · -53.88
Debt
€242k▲
2024 · €225k
Debt ≤ 1 year
€17k▲
2024 · €0
Debt > 1 year
€225k=
2024 · €225k
Income taxes
€0▲
2024 · €-7
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€468k€453k▼
Fixed assets21/28€208k€185k▼
Tangible fixed assets22/27€208k€185k▼
Land and buildings22€208k€185k▼
Current assets29/58€260k€268k▲
Amounts receivable after more than one year29€259k€268k▲
Trade receivables290€259k€268k▲
Amounts receivable within one year40/41€0-
Other amounts receivable41€0-
Cash at bank and in hand54/58€2k€79▼
Equity and liabilities
Total equity and liabilities10/49€468k€453k▼
Equity10/15€243k€211k▼
Contributions10/11€63k€63k=
Outside capital11€63k€63k=
Share premium1100/10€63k€63k=
Reserves13€186k€186k=
Non-distributable reserves130/1€6k€6k=
Reserves not available under the articles1311€6k€6k=
Distributable reserves133€180k€180k=
Profit (loss) carried forward14€-6k€-38k▼
Amounts payable17/49€225k€242k▲
Amounts payable after more than one year17€225k€225k=
Financial debts170/4€225k€225k=
Amounts payable within one year42/48€0€17k▲
Trade debts44€0€17k▲
Suppliers440/4€0€17k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k=
Other operating charges640/8€8k€6k▼
Gross operating margin9900€-10k€-3k▲
Operating profit (loss)9901€-41k€-32k▲
Financial income75/76B€20€0▼
Recurring financial income75€20€0▼
Financial charges65/66B€339€44▼
Recurring financial charges65€339€44▼
Profit (loss) for the period before taxes9903€-41k€-32k▲
Income taxes67/77€-7€0▲
Profit (loss) for the period9904€-41k€-32k▲
Profit (loss) for the period to be appropriated9905€-41k€-32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-38k▼
Profit (loss) brought forward from the previous period14P€35k€-6k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Weakest financial yearnet €-41k
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
2023
27-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
31-03
Financial
Liquidity times 206current ratio 228.93
Current ratio from 1.11 to 228.93; short-term debt falls from €90k to €254.
2021
08-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 8 days late
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
31-03
Financial
Highest result since 2019net €52k ▲1.8%
Net result €52k, the highest in the series.
2019
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2023
MERTENS Omer Willy
CurrentDirector · since 12-12-2023
12-12-2023
MERTENS Omer Willy: Appointed as Director
12-12-2023
G-ROW TECH: Resigned as Director
12-12-2023
HENS Filip: Resigned as Director
12-12-2023
MERTENS Omer Albert: Resigned as Director
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1982
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
D'Helst 79280 LebbekeGround area
2,208 m²
Building footprint
696 m²
Volume, LiDAR
4,707 m³
2 parcels, Flanders · tallest building 13.8 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PLASTOCUIR
since 19822.020.507.426
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42322D0275/00N000 | Flanders | 2,026 m² | 1 · 620 m² | 7.0 m · 2 fl. |
| 23016D0218/00F004 | Flanders | 182 m² | 1 · 76 m² | 13.8 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
W IMMOBILIERE
BE 1023.565.873
Arlon · Eq €211k
BG SERVICES
BE 0436.556.715
Ukkel · Eq €211k
LNG-ASSOCIATES
BE 0448.438.819
Ottignies-Louvain-la-Neuve · Eq €212k
IMMO VANRUNXT
BE 0436.212.265
Diepenbeek · Eq €211k
FINE INVESTMENTS
BE 0890.687.949
Wichelen · Eq €211k
Of 11,700 companies in sector 68310 we hold annual accounts for 6,875. 5,135 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded24-11-1981
Fiscal year end31-03
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.