CORINE JAMAR
ActiveSummary
CORINE JAMAR has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€21,524) and a net result of -€11,339. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 7081 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency0=
Growth28▼-14
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.17 against 0.35 in 2024; short-term debt: 272.4% and cash: 23.4% of total assets), and equity is negative.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-172.4%
Return on assets
-90.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€21,524
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
31 d early
2023
23 d late
2022
11 d late
2021
5 d early
2020
26 d late
2019
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€15,133▲ 1.7%
2020 · €14,876
EBIT margin
37.3%▼ 10.1pp
2020 · 47.4%
Net result
-€11,339▲ 31.1%
2024 · -€16,454
Working capital
-€28,163▼ 21.0%
2024 · -€23,283
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€15,133▲ 1.7%
Operating result€5,646▼ 19.9%€1,413▼ 75.0%€9,063▲ 541%-€16,292-€11,084▲ 32.0%
Net result€4,191within the sector's middle half▼ 40.2%€948within the sector's middle half▼ 77.4%€8,962within the sector's middle half▲ 845%-€16,454below the sector's middle half-€11,339below the sector's middle half▲ 31.1%
EBIT margin37.3%▼ 10.1pp
Equity-€3,641below the sector's middle half▲ 53.5%-€2,693below the sector's middle half▲ 26.0%€6,269below the sector's middle half-€10,185below the sector's middle half-€21,524below the sector's middle half▼ 111%
Total assets€25,686below the sector's middle half▲ 19.5%€17,226below the sector's middle half▼ 32.9%€41,638below the sector's middle half▲ 142%€25,756below the sector's middle half▼ 38.1%€12,484below the sector's middle half▼ 51.5%
Debt€29,327=€19,919▼ 32.1%€35,369▲ 77.6%€35,941▲ 1.6%€34,008▼ 5.4%
Working capital-€4,911▲ 54.2%-€7,448▼ 51.7%-€11,573▼ 55.4%-€23,283▼ 101%-€28,163▼ 21.0%
Solvency-14.2%below the sector's middle half▲ 22.3pp-15.6%below the sector's middle half▼ 1.5pp15.1%below the sector's middle half▲ 30.7pp-39.5%below the sector's middle half▼ 54.6pp-172.4%below the sector's middle half▼ 132.9pp
above
within
below
the middle half (P25 to P75) of NACE 73, Advertising, market research and public relations activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €11,084 in 2025 against €16,292 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12,484
Fixed assets
€6,638 ▼ 49.3%
Current assets
€5,846 ▼ 53.8%
Key figures and ratios
EBITDA
-€4,624▲
2024 · -€9,928
Cash flow
-€4,879▲
2024 · -€10,090
Current ratio
0.17▼
2024 · 0.35
Debt to equity
-1.58▲
2024 · -3.53
ROA
-90.8%▼
2024 · -63.9%
Interest coverage
-18.10▲
2024 · -60.91
Debt ≤ 1 year
€34,008▼
2024 · €35,941
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,640 companies that looked in July 2024 the way this one looks now, 4.1% went bankrupt within 24 months and 84% are still going.
- Micro
- 20 years or older
- negative equity
- a loss of 10% of the balance sheet or more
4.1%
went bankrupt
9.9%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €15,133 | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €8,800 | - | - | - | - | - |
| Remuneration, social security and pensions62 | €348 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,624 | €1,362 | €4,813 | €6,364 | €6,460 | ▲ 1.5% |
| Other operating charges640/8 | €85 | €498 | €712 | €738 | €951 | ▲ 28.8% |
| Gross operating margin9900 | €7,703 | €3,273 | €14,588 | -€9,190 | -€3,673 | ▲ 60.0% |
| Operating profit (loss)9901 | €5,646 | €1,413 | €9,063 | -€16,292 | -€11,084 | ▲ 32.0% |
| Financial income75/76B | - | €52 | €0 | €1 | - | - |
| Recurring financial income75 | - | €52 | €0 | €1 | - | - |
| Financial charges65/66B | €45 | €154 | €100 | €163 | €255 | ▲ 56.7% |
| Recurring financial charges65 | €45 | €154 | €100 | €163 | €255 | ▲ 56.7% |
| Profit (loss) for the period before taxes9903 | €5,601 | €1,312 | €8,962 | -€16,454 | -€11,339 | ▲ 31.1% |
| Income taxes67/77 | €1,410 | €364 | €0 | - | - | - |
| Profit (loss) for the period9904 | €4,191 | €948 | €8,962 | -€16,454 | -€11,339 | ▲ 31.1% |
| Profit (loss) for the period to be appropriated9905 | €4,191 | €948 | €8,962 | -€16,454 | -€11,339 | ▲ 31.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €25,686 | €17,226 | €41,638 | €25,756 | €12,484 | ▼ 51.5% |
| Fixed assets21/28 | €1,270 | €4,755 | €17,842 | €13,098 | €6,638 | ▼ 49.3% |
| Tangible fixed assets22/27 | €1,270 | €4,755 | €17,842 | €13,098 | €6,638 | ▼ 49.3% |
| Land and buildings22 | €1,024 | - | €5,645 | €4,445 | €3,245 | ▼ 27.0% |
| Furniture and vehicles24 | €246 | €4,755 | €12,197 | €8,653 | €3,393 | ▼ 60.8% |
| Current assets29/58 | €24,416 | €12,471 | €23,796 | €12,658 | €5,846 | ▼ 53.8% |
| Amounts receivable within one year40/41 | €0 | €3,309 | €11,830 | €4,150 | €744 | ▼ 82.1% |
| Trade receivables40 | €0 | €3,309 | €11,830 | €3,691 | €744 | ▼ 79.8% |
| Other amounts receivable41 | €0 | - | €0 | €458 | - | - |
| Current investments50/53 | €2,176 | €2,176 | €2,176 | €2,176 | €2,176 | = |
| Cash at bank and in hand54/58 | €22,102 | €6,895 | €9,551 | €6,332 | €2,925 | ▼ 53.8% |
| Deferred charges and accrued income490/1 | €138 | €91 | €239 | €0 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €25,686 | €17,226 | €41,638 | €25,756 | €12,484 | ▼ 51.5% |
| Equity10/15 | -€3,641 | -€2,693 | €6,269 | -€10,185 | -€21,524 | ▼ 111% |
| Contributions10/11 | €18,741 | €18,741 | €18,741 | €18,741 | €18,741 | = |
| Reserves13 | €6,065 | €6,065 | €6,065 | €6,065 | €6,065 | = |
| Non-distributable reserves130/1 | €1,874 | €1,874 | €1,874 | €1,874 | €1,874 | = |
| Reserves not available under the articles1311 | €1,874 | €1,874 | €1,874 | €1,874 | €1,874 | = |
| Distributable reserves133 | €4,191 | €4,191 | €4,191 | €4,191 | €4,191 | = |
| Profit (loss) carried forward14 | -€28,447 | -€27,499 | -€18,537 | -€34,991 | -€46,330 | ▼ 32.4% |
| Amounts payable17/49 | €29,327 | €19,919 | €35,369 | €35,941 | €34,008 | ▼ 5.4% |
| Amounts payable within one year42/48 | €29,327 | €19,919 | €35,369 | €35,941 | €34,008 | ▼ 5.4% |
| Trade debts44 | €384 | €2,744 | €2,911 | €4,408 | €2,663 | ▼ 39.6% |
| Suppliers440/4 | €384 | €2,744 | €2,911 | €4,408 | €2,663 | ▼ 39.6% |
| Taxes, remuneration and social security45 | €3,340 | €577 | €1,748 | €297 | €807 | ▲ 171% |
| Taxes450/3 | €3,340 | €577 | €1,748 | €297 | €807 | ▲ 171% |
| Other amounts payable47/48 | €25,603 | €16,599 | €30,709 | €31,236 | €30,538 | ▼ 2.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,191 | €948 | €8,962 | -€16,454 | -€11,339 | ▲ 31.1% |
| + Depreciation and write-downs630 | €1,624 | €1,362 | €4,813 | €6,364 | €6,460 | ▲ 1.5% |
| Operating cash flow (approximation) | €5,815 | €2,310 | €13,775 | -€10,090 | -€4,879 | ▲ 51.6% |
| Investment in fixed assets (approximation) | - | -€4,846 | -€17,900 | -€1,620 | €0 | ▲ 100% |
| Change in cash | - | -€15,206 | €2,656 | -€3,220 | -€3,407 | ▼ 5.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet -€16,454
Net result drops to -€16,454, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Highest result since 2018net €8,962 ▲845%
Operating result €9,063, net result €8,962, both a record.
11-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 11 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €7,010
Net result €7,010 after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 1991
Ground area
577 m²
Building footprint
103 m²
Volume, LiDAR
1,042 m³
2 parcels, Brussels · tallest building 13.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CORINE JAMAR SC
since 19912.052.556.325
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0465/00W038 | Brussels | 475 m² | - | - |
| 21822R0286/00G004 | Brussels | 103 m² | 1 · 103 m² | 13.2 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,864 companies in sector 73110 we hold annual accounts for 3,752. 1,694 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded28-02-1991
Fiscal year end31-12
Activities, NACEBEL 2025
73110Advertising agencies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0444087675
Also
9925:BE0444087675
Registered
04-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.